The Digio credit card may be an option for you who are looking for credit tools. He is Brazilian, belongs to a digital bank and brings advantages.

The card belongs to the digital bank of the same name. He, in turn, belongs to Bradesco, BB and Elopar. Thus, you are facing a card that offers convenience without sacrificing security.

Still, it is possible to apply for this card without leaving home. In a few steps, via the internet, you can apply. That way, you don't waste time with queues or long phone calls.

Interested? So be sure to continue your reading. Below are the main questions about Digio and the respective answers. So, see how you can get a credit option without leaving home.

This credit card has a Visa flag and is international. In this way, it allows purchases in more than 40 million establishments worldwide. Incidentally, this in person and over the internet.

Despite this, the Digio credit card is limited to the credit function. That is, there is no debit function at first. That's why, in fact, you don't even have to be a Digio or Bradesco customer to get it.

The Digio card limit varies according to the profile of each customer. After all, the digital bank takes into account some personal issues to grant the amounts. For example, the score on entries such as the Positive Consumer. Also, know that there is consultation with the SPC and Serasa.

In this way, there is no fixed limit, as well as there is no certainty of approval for the card. For that, it is necessary to have a clean name and good reputation in the square.

Check out the main pros and cons of the Digio credit card. With that, you can fully analyze whether it is worth it for you or not. After all, do not forget that the usefulness of an option varies according to each customer.

Firstly, the Digio card does not charge an annual fee. In this way, it waives maintenance fees for card services. Still, it does not require any kind of compliance in return to keep the annuity away.

Another important point is that the Digio card does not charge revolving interest. That is, it does not charge one of the fees that most banking institutions impose in case of non-payment of the invoice in full.

In this case, then, it is up to the customer to choose a form of payment that fits in their pocket. So, the interest he will have to pay is below the market average, as they do not require one form of fees.

Also, those who are customers of the Digio card have the DigioStore. This is the store that belongs to the bank. Here you can buy a series of products and services under special conditions and prices. For example, prepaid Uber credits.

Another interesting point is that the Digio credit card offers the Vai de Visa Program. It is inherent in the flag. With this, it becomes possible to accumulate points according to the expenses in your invoice. Then exchange them for products, discounts and services.

On the other hand, not everything is rosy. If you do not have enough money to cover the invoice amount, you do not have the right to pay “the minimum”. That is, either pay all of it, or choose to pay in installments.

Another issue that can be a problem, depending on the customer, is that the credit card does not offer a debit function. Therefore, it is possible to use it only for credit payment purposes, either in cash or in installments.

To apply for the Digio card, simply enter the website or application of the digital bank. Then click on “Ask for your card” and follow the on-screen instructions. On the other hand, it is also possible to contact the digital bank by telephone, using the following numbers: