The Alt Bank credit card emerged as a solution for those who cannot access credit. Whether it's negative or not having a history, Alt Bank can help people build their credit and maintain a more stable financial life.

Fintech's proposal is to be accessible to all people and offer a good credit service. For this, it offers a card with no annual fee and fairer interest rates. In addition, those who have the Alt Bank digital account can make their money work every day!

So, continue reading and check out more information about the card.

The Alt Bank credit card is a very affordable option for people. It becomes the ideal option for those who want to have their first card because it does not carry out a credit analysis.

The lack of this initial analysis is due to the fact that in Alt Bank the user himself builds his credit. That way, when you put money in the account, you can use it as credit. In practice, this makes it a prepaid card. But, it is possible to get limit with it.

With a time of use and paying bills without delay, the card can analyze your history and release an extra line of credit. This is something prepaid cards don't do.

To access all its functionalities, Alt Bank offers an application for the user to access his account and invoices. With it, you can see all the interest that has been applied, such as when the payment of the invoice is late.

In addition, those who have an Alt Bank credit card can have a discount at partner stores. In this way, establishments such as Renner, Carrefour, Magalu, Droga Raia, among many others, are Alt Bank partners and offer discounts to users.

The Alt Bank credit card was created thinking about people who have good financial control. Generally, these people use the card to access more financial facilities, but being careful not to get into debt.

And at Alt Bank this is possible. As each person builds their credit, it becomes easier for them to access what they can afford. In this way, the card helps to avoid indebtedness.

By accepting everyone, he also becomes a good option for those with a dirty name. And also for people who haven't built their history yet. That way everyone can use the card and learn to keep their accounts up to date with it.

The Alt Bank card has many interesting advantages. But is he really worth it? That's what you'll find out next.

Having zero annuity and accepting everyone is one of the great differentials of this card. This allows many people to have a credit card without paying to access it.

But, the fact that he avoids debt can also help people a lot. Alt Bank has a philosophy that everyone should be financially educated and know how to take care of their finances.

By allowing everyone to create their credit, it allows people to have better financial control. And that's the gateway to learning how to better control your finances.

Also, people can use the credit card to pay for their subscriptions and other recurring purchases. And the fact that he can earn his money 100% from the CDI every day is also a very attractive advantage.

Finally, after making your Alt Bank credit card, you can use it immediately. Even if the physical card has not yet arrived at your address, you are free to use the virtual card and start shopping!

Already looking at the disadvantages of this card, we can see that the fact that it does not release an initial limit is something that can disturb some people.

As much as building your own credit is interesting, it is not something that is very popular with the public. Many people, when taking out a credit card, want to make large purchases, with values that they do not yet have available.

Since credit is basically the money you put into the account, those looking to make large purchases may find it a deterrent.

The Alt Bank credit card is new to the market, and it is not yet available to the general public.

To get early access to it, you need to sign up for a waiting list. So, when the feature releases, you can enjoy and use it first!

If you want to know the step-by-step process for applying for an Alt Bank credit card, you can check out the content we created below!