Cards
Discover the Bradesco Universitário card
The Bradesco Universitário card is ideal for students who want financial autonomy. In addition, it offers international coverage and many other advantages. Learn more in this article!
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Bradesco Universitário Card: essential conditions for a student's life
University life is full of uncertainties and you don't need those doubts of academic life to accompany you on the financial side as well. That's why we're going to introduce you to Bradesco Universitário, a card full of services and with the right conditions for student life.
Bradesco brings its service to students with many innovations and even advantages over the competition. Therefore, among them: a special line of credit for university students and training courses. Therefore, for these and other reasons, which you are about to learn about, we have prepared this basic guide on Bradesco Universitário.
Have a great read and enjoy all the information!
Annuity | Exempt (first annuity) |
minimum income | not informed |
Flag | Visa or Link |
Roof | International |
Benefits | Exclusive courses, special credit, special promotions with partner stores |
How to apply for the Bradesco Universitário card
Check out the step-by-step process to apply for the Bradesco Universitário card full of advantages.
Main features of Bradesco Universitário
The first differential that we can point out here is the credibility that Bradesco has in the domestic market. Therefore, the financial institution has been operating here for several years and has always been very efficient in its services.
In this context, Bradesco seeks to reach not only a consumer public, but to offer conditions for all people. Thus, the Bradesco Universitário program was born.
Students enrolled in higher level courses can request to open a university account. In this way, it will be possible to use the services of the credit card.
This card comes in two very famous flags: Visa and Elo. Furthermore, it does not charge an annuity in the first year of use, after that period there is a 12x charge of R$ 13.75.
In addition, some of the main advantages of Visa are:
- Access to Vai de Visa: a program that offers discounts at various partners such as Netshoes and Renner;
- Travel assistance: providing key information about displacement and destination.
In addition, those who opt for Elo will be able to count on:
- Exclusive participation in sweepstakes and special offers;
- Early access to concert pre-sales and special events.
As we saw in the above information, both brands have international coverage. In this way, supporting the student in possible trips through the university.
Furthermore, it is important to point out that this card offers simpler loan or financing services. After all, no one deserves to go through all that bureaucracy.
Who the card is for
As the name suggests, the card is exclusively for university students. That is, they are attending the higher level.
However, remember that higher education is not just a degree. Therefore, it includes postgraduate, master's, doctoral, postdoctoral and other specializations.
Therefore, if you are enrolled in a public or private institution that offers this type of training, you will certainly be able to apply for Bradesco Universitário.
Is the Bradesco Universitário credit card worth it?
First of all, it all depends on your financial profile as a student. So, just below we will point out the main positive and negative points of this service, check it out!
Benefits
- Easier loans and financing. That is, intended for the purchase of material, registration, monthly fees, specializations, exchange programs, congresses, seminars, among others;
- Access to exclusive training and content on entrepreneurship in your area;
- Discount at the Cinema: 50% off the ticket and Bradesco combo (on the Cinemark network);
- Bradesco Theater Benefit: exclusive service and up to four tickets per session for half the standard price;
- Benefits in the culinary area: the Menu program gives you exclusive offers and the facility to reserve tables in specific restaurants;
- Discounts and offers on the partner network;
- You can order additional and secure cards in several areas.
Disadvantages
- It does not have a points accumulation program. That is, when spending with the card you do not accumulate points to redeem discounts or even products;
- To access the card, you must be a Bradesco account holder. Thus, you need to go through the entire process of opening an account to have the Bradesco Universitário card.
How to apply for a Bradesco Universitário credit card?
Finally, as we have just seen above, to access the card you need to be an account holder. Therefore, this means that the first step to use Bradesco Universitário is to open a Bradesco student account.
For this, Bradesco informs on its website that it is possible to request the opening online through the bank's own application. That is, then just enter the site to have access to more detailed information.
In addition to the online service, you can use one of the 2,947 branches of Banco Bradesco spread throughout the national territory.
Did you like it? Access our recommended content and learn in detail how to apply for the card.
How to apply for the Bradesco Universitário card
Check out the step-by-step process to apply for the Bradesco Universitário card full of advantages.
About the author / Marina Poncio
Reviewed by / Junior Aguiar
Senior Editor
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