For those looking for credit to finance the acquisition of their property, one of the most fundamental points in choosing the creditor bank is precisely the interest rate charged. With one of the smallest in the market, Itaú then became the number 1 option. If you are also interested in your financing, find out right now how to apply for the Itaú Real Estate Loan.

Before talking about how to apply for an Itaú Real Estate Loan, you need to keep one detail in mind. Since the interest rate is linked to the yield on savings and, therefore, to the Selic rate, if the latter, in turn, increases, you may not be making the best choice if you want to carry this financing during the 30 years.

Today, the interest rate is low and the TR (Reference Rate that corrects the outstanding balance) is at zero. However, we live in a very uncertain country and whose economy can fluctuate a lot within a 30-year interval. Therefore, it is important to know if you will have the structure and preparation to withstand these fluctuations and a possible increase in the interest rate on your real estate financing.

If you've put it at the tip of your pencil and think you are able to afford all this variation, go ahead and apply for your Itaú Real Estate Loan, especially if you intend to complete this financing in a short period of time. Paying off your property soon, you will not face a very large variation in the interest rate and you will be doing a great deal.

Did you decide for the Itaú Real Estate Loan, even though you were aware of the aforementioned issue? Well, know that you are making a great choice. So, to help you, we explain all the steps below on how to apply for the Itaú Real Estate Loan. Check it out!

To hire your real estate financing, you first need to do a simulation of what you want, which can be done online or at a physical agency. In this part, they will ask you the value of the property, the down payment amount, which must be at least 10% of the acquisition, the buyer's date of birth, the choice of insurance and the deadline for paying off the debt. All of this is done without any commitments, so rest assured!

Once the simulation has been completed, the next step to request the Itaú Real Estate Loan is to submit your proposal. The return of your credit analysis is carried out within 1 hour for financing up to R$ 1 million – yes, it really is very fast! Afterwards, with the approval of your proposal, Banco Itaú will contact you to ask you to send the documentation.

Did you send the documents? So that's it, you'll be just two steps away from completing the purchase of your property, because, after analyzing the documents, Itaú appraises the property and issues the contract for registration at the notary. Then, with the registration of the contract already completed, your credit will be released within 3 working days.

Now that you know how to apply for an Itaú Real Estate Loan, it's time to take the first step in this big decision of your life. Make your simulation right now without commitment and don't leave for tomorrow what can be done today!