First, the Construcard Caixa construction credit is a line of financing intended for the purchase of materials to make its construction or renovation feasible. With the card, you can buy the most diverse products to use in your work, such as paints, floors, frames, bricks and other items needed for your renovation.

First, the Construcard card is a real estate credit line that works as a loan. In this sense, it is offered by Caixa and is used to purchase building materials for your work.

Therefore, when requesting this service, the customer receives a debit card to be used in the purchase of inputs for construction or renovation.

Well, in the first phase of financing, you have up to six months to purchase these materials, to which you will only pay the interest on the amounts used. Then, after this phase, you start paying the outstanding balance and the installments can vary from 1 to 240 months.

In addition, the system used to calculate installments is the Price Table. That is, the installments will have the same value until the end of the payment.

By the way, are you interested and want to apply for Construcard construction credit? So keep reading that we explain how to do it.

So, unfortunately, Caixa does not offer this online service to apply for Construcard construction credit. But you can access Caixa's website to learn more about this service.

Anyway, to hire this service, you need to meet some prerequisites such as:

Therefore, if you are within these prerequisites, the first step is to submit the necessary documentation. In addition, you must go to the Caixa agency closest to you and present the following documentation: identity, CPF, proof of residence, updated proof of income, guarantee documents, if applicable, proof of ownership of the property.

Then, based on this documentation, Caixa will use your data for a cadastral search and credit analysis.

Well, after approval of the financing, you will sign the contract and choose whether you want to receive the card at the agency or at your residence.

Finally, upon receiving the card, you must go to a Caixa branch to have it unlocked, and then you can use it from the following day at any Caixa accredited store.

In addition, it is worth remembering that during the purchase period, you only pay interest on the amount used.

Finally, it is not possible to apply for Construcard Caixa construction credit over the phone. However, you can contact Caixa using the telephone numbers below for any queries you may have:

In this sense, it is also not possible to request the Construcard Caixa card service through the application. Therefore, you will need to go to a Caixa branch closest to you.

So, if you've come this far and realized that Construcard construction credit doesn't meet your needs. But do not worry! Because there are other financing available in the market. Given this, how about getting to know Banco do Brasil's credit? Also, see the comparative table of the two below and then compare them: