First of all, Banco do Brasil Crediário works as a loan. With it you have the opportunity to make dreams come true, such as buying construction material for your new house or apartment. Or, it can help you pay a higher-value bill with reduced interest.

So, BB Crediário allows you to purchase goods or services, such as books, equipment that increases energy and water efficiency, tablets, smartphones, among others, except vehicles. You can divide the purchase amount in up to 48 installments, with interest starting at 1.98% per month.

In addition, you have 59 days to start paying. And what is more practical, the payment is made through direct debit.

Super practical and fast, Banco do Brasil Crediário can help you finance a ticket or purchase a service or goods such as courses, tablets, books and even trips. Keep reading to find out more.

There is no online application process, because in order to use the financing amount, you must have an Ourocard credit card with a Visa or Elo flag, as well as an active checking account at Banco do Brasil. The request is made at the time of purchase of the desired good or service.

That's right! You go to an affiliated commercial establishment that has a Cielo machine and ask to use your credit card. In this way, it is possible to pay your purchases in up to 48 installments.

But don't forget to check your available credit limit at a Banco do Brasil self-service terminal, on Internet Banking or on the BB app.

So, unfortunately, it is not possible to apply for BB Crediário over the phone. But you can contact the BB Relationship Center to find out more information through the numbers:

There is also no request process via the app, but you can use BB Crediário to pay bills in installments via the Banco do Brasil app, as long as the maximum amount is R$ 10,000.

For this, when paying the bank slip, you must select the option “Payment in Installments – CDC”. Incidentally, it is possible to pay the amount in up to 48 installments.

In this sense, both Construcard and BB Crediário are great options if you are looking for financing to build or renovate. However, BB Crediário helps you not only when carrying out renovations. With it you can purchase goods or services.

Well, check out some features of both loans below and see which one is better for your consumer profile.