loans
How to apply for the Sicoob payroll loan
The request can be made both online and in person, and with digital options you can request the loan via the Sicoob app or on the company's official website. Learn more about the process here.
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The request can be made from 3 different channels
The Sicoob loan is a great credit option for those who need extra money for an emergency or to pay for a project.
This happens because in this modality, you can find the best loan conditions! Therefore, it is easy to access low interest rates and a long term to pay off the loan.
This credit is offered especially to those who are retired, INSS pensioners, private employees or public servants.
Therefore, if you fit into this audience and want to access this credit, check out how it is done in the following post!
Order online
In short, you can request a Sicoob loan online.
To do this, you just need to access Sicoob Internet Banking and carry out the credit simulation from that channel.
This way, you will be able to know the amount that can be borrowed and how the installments will be. This way, if the simulation values fit your finances, you can continue taking out credit.
Namely, Sicoob will ask for your personal documents to confirm the information provided and thus approve the credit for you. Once approved, simply sign the contact form and wait for the money to arrive in your account!
Request via phone
Namely, Sicoob does not work with loan requests through the telephone service channels offered by the company.
This way, from them you can just clear up some doubts about the products offered by Sicoob.
Request at the agency
Another known way to make a Sicoob loan is in person.
To do this, you just need to go to one of the bank's cooperatives with some documents in hand, such as ID, CPF, proof of income and address.
So, you can speak to one of the financial institution's representatives and see how you can access the Sicoob loan.
Request by app
Finally, another way to request a Sicoob loan is from the application it has.
This way, you just need to download it from your cell phone's app store to apply for the loan.
After downloading it, you just need to access the Payroll Credit option and enter the credit amount, your phone number and your payment plan.
Then, you just need to send your identity document and pay slip so that Sicoob can carry out a credit analysis,
Once approved, you just have to sign the loan contract and wait for the money to be released into your account.
Sicoob loan or Creditas loan: which one to choose?
Even though the Sicoob loan is a good loan option, it is also interesting to know other credit options so that, if you are not approved, you can still access the credit you are looking for elsewhere.
Therefore, an interesting option and payday loan to get to know is Creditas.
From there, you access low interest rates and can borrow up to R$ 70 thousand in credit! Furthermore, it is completely available to negative users!
Therefore, if you liked the Creditas payroll loan option, check out how you can request it in the following post!
Sicoob payroll loan | Creditas payroll loan | |
Minimum Income | not informed | not informed |
Interest rate | not informed | Starting at 1,49% am |
Deadline to pay | Up to 96 months | Up to 60 months |
Where to use the credit | As you wish | As you wish |
Benefits | No guarantor needed Credit is released quickly Has fixed installments | accept negatives Online application No bureaucracy |
How to apply for a Creditas payroll loan
Request it via the website, WhatsApp or phone easily and without bureaucracy!
About the author / Leticia Jordan
Reviewed by / Junior Aguiar
Senior Editor
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