loans

How to apply for a Mercado Pago loan

With the Mercado Pago loan, you can pay up to R$ 500 thousand in up to 24 months, depending on the type of credit. See now how to apply for the loan and start changing the future of your business.

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Mercado Pago: apply for the 100% loan online that falls instantly

Solicite agora seu empréstimo com o Mercado Pago. Fonte: Mercado Pago.
Apply now for your loan with Mercado Pago. Source: Mercado Pago.

Moving a new business requires a lot of effort, study and money. That is why, in today's article, we are going to show you the Mercado Pago loan. The platform works with different modalities. They are fixed installments, percentage of sales and express money.

These modalities help you grow and boost your venture more and more. What's more, the loan amount can reach up to R$500,000. Read on to find out how to apply.

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Afinal, como solicitar o empréstimo? Fonte: Pexels.
After all, how to apply for the loan? Source: Pexels.

First, applying for the Mercado Pago loan is very simple. However, first it is necessary for the platform itself to make you an offer. After that, just request it directly in the Mercado Pago application.

But for this to happen you need to have a good reputation on Mercado Pago and a good financial history, as well as having sold at least R$ 100.00 in the last two months on Mercado Livre or Mercado Pago.

So, if you meet all these requirements, the pre-approved offer will appear in your app in the “Credit Market” area. Furthermore, after you make the request, the money will be transferred to your Mercado Pago account and then transferred to your bank account.

Request via phone

Unfortunately, it is not possible to apply for the loan over the phone, as the process is done through the application. Also, they do not provide a contact number. So, if you have any questions, just access the help tab on the website or app.

Request by app

As we mentioned, after receiving the offer, all you have to do is apply for the loan through the application itself. Furthermore, the process is very intuitive, as the app informs you step by step as you follow the steps. It is worth mentioning that the money falls instantly and you can transfer it to your bank account in a few minutes.

Credits loan or Mercado Pago loan: which one to choose?

After knowing more about the Mercado Pago loan, let's show you a little about the Creditas loan. Incidentally, both loans have advantages and disadvantages, it's a matter of understanding what works best for your reality. So, compare them and decide which option fits your pocket best.

CreditsMercado Pago
Minimum Incomenot informedNot informed, but it is necessary to sell more than R$ 100 in the last two months in Mercado Pago or Livre
Interest rateFrom 0.99% per monthDepends on each offer
Deadline to payUp to 240 months, depending on the modalityUp to 24 months, depending on the modality
Where to use the creditTravel, start a businessInvest in your business
BenefitsReduced rates;
Three loan options;
Long payment term.
Cash release on time;
Process 100% online;
Three loan options.
So, check the characteristics of each loan
creditas

How to apply for the Creditas loan

With the Creditas loan, you have three types of credit to choose the one that best fits your financial life. Check how to apply!

About the author  /  Leticia Maia

Journalism student at UFSC, has always been passionate about writing. In the middle of college, he met digital marketing and was enchanted. She is a content producer for blogs and social networks.

Reviewed by  /  Junior Aguiar

Senior Editor

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