loans
Discover the loan for MEI Lendico
The loan for MEI Lendico is a line of credit for Brazilian entrepreneurs to leverage their business. With no restrictions on use and no bureaucracy, it could be ideal for you. Check out more here!
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Lendico: reduced interest rates for Brazilian microentrepreneurs
The loan for MEI Lendico is ideal for you if you are a self-employed professional or entrepreneur and need extra help to boost your business. In this way, Lendico offers a line of credit with reduced interest rates especially for Brazilian microentrepreneurs.
So, are you interested and want to know more about this loan? So check out our content below.
How to apply for the Lendico MEI loan
The Lendico micro-entrepreneur loan can be fundamental when it comes to boosting your business. See how to apply!
How does the loan for MEI Lendico work?
Well, this line of credit has the advantage of being a loan without collateral. In fact, to get credit you do not need to have a CNPJ. In other words, just present your CPF and proof of income and you can be approved.
However, don't worry. If you have a CNPJ, approval can be even easier, as you can use your income as MEI to carry out the analysis. Once approved, payment is made via invoices that are sent monthly to your email.
Furthermore, Lendico also offers a good payment term, up to 36 months. Also, the loan amount is up to R$ 50 thousand and the interest rates start from 1,98% per month.
What is the loan limit for MEI Lendico?
In this sense, Lendico offers different loan amounts. So, you can request anything from a lower value of R$2,500.00 to a higher value of up to R$50,000.00.
Therefore, do a simulation and present your proof of income to carry out a detailed analysis.
Is a loan for MEI Lendico worth it?
So, the Lendico MEI loan is ideal for those who want to invest in their business, or even renovate their establishment. In fact, you can even do your payroll with it. However, it is important to be aware of the advantages and disadvantages to make sure that this line of credit can suit you.
Benefits
First of all, the advantage that draws the most attention to the loan for MEI Lendico is that you do not need to put up any asset as collateral. In fact, you don't need to have a CNPJ either, just present your CPF and proof of income to carry out your analysis.
Another very attractive advantage is the freedom when using the loan amount. In other words, you do not have any contractual obligations and the money is not restricted, you can use the amount as you wish, to invest or not.
Furthermore, interest rates are lower and the loan amount can be high, i.e. up to R$50,000.00. Furthermore, you can make the entire request safely and calmly, all 100% online and without leaving home.
Disadvantages
Well, unfortunately the Lendico MEI loan has a very strict credit analysis. This means that if you have any restrictions on your name, it is unlikely that you will be approved for this line of credit.
Furthermore, if you do not have a CNPJ, you may encounter approval difficulties as well. This is because Lendico takes your income as an individual microentrepreneur into account when analyzing credit.
How to take out a loan for MEI Lendico?
So, if you've made it this far and think this line of credit is for you, check out how to apply.
First, you must access the official Lendico website and access the personal loan tab. Then you must fill out your registration and wait for the analysis, which only takes a few minutes.
Then, if you are approved, you can send your documents and wait for the contract to be signed. Once signed, the money is available to you within 2 business days.
So, do you want to know more details on how to apply for this loan? Well, check out our content below!
How to apply for the Lendico MEI loan
The Lendico micro-entrepreneur loan can be fundamental when it comes to boosting your business. See how to apply!
About the author / Aline Barbosa
Reviewed by / Junior Aguiar
Senior Editor
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