Initially, the Jeitto loan or Geru loan are two online loan options that seek to offer exclusive advantages to customers with all the security, transparency and practicality they need when taking out a loan!

So, to learn a little more about the pros and cons of these loans, we have brought a comparison for you to do an analysis! Check out!

So, the Jeitto personal loan works as a secure and very quick release loan!

That's because, it works with values up to R$150, ideal for paying bills and making cell phone recharges or other functions up to R$150.

In addition, the Jeitto loan can be requested through the Jeitto application, which works like a credit card. In this, the invoice maturity is previously established and occurs on the tenth of every month, the bill being generated by the application itself!

Furthermore, Jeitto does not charge monthly or annual fees, and a single fee is charged for payment of bank slips!

Well, Geru's personal loan is a fast online loan modality, as well as having the security you need, with the release of amounts within 10 days after approval.

So, the entire procedure for applying for the loan, from comparison to contracting, can only be done through Geru's website, because Geru only provides credit online, without having to resort to a financial institution.

In this, it is necessary CPF, RG and proof of income in a period not exceeding 60 days. This is because, for loans like this, only the most recent documents are accepted. And in addition, on the site you can make a comparison and simulation of values.

So, among the advantages of the Jeitto loan is the fact that you don't need to have a bank account or offer anything as collateral to apply for this loan!

In addition, the values are released in a few minutes and can be used to pay bills, recharge mobile phones, as well as bills for online purchases, as mentioned above.

Finally, you can also insert a balance into Jeitto's digital wallet, to use it through the app!

Well, the first big advantage of the Geru loan is that the loan amount can be from R$ 2,000.00 to R$ 50,000.00.

That is, for those who need higher amounts to settle a debt or open a business, it is one of the best options on the market!

And in addition, you can pay the loan in 12 to 36 installments and the interest rates vary according to the client's financial history and other criteria of the institution!

Another advantage is that the time to release the money is up to 10 business days, and the process to apply for the loan can be done completely online!

Therefore, the Geru personal loan has several advantages such as security, convenience and high credit values!

So, the biggest disadvantage of this loan is the credit analysis performed. This is because, for negatives, it is not a good option since it is necessary to prove income and financial stability such as a high credit score!

And in addition, the loan amounts are reduced, not reaching R$200, as well as the payment term is also reduced, in just 1 installment!

Therefore, if you need a loan with high amounts, it is not the best option, you should look for other alternatives such as the Geru loan!

Well, one of the biggest disadvantages of this loan is that it takes about 10 business days to be released after approval.

That's because the vast majority of personal loans have a quick release, even hours after loan approval!

So, if you are in urgent need of money, it may not be a good alternative!

Furthermore, the interest varies according to several factors, and can reach 9.05% per month. That is, without a well-organized financial structure, this loan could end up causing you problems!

Another disadvantage is that the company requires a minimum income of R$ 3,000.00, thus reducing the number of people who can access credit!

Therefore, the Geru personal loan can be a great option to get credit, but it brings several obstacles for certain groups of people!

Well, the Jeitto loan or Geru loan are loan options that have all the credibility, practicality, security and accessibility you need when choosing to take out a loan online without having to leave the comfort of your home!

Therefore, make an analysis of the loans that are available to you in the market and see which one is the best option for you!