For those who make a lot of purchases at Riachuelo stores or just want to have a card with a low annual fee, online Riachuelo cards can be very interesting options for you.

Namely, this famous chain of retail stores offers its public two options of credit cards to make their purchases.

Thus, you can apply for the card that best suits your financial life and take advantage of the advantages that each one of them brings.

In this post, you'll learn more about Riachuelo cards online and find out which one to order!

In summary, based on a partnership with the financial company Midway, Riachuelo is able to offer the public two credit card options: the store card and the branded card.

Namely, both options are credit cards that offer you an interesting limit to use in Riachuelo stores.

Below, you can learn more about them and understand what features each of the online Riachuelo cards can offer you!

First of all, we have the official Riachuelo store credit card. From there, you can get a 10% discount on your first purchase, in addition to a good amount of credit to use in the network's official stores.

In addition, this card has an application where you can manage everything related to the card, such as invoice, limit and know the best day to make your purchases!

The second card option is the Riachuelo credit card, which is issued under Visa or Mastercard.

Namely, this card option allows you to access the benefits of brands, such as the Vai de Visa Program and the Mastercard Surpreenda Program.

Both programs manage to offer you discounts at partner stores and access to special promotions on your purchases! 

In summary, the functioning of online Riachuelo cards is very simple. Both options work in the credit function, thus allowing you to make purchases in installments without any problems.

Namely, with the Riachuelo card you can pay your bill in up to 21 installments with interest. With the flag card option, you can pay your purchases in up to 5 installments without interest and 8 installments with interest.

In addition, with the branded card you can request up to 5 additional cards for people who are at least 14 years old, making it an interesting option for parents to allow their children to have a card.

Namely, the Riachuelo card with the Visa or Mastercard brand has an annuity charge. But, the amount charged is low, only R$ 9.90 per month.

The Riachuelo store card, on the other hand, is an option that does not charge any annual fee.

Knowing the limit of a credit card is essential to know what purchasing power we can have with the card.

However, with online Riachuelo cards, it is not possible to know the total limit amount that it releases.

This happens because the limit value is defined based on the credit analysis that the user has.

Therefore, in order to find out the limit of Riachuelo cards online, it is necessary to apply for it.

If you have already requested one of the Riachuelo cards online, but would like to increase the limit, know that it is possible to apply!

For this, you just need to go to one of the stores and talk to the credit attendant to analyze the possibility of increasing the limit.

In addition, it is also possible to request the increase from the telephone by calling 3004 5471 (capitals and metropolitan regions) or 0800 727 4417 for other cities.

If you liked what you've seen so far about Riachuelo cards online but you're still in doubt if this is the ideal option for you, check out the main pros and cons of this card below!

First of all, let's check out the advantages of online Riachuelo cards, which manage to offer you great features.

Therefore, with the Riachuelo card with flag, you can access the following advantages:

Already with the store card, you can access these unmissable advantages!

On the other hand, the two online Riachuelo card options can also have some negative points.

First, the flag card has an annual fee. Nowadays, it is already possible to find options that do not have this fee or that make it flexible based on the amount of purchases made.

In addition, the flag card has a very low installment period, and you can divide your purchases into just 5 installments without interest or 8 installments with interest.

Finally, the store card also does not have very attractive benefits, such as cashback or points program.

If you've analyzed the strengths and weaknesses of Riachuelo cards online and decided you want to apply for yours, know that the process is very simple!

You just need to download the MidWay application, create an account and, once logged in, apply for your Riachuelo credit card!

In the following post, you can check out this process in more detail to be able to apply for your Riachuelo cards online!