Among so many payroll card options on the market, having access to an international card, with an affordable annual fee and one of the most accepted flags in the world, is certainly a good alternative. That's why, today, we bring you the best Visa payroll cards of 2021.

These cards offer special conditions for INSS retirees and pensioners, as well as benefits associated with the brand. That way, you can do your day-to-day shopping with more peace of mind and safety.

So read on to learn more about these cards. Let's go!

So, check out the 3 best Visa payroll cards below.

First, let's talk about the Olé payroll card, which is among the most sought after on the market, both because it is international and because of the low interest rates that can be up to four times lower than those of other traditional cards.

So, Olé's payroll card is exempt from annuity and issue fee, so you can access the card without paying absolutely anything for it, as long as it is accepted in the institution's analysis. But, if you are negative, don't worry, because Olé only analyzes your data without consulting the credit agencies, therefore, it accepts negative ones.

And, in addition, the interest rates on the Olé payroll card are among the lowest on the market, up to four times lower as mentioned earlier, as well as you get exclusive discounts and conditions for being an Olé customer.

In addition, with Olé you can withdraw up to 70% from your credit and you can follow everything that happens with your credit card through the application or the institution's website without having to leave your home.

And so, to access the Olé payroll card, you need to be retired or a pensioner of the INSS, as well as a civil servant, and you can apply for your card completely online.

Among other advantages, with the Olé Visa payroll, you have access to all the advantages of the brand. To do so, simply register your card on the brand's website and thus take advantage of programs such as Vai de Visa. So, to learn more about the card and learn how to apply for it, click on the recommended content below.

Now, let's get to know the Pan payroll card. It is an international card that has a Visa flag in which you can participate in the Vai de Visa Program. So, continue reading to learn more about Pan. So, if you like it, you can order it today.

First, the Pan payroll card gives you access to an annuity-free financial product with a limit of up to 2 times your salary. Thus, if you receive a minimum wage, the limit will be twice the salary amount.

And, in addition, the payroll Pan invoice is deducted directly from your payroll and the interest rates are up to 4 times lower than conventional cards, that is, you don't have to worry about getting even more indebted when you choose Pan .

In addition, it is also available to people with a dirty name, because it does not consult agencies, such as Serasa and SPC, only consulting your personal data to release the credit card that is available to INSS retirees and pensioners, as well as as public servants.

So, let's now learn about the Mercantil Brasil payroll card, because it is an international financial product with the Visa flag that has low interest rates.

By the way, the card does not charge an annual fee, that is, you can use it anywhere in the world without paying a maintenance fee and, of course, it also guarantees access to the advantages of the Visa brand.

And, in addition, the interest rates on this card, as well as the vast majority of payroll cards, are lower. This happens because the payment of the invoice is made directly on the beneficiary's paycheck, reducing default rates.

In addition, with Mercantil Brasil you can check your digital invoice through the app and withdraw part of your credit card limit. So, if this card is for you, click on the recommended content below to order it.

First, the benefits are being able to participate in programs that integrate one of the most accepted flags in the world. That's because Visa is accepted at millions of establishments anywhere in the world. From Brazil to Japan, you can enjoy your moments with family or friends using the card.

Thus, you can have discounts on restaurants, trips, hotels and several other services through the Vai de Visa program. In addition, you can participate in Visa Passfirst, as well as enjoy other benefits of the brand. So, if you want access to all this, just apply for your card and register on the Visa website.

So, in reality, the payroll card works basically like a credit card, the main difference being the fact that the payment of the invoice is deducted directly from the customer's paycheck or benefit. card interest rates and the margin at which this amount is discounted.

This is because only the payable margin (5% of the monthly income) is deducted from the payroll, the rest must be paid by the customer through a bank slip or another service provided by the bank. So, if you opt for the payroll card, do not forget to pay attention to this.

So, first of all, make an assessment of the interest rates and the card's annual fee, so you can find out which one has the lowest risk of default and indebtedness and then, right after, apply for the card that has the most advantages for you. .

Furthermore, if you are not interested in any of the Visa card options, how about getting to know the best Mastercard payroll financial products? So, read our recommended content and check it out!