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4 best Mastercard payroll card options 2021

If you are retired or pensioner from the INSS and are looking for a good credit card. Today, we bring you the 4 best options for Mastercard payroll cards. They are free of annual fees, have the most accepted flag in the world and have the lowest interest rates on the market. Check out!

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Check out the options that can make your day-to-day shopping easier

Mas, afinal, confira os melhores cartões consignados Mastercard? Fonte: Pexels.
But after all, check out the best Mastercard payroll cards? Source: Pexels.

If you are an INSS retiree or pensioner and are looking for a credit card that meets your expectations, we have brought here the best Mastercard payroll cards of 2021. you wish.

So, read on to learn more about these card options. Let's go!

What are the best Mastercard payroll cards 2021?

Mas, afinal, quais os melhores cartões consignados Mastercard de 2021? Fonte: Pexels.
But, after all, what are the best Mastercard payroll cards of 2021? Source: Pexels.

So, take a look at the 4 best Mastercard payroll cards below and choose the one that meets your day-to-day needs. Follow!

1. BMG Consigned

First, let's talk about the BMG payroll card, which is among the most requested on the market. It is international with a Mastercard flag, as well as being issued by the BMG bank.

The BMG payroll card is a financial product intended for INSS retirees and pensioners, as well as public servants. It requires a minimum income of one minimum wage and the payment of part of the invoice is deducted directly from the payroll, always taking into account the assignable margin of 5%.

Furthermore, after the amount has been deducted from your payment, you can choose to pay the remainder of the invoice through a bank slip or directly in your BMG application and the amount paid will return to the BMG payroll card limit.

And, in addition, the BMG payroll card limit is up to 1.6x the value of the benefit, as well as it has much lower interest rates than other credit cards and does not charge for any service that is not previously delimited between the client and the institution.

So, the BMG payroll card is a great alternative to enjoy all the advantages of the Mastercard brand and also have a financial product from a bank with credibility.

minimum incomeMinimum wage
AnnuityExempt
FlagMasterCard
RoofInternational
BenefitsMastercard Surprise Program
low interest rates
After all, how does this card work?

How to apply for BMG card for negatives?

The BMG credit card for negatives is a card that offers ease of approval and can be personalized. Find out how to apply here!

2. Inter consignment

Now, let's talk about the Inter payroll card, it is international and free of annuity, as well as the minimum income is a minimum wage. So, continue reading to know more about it.

So, the Inter payroll card is also ideal for INSS retirees and pensioners, municipal, state and federal public servants, as well as servants of the Courts of Justice.

And, in addition, Inter does not consult the SPC and SERASA and, therefore, it is an ideal card for people who are negative or with a low credit score, as they may be accepted at the institution.

Among other advantages, you can withdraw up to 90% from your card limit to use as you wish, and you can also participate in the Mastercard Surprise Program.

So, Inter payroll is yet another payroll card alternative so you can research and see which one fits best to what you want.

minimum incomeMinimum wage
AnnuityExempt
FlagMasterCard
RoofInternational
BenefitsMastercard Surprise Program
Without consultation with the SPC and SERASA
After all, how does this card work?

How to apply for the Inter payroll card

Discover the Inter payroll card, with no annual fee and great benefits. And you can easily apply online or over the phone! Look here!

3. Banrisul Payroll

Now, let's learn more about the Banrisul payroll card. Thus, it has a Mastercard flag, is international and requires a minimum income. Therefore, continue reading and find out everything about this financial product from Banrisul bank.

Therefore, the card has no annual fee, and is intended for INSS pensioners and retirees who receive permanent benefits, whether they are account holders or not account holders at Banrisul bank.

And, in addition, to apply for the credit card, it is necessary to be under 76 years of age, as well as to have an up-to-date registration at the institution and to contract the card in the State where you receive the benefit.

Thus, the amount of the invoice will be deducted directly from the customer's benefit and the remaining balance must be paid at any financial institution by maturity.

Among other advantages, you can withdraw up to 70% from the Banrisul card limit, as well as participate in the Mastercard Surprise Program and obtain a payment period of up to 45 days for purchases. Furthermore, the Banrisul card comes with a chip to provide more security and loss and theft protection service.

minimum incomeMinimum wage
AnnuityExempt
FlagMasterCard
RoofInternational
BenefitsMastercard Surprise Program
Reduced interest rates
accept negatives
Does not consult the SPC and Serasa
After all, how does this card work?

How to apply for the Banrisul payroll card

Banco Banrisul's payroll card has gained popularity and helps many people. Learn now how to request from home and conquer your financial autonomy.

4. Agibank Payroll

So, learn all about Agibank payroll. That's because, it is international, has a Mastercard flag and accepts negatives. So, continue reading and get to know this card better, as well as compare it with other cards that we have already mentioned.

So, the Agibank payroll card is exclusive to INSS retirees and pensioners. Thus, it can be used throughout the national and international territory for purchases in physical stores, virtual stores and other commercial establishments.

And, in addition, the minimum amount of the card will be deducted directly from your payroll and the rest will be sent through a bank slip to the e-mail or address provided in the application form for your card.

In addition, you have access to the benefits of the Mastercard brand, such as the Mastercard Surprise Program and also have low interest rates. So, it's no wonder that Agibank payroll is also among the best Mastercard payroll cards of the year 2021.

minimum incomeMinimum wage
AnnuityExempt
FlagMasterCard
RoofInternational
BenefitsMastercard Surprise Program
Reduced interest rates
After all, how does this card work?

How to apply for the Agibank card

Find out how to apply for the Agibank bank credit card, the digital inclusion card.

About the author  /  Joyce Viana

Graduated in Law from PUC Minas. Post Graduated in Criminal Law and Criminal Procedure by Faculdade Legale. She produces content for different niches, from recipes and finance to beauty and health. Since he was a child, he made writing his best friend, and he never stopped!

Reviewed by  /  Junior Aguiar

Senior Editor

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