Cards

3 best cards with cashback for negatives 2022

Get to know the three best cards with cashback for negatives and see which one best meets your needs, namely: Méliuz, PagBank or Superdigital card. And do you know why they are worth it? Check out!

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Check card options with cacheback program

Mas, afinal, qual o melhor cartão com cashback para negativado? Fonte: Pexels.
But, after all, what is the best cashback card for negatives? Source: Pexels.

After all, having a cashback card is a great alternative to spending while earning money. But, is there a cashback card for negatives? The answer is positive and today we are going to show you three options so that you can choose the one that best suits you.

So, read on to find out all about these cards.

What are the best cashback cards for 2022 negatives?

Confira as melhores opções de cartão com cashback do mercado. Fonte: Pexels.
Check out the best cashback card options on the market. Source: Pexels.

So, see below the 3 cashback card options for 2022 negatives, below.

1. Méliuz Card

First, let's talk about the Méliuz card, it is a card with no annual fee, ideal for those with negative credits who are looking for a card with cashback, because with each purchase made with the Méliuz card you receive up to 0.8% of cashback on purchases and 1% of cashback extra on purchases at partner online stores.

In addition, the Méliuz card is a card issued by the Pan bank, that is, you control everything that happens with your card through the application or the Pan bank website, being able to follow the purchases made, consult the limit, change the due date of the invoice and generate code for payments. Furthermore, the statement and cashback can also be accompanied by the Pan bank website or application, available for Android and iOs.

Likewise, the card is international, that is, you can shop in national and foreign stores and it has the Mastercard brand, allowing you to have access to all the advantages of the brand, such as the Mastercard Surprise Program.

Now, if you liked this card, see the table below. Then click on the recommended content to order the Méliuz card.

minimum incomenot informed
AnnuityExempt
FlagMasterCard
RoofInternational
BenefitsMastercard Surprise
Cashback
PAN application
But, after all, what are the features of the card?

How to apply for the Méliuz credit card

Now you will find out exactly how to apply for your Méliuz card without difficulties online 100%.

2. PagBank card

So, the PagBank card is also a credit card alternative for negative cashback customers, because with every purchase you make, you get part of your money back. Thus, this card, which has a Mastercard or Visa flag and is international, brings several other advantages, such as annuity waiver.

And, in addition, to apply for this card, you only need to have a PagSeguro account and, thus, you will be able to apply even if you are negative and enjoy all the benefits of cashback, because the more you spend, the more money you will have to back on your purchase!

But, be careful not to spend inconsequentially and end up getting even more indebted, after all, cashback helps, but it doesn't guarantee that you can get out of the red, it's just a benefit when doing your shopping! If you liked the PagBank card, see the table below and then click on the recommended content to request the card.

minimum incomenot informed
AnnuityExempt
FlagVisa or Mastercard
RoofInternational
BenefitsFlag reward program
Cashback
But, after all, what are the features of the card?

How to apply for PagBank card

If you liked the options and advantages of the Pagbank prepaid card, find out right now how to apply without bureaucracy.

3. Superdigital

So, Superdigital's credit card is also ideal for negatives and has cashback, so the more you use the Superdigital card and shop at partner establishments, the more return you'll get, because the cacheback works as a Rewards Program.

This means that, with each purchase made with the Superdigital card, part of your money is returned to your account, thus, for negative credit cards, it is one of the best advantages of having a credit card.

And in addition, with the Superdigital application you will be able to control everything that happens in your account and with your credit card, because you will have all the control of your expenses in the palm of your hand, without paying anything extra for it! In addition, the card does not require a minimum income and does not charge an annuity.

Also, the Superdigital credit card has the Mastercard brand, that is, you can access advantages such as Mastercard Surpreenda and MasterPass, a payment facilitator. So, check out the table below and then click on the recommended content to order this card.

minimum incomeFree
AnnuityFree
FlagMasterCard
RoofInternational
BenefitsReceive and transfer money to any bank
Plus, pay bills directly from your cell phone
charge cell phone
Withdraw at the Banco24Horas Network ATMs
But, after all, what are the features of the card?

How to apply for the Superdigital credit card

If you are looking for a card with a digital account, cashback and that accepts negatives, the Superdigital card may be ideal. See how to order yours!

Why are negative cashback cards worth it?

Mas, afinal, qual o melhor cartão com cashback para negativado? Fonte: Pexels.
But, after all, what is the best cashback card for negatives? Source: Pexels.

So, being negative brings several problems for the consumer, such as restricting access to various financial products, so being able to count on a card that offers cashback is a great solution, as it means that with each purchase he makes, he will receive part of the money back, that is, you will be spending but also saving.

It is also important to note that cashback is not to be confused with discounts. Well, a discount is when you can reduce part of the price of the product at the time of purchase. On the other hand, with cashback, you buy the product at the normal price but receive part of the value back on your invoice.

And in addition, there are also Credit Card Rewards Programs on the market so that you can exchange the accumulated points for products, which is also not the case, since you receive part of the money instead of accumulating points, hence the advantage for the negatives.

Plus, the money you get back with cashback can be spent however you want, whether it's on purchases or putting it back into your account. We recommend that you pay attention to the partner establishments and the cashback percentage in each one of them, so that you can choose to shop at the stores that give the best return, right?

But, if you are negative and want to try to negotiate your debts and not have to worry about cards for negative because your name will be clear, the Right Agreement can help you. It is an online debt negotiation company that belongs to Boa Vista and helps you negotiate all your overdue accounts, helping to clear your name.

So, the whole process is done with total transparency, security and speed. Therefore, click on the recommended content below and learn everything about the Right Agreement.

Know the Right Agreement: negotiate your debts

Learn all about the Certo Agreement, a platform where you can negotiate your debts safely and without any bureaucracy.

About the author  /  Joyce Viana

Graduated in Law from PUC Minas. Post Graduated in Criminal Law and Criminal Procedure by Faculdade Legale. She produces content for different niches, from recipes and finance to beauty and health. Since he was a child, he made writing his best friend, and he never stopped!

Reviewed by  /  Junior Aguiar

Senior Editor

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