Cards
7 Best Black Cards 2022
Do you know which are the best Black cards of 2022? Today, we bring you the best with cards with personalized services and international coverage. So, continue reading to find out more.
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Check out the best Mastercard Black branded cards on the market
Among the card versions available on the market, the Black version is the one that offers more benefits and exclusive services for customers with greater purchasing power. So, today, we bring you the 07 best Black cards of 2022 so that you can choose the best option.
Continue reading and check it out!
What are the best Black cards of 2022?
Discover the 07 best Black card options below.
1. Santander Unlimited Card
First, let's talk about the Santander Unlimited card, which is a credit card with exclusive services created by the Santander bank.
Initially, the Santander Unlimited card was part of the bank's best cards, as it offers exclusive services based on the customer's profile. Furthermore, for every dollar spent with the card, you earn 2.2 points to exchange for Esfera products.
In addition, you can also request up to 7 additional cards without having to pay the annual fee, as well as if you accrue an invoice of R$ 40,000.00 on your Mastercard card, you do not need to pay the annual fee and you can also pay the invoice in up to 24 times. Among other advantages, it guarantees access to the advantages of the Mastercard brand.
And you can also make cash withdrawals on credit throughout Brazil with automatic updating in the Santander bank application of all transactions you carry out.
minimum income | R$ 40,000.00 and be a Private Client |
Annuity | 12x of R$ 107.50 |
Flag | Mastercard Black |
Roof | International |
Benefits | International additional card Sphere points program |
2. InterBlack Card
Now, let's talk about the Inter Black card, which is a financial product created by the Inter digital bank.
So, the Inter Black card is part of the financial products offered by Banco Inter and, unlike other Black cards on the market, it is free of annual fees and also offers several benefits to customers.
Thus, with the Inter Black card you are entitled to access the VIP lounge at several airports, as well as Travel Insurance, Protected Purchase, Concierge Mastercard Black and Cashback directly in your digital account.
Speaking of a digital account, through the Inter bank account you have access to all payment updates at the exact moment they are made.
And, in addition, when you become Inter Black, you just need to enter the Inter application and request the card upgrade. To apply for the Inter Black card, it is necessary to have an investment portfolio of R$250 thousand to R$1 million at no additional cost.
minimum income | Investments between R$250 thousand and R$1 million |
Annuity | Exempt |
Flag | Mastercard Black |
Roof | International |
Benefits | International Cashback Concierge Mastercard Black Travel Insurance |
3. C6 Carbon Mastercard Black Card
So, let's now get to know the C6 Carbon Mastercard Black card, which is a financial product created by the C6 digital bank.
Firstly, the C6 Carbon card is a financial product from the C6 bank available in the Black version, so it is a card with an annual fee of R$ 85.00 12 times, but being exempt in the first three months of card use.
Just like after that period you get 50% exemption if you spend from R$4,000 per month and 100% exemption if you spend R$8,000 per month. And for those who invest from R$ 50,000 in C6 Bank CDBs, the exemption will also be 100%.
And, in addition, the C6 Carbon card is available in different colors such as Silver, Red, Champagne and Carbon so that you can choose the option you like best, leaving the card your face. It is also available in credit and debit functions.
In addition, you can request up to 6 additional cards for free and for every 1 dollar spent on credit, you earn 2.5 points to exchange for products and services.
Among other advantages, the C6 Carbon also offers approximation payment, virtual card, online request, all Mastercard Black benefits, 12 months of free RappiPrime and access to airport VIP lounges, in addition to being able to check everything that happens with your card through of the C6 application.
minimum income | not informed |
Annuity | 12x of R$ 85.00 (can be exempt) |
Flag | Mastercard Black |
Roof | International |
Benefits | International Possibility of exemption from annuity Up to 6 free additional cards 2.5 non-expiring points for every 1 US$ spent |
4. LATAM Pass Mastercard Black Card
First of all, the LATAM Pass Mastercard Black card is also among the best Black cards on the market.
If you are looking for a card that gives you exclusive travel discounts and services, the LATAM Pass Mastercard Black card is what you need.
That's because, with it, you get preferential boarding and check-in on domestic and international flights for the holder or companion, as well as LATAM Airlines air tickets in up to 10 interest-free installments.
And, in addition, it guarantees access to the LATAM VIP lounge for the cardholder and companion when flying on LATAM Airlines, as well as access to VIP lounges, insurance and Mastercard Black assistance.
Furthermore, if you spend R$10,000 on the invoice, you are exempt from 50% of the annuity value and, if you spend R$20,000 on the invoice, you get 100% exemption.
As customers who are members of the Clube LATAM Pass, they earn 5 points for every dollar spent on purchases in Brazil and 7 points for every dollar spent on purchases in other countries.
On the other hand, if you are not a member of Clube LATAM Pass, you earn 2.5 points for every dollar spent on purchases in Brazil and for every dollar spent on purchases in other countries, you earn 3.5 points.
Also, this card makes payment by approximation and you can participate in Iphone para Semper, a program launched by Itaú bank that allows you to purchase an iPhone in the Itaú, Itaú Personnalité and Itaucard applications using your credit card and without interest.
minimum income | R$ 10,000.00 |
Annuity | 12x of R$100.00 Free annual fee spending R$ 20,000 per invoice |
Flag | Mastercard Black |
Roof | International |
Benefits | International Possibility of exemption from annuity Mastercard Black Advantages approximation payment |
5. Itaú Personnalité Black
Thus, launched by Banco Itaú, the Itaú Personnalité Black card was created to serve customers seeking an exclusive and personalized service.
As well as the other financial products of Banco Itaú, Itaú Personnalité Black transforms simple everyday moments into great experiences through personalized services for the customer.
So, the card has an annual fee of R$996.00 divided into 12 installments, but which can be reset by spending R$10,000 on the invoice or investing R$50 thousand.
Among the advantages of Itaú Personnalité is the flexible limit for each customer. In addition, it is a card that is accepted in all digital wallets, such as Apple Pay, Samsung Pay, Google Pay and Paypal, as well as you can request up to 6 additional cards and also guarantees three years of free monthly fee in the Complete Plan of ConnectCar.
And, in addition, you can take advantage of all the benefits offered by Mastercard Black such as the Mastercard Black™ Concierge, MasterSeguro, Mastercard Surpreenda, Travel Insurance, Purchase Protection, among other advantages. In addition, you can also participate in the Iphone forever program.
minimum income | R$ 15,000.00 |
Annuity | 12x of R$ 83.00 |
Flag | Mastercard Black |
Roof | International |
Benefits | International VIP room Annuity Exemption Mastercard Black Advantages Personal Experience |
6. Porto Seguro Black Card
Now, get to know the Porto Seguro Black card with exclusive services for customers offered by the institution Porto Seguro.
First of all, this card is different from the other 2022 Black card versions in that it brings more personalized services on a per-client basis and can only be made available through invitational membership.
Thus, it is an international card with advantages such as Porto Plus, a management program where all purchases become points, which in the future can be transformed into airline miles, travel, products, services and insurance.
And, in addition, you get discounts at more than 200 partner stores, as well as an additional card, 10 free accesses per year in more than 2,000 VIP lounges at airports in several countries, and also guarantee unlimited access to the Latitude VIP Lounge.
In addition, it guarantees various insurance and benefits at no cost for your trips, such as travel insurance with Schengen certificate and you can manage everything through the Porto Seguro application.
minimum income | membership by invitation |
Annuity | not informed |
Flag | Mastercard Black |
Roof | International |
Benefits | International port plus Mastercard Black Advantages additional card |
7. Ourocard Black Card
So, get to know the Ourocard Black card now, which integrates Banco do Brasil's personalized services.
It is a credit card in the Black version offered by Banco do Brasil with the best advantages, such as approximation payment, all Mastercard Black advantages, additional card and international coverage.
In addition, you can also make payments through the Apple Pay digital wallet, as well as receive a progressive discount on the annuity, because the more you use Ourocard Black, the more discounts you will earn on the annuity installment.
minimum income | not informed |
Annuity | 12x of R$ 85.09 |
Flag | Mastercard Black |
Roof | International |
Benefits | International approximation payment Mastercard Black Advantages additional card |
Furthermore, if you enjoyed knowing the best Black cards on the market, we are sure you will be interested in seeing which are the best plastics from cooperatives on the market. So head over to our recommended content below and check it out!
About the author / Joyce Viana
Reviewed by / Junior Aguiar
Senior Editor
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