To have a balanced financial life, it is also necessary to have good credit cards and, consequently, the services of good financial institutions. With that in mind, today, we are going to introduce you to the Will Bank card or Inter card.

Both are free of annual fees, have a Mastercard brand and an application for managing expenses. So, see what the main differences are and choose the best one for you!

So, let's get to know better how they work? Check out!

Firstly, Will Bank is the newest digital bank that has conquered thousands of customers throughout Brazil, not only for its beautiful and attractive design, but also for the services provided.

It is also important to say that the Will Bank card is an evolution of the Meu Pag! which already had some operating time and reliability in the market.

In this sense, it is a digital account that offers an annual fee-free credit card, Mastercard brand and international coverage, in addition to contactless payment.

And, in addition, through the Will application, you can control and manage your finances, without having to be scared when the invoice arrives. Amazing isn't it?

In this case, the Will Bank card is a great option for those who want to save money and stop paying credit card fees, although it does not offer advantages such as a points program and cashback. Also, you also pay nothing to access the application!

To apply for the card, just install the Will Bank application, and fill in your details to register.

After that, wait for the institution to carry out the credit analysis according to your profile and you will receive a notification whether or not it was approved. In case of approval, the card will arrive at your home in a few days and then you just have to unlock it through the application itself!

Since 1994, Banco Inter was founded under the name of Banco Intermedium by Rubens Menin and Marcos Alberto Cabaleiro Fernandes based in Belo Horizonte – Minas Gerais, becoming years later the Inter bank that we know.

There are three categories of card at the institution, Gold, Platinum and Black, and to apply, just send an application to Inter to do a credit analysis and wait for approval. After opening your account, the card will be sent to the address provided.

In this sense, Inter's cards are international, accept free and unlimited withdrawals on the Banco24Horas network and payment by approximation.

Incidentally, the flag is Mastercard, the most used flag in the world and full of advantages for users.

To make your financial life easier, Will Bank has several advantages, for example, the card has no annual fee and is also international, that is, you can use it anywhere in the world!

In addition, through the Will application you can control all your expenses, make payments and transfers with convenience and security.

And speaking of security, you can make purchases using contactless payment, without having to enter your password! Fantastic isn't it? Furthermore, the card works with credit and debit functions, and also makes withdrawals on the Banco24Horas network.

In short, it has a Mastercard flag, and you can even participate in the Mastercard Surpreenda program by exchanging points for other products!

For a credit card, a great advantage is certainly the absence of annuity, and Inter makes this available.

Also, the card also has a debit function and the revolving interest is around 5% per month, one of the lowest rates on the market!

And, in addition, transfers by TEDs are unlimited and free, as well as withdrawals are also unlimited in 24-hour ATMs and you can make payments by approximation.

Among the disadvantages, the first one is that Will Bank does not have a points program or cashback, so if you usually make purchases aiming to earn points to exchange for other products or get part of your money back, Will Bank is not a good choice.

By the way, you need to open an account at the institution to be able to apply for the credit card, which also has high revolving interest, of 16.3% per month and 13.4% when paying the card bill in installments.

In summary, Will Bank also does not offer an additional card, so you will only have one card from the institution!

Unfortunately, not only advantages do you have with a credit card, and Inter also has disadvantages. Starting with approval, which is usually difficult.

In addition, the fine for delay in the minimum payment of the credit card bill is 2% on the amount, in addition to revolving interest on the amount and also the Tax on Financial Operations (IOF).

In summary, the Will Bank card or the Inter card are very similar, as they are international, do not require proof of income and you also participate in the Mastercard Surpreenda. But Will Bank is usually more affordable than the Inter card.

So compare the two options and see which one best suits your needs. But, if it's still not what you're looking for, see the recommended content below, another comparison between cards. Check out!