In this article, we will present you with two credit card options, the Will Bank card or the Atacadão card, and you will be able to compare their characteristics and see which one meets your needs at the moment.

So, let's get to know better how they work? Check out!

Are you in need of a credit card with no annual fee and a free digital account? Will Bank can be a great option for you! Recently launched to replace Meu Pag!, Will already has more than 1.6 million registered users.

This is because Will is a digital bank that does not charge fees and issues international credit cards, with the Mastercard brand and free of annual fees, in addition to working as credit and debit cards and approving the customer without many complications.

Under the Mastercard banner, you can make purchases in more than 210 countries and with exclusive benefits, according to the card category.

Also, you can participate in the Mastercard Surpreenda program, which adds one point to each purchase made with your Will Bank card to exchange for special offers.

And, in addition, you can also make withdrawals on the Banco24Horas network and even manage your card and digital account in the bank application, available for Android and iOS, where your money yields 100% of the CDI, daily.

In summary, Will Bank is suitable for anyone looking for quick and practical access to credit with a simple analysis, and you can be approved even with name restrictions! In fact, the bank is growing every time and promises to be a strong competitor of other digital banks!

Firstly, Atacadão, which is part of the Carrefour Group, has a credit card that is easy to approve and with which the customer has access to promotional prices and discounts throughout the Atacadão and Carrefour chains.

In this sense, you can apply for Visa or Mastercard, both with international coverage.

Finally, you can manage all of your card through the Atacadão app, available for Android and iOS and you can request it by going to any of the stores in the network, with a quick response from the analysis and being able to leave the store with your card in hand. Incidentally, you can also order through the website!

Among the advantages, the Will Bank card has payment by approximation, so you have more security when shopping without having to enter your password.

And, in addition, it is free of maintenance fees and it is an international card, that is, you can shop in national and international stores, in addition to being able to make free withdrawals on the Banco24Horas network.

Another advantage is that you can have an extra limit of R$500.00. Fantastic isn't it?

Plus, you have access to the virtual card to shop more securely at online stores and to a digital account that yields more than savings! By the way, PIXs are unlimited, TEDS, deposits, mobile recharge and invoice management all just in the app!

To begin with, you can pay your purchases in up to 10 interest-free installments at Atacadão and Carrefour drugstores.

And, in addition, deadlines for fuel payment can reach up to 70 days at Atacadão Posts.

Another advantage is that you can choose between 14 payment options for your card statement. And if you pay the invoice at the Atacadão store cashier, the limit is released automatically. Finally, you have access to advantages such as Mastercard Surpreenda and Vai de Visa.

Despite having many advantages, the main disadvantage of the Will Bank card is the lack of points and cashback program.

Furthermore, the revolving interest on the card is also high, hovering around 16.3% per month and 13.4% when paying the card bill in installments. By the way, speaking of the card, you cannot order an additional card, and it is blocked 5 days after the invoice is overdue.

Another downside is that daily withdrawals are capped at R$ 1,030. In other words, if you need to withdraw more money, you won't be able to, so it's better to think of another financial institution like Inter, for example.

Unfortunately, the main disadvantage of this card is having to pay the annual fee for the card.

And, in addition, the benefits of discounts are only for the Atacadão and Carrefour chain, that is, if you are not a customer of the group, it is not worth requesting the card!

In summary, the Will Bank card or Atacadão card, despite having different proposals, have some similarities, for example, Mastercard brand, international coverage and application. But Atacadão brings one more flag option. While Will, is exempt from annuity.

That way, make a comparison between the two options and see which one best meets your needs at the moment. But, if it's still not what you're looking for, see the recommended content below, another comparison between cards. Check out!