O PicPay virtual card is a service directly linked to the credit card that provides even more security during the online shopping process.

In addition, it can be requested in a simple way, just using the digital wallet application and confirming with your password or digital within your account. And by the way, it's really worth asking for.

In this sense, we will present you with some of the benefits of obtaining the virtual card and how it and the international Mastercard flag can be useful in your daily life. But that is not all.

If you want to understand how this card works and how we can use it while shopping, read our content until the end and don't miss out on anything!

The PicPay virtual card carries the Mastercard flag, which brings countless possibilities for the holder to take advantage of while making his purchases. It is worth remembering that with the flag, we have access to a card with international coverage that allows us to make purchases not only in Brazil, but abroad as well.

In addition to being an international card, it is very simple to manage. As PicPay values ease and is a digital wallet, the company has developed an application that gives the user all the tools so that he can manage his account in a simple and easy way.

Another incredible advantage of this card is the annual fee we have to pay to continue using all the benefits. In other words, zero! That's right, the annual fee is free and we don't have to pay a penny to make our purchases around the world with the PicPay credit card.

In this sense, we can make any type of purchase we want, as we will receive up to 5% of cashback on all of them. Remembering that the percentage may vary. That's an advantage that many of the big banks don't make available to their customers.

Finally, we will also have access to Mastercard Surpreenda to enjoy not only the benefits of PicPay, but also our card brand. In this sense, we will have access to exclusive promotions and discounts at several Mastercard partner establishments.

Have you seen the amount of advantages that the holder of the PicPay virtual card has access to? Therefore, to have access to all of them is very simple. Plus, you don't even need a physical card. The customer can also use the PicPay virtual card.

Therefore, to generate a PicPay virtual card, follow the steps below:

Ready! Did you see how simple it is to create a virtual card within the PicPay app? This agile procedure was developed precisely to make life easier for the user.

However, there is one thing you should know. In order to generate a PicPay virtual card, you must first have a PicPay credit card.

Therefore, you must sign up for the official card waiting list to wait until you are awarded the credit card. Once you get it, just follow the step by step to generate the Digital Card.

Now let's see a little about the features of the card!

The virtual card is one of the options that the customer has that can generate more convenience and security when shopping.

In this sense, when making purchases with the physical card, we must provide the personal card information in order to proceed with the action.

But the virtual one is simpler than that, because when we generate the PicPay virtual card, new data is created that can only be used for online purchases. That is, number, security code and other card data are changed in the virtual card. Therefore, when we want to make an online purchase, but we do not trust the procedure, we can use this card.

See other features:

It's perfect for people who don't like to provide their data online and prefer to opt for higher security. 

Anyway, but do you know how to pay with this card? That's what we're going to talk about in the next topic, come on!

Payments with the PicPay virtual card are very simple and very similar to the physical card. So, as we saw earlier, the main characteristic of this card is that the data is changed exclusively for us to use it online and not to make our credit card information available.

However, the virtual card balance will be directly linked to our account and credit card. That is, for online purchases, there is no difference between using one or the other.

Therefore, when you are on the payment details page, just enter your virtual card details to make your purchase. In the end, there is not much difficulty.

In addition, see the recommended content below on how to apply for the PicPay card. Thus, you can use the app to generate your PicPay virtual card and make your purchases around the world more safely and easily.