Initially, the Superdigital card or the Neon Card are two card options that are very different from each other, but which aim to provide customers with quality in the provision of financial services. This is because the Superdigital card is a prepaid card, while the Neon card is a credit and debit card.

So, both present attractive proposals for customers, as well as having an exclusive digital account so that you can follow and control all your card transactions. So be aware of the pros and cons, so that you make a good choice!

Initially, the Superdigital card is a card that is part of the Santander bank, and is linked to the Superdigital account. To access the debit card you need to download the app and register for the Superdigital digital account.

Well, as soon as the digital account is registered, the customer can access the Superdigital debit card. Just make the first deposit in the account, wait for it to be credited and, that's it, you can already make purchases using the Superdigital card.

And besides, you have access to a virtual card and, with it, you can make purchases in online stores. It is important to mention that this card has fees and charges, which is a disadvantage considering other digital cards on the market.

To open a Superdigital account, just download the app or go personally to a Santander bank branch with your personal documents and you can open your account right away! Remembering that the Superdigital account is not a totally free account!

At first, the Neon card is a credit card model that does not charge annuities, it has international coverage, that is, you can make purchases in national and international stores. And he is linked to a digital account for customers.

So, the Neon bank digital account is, a 100% digital and free account, where you can have access to various financial services such as transfers and bill payment. Just open your Neon bank account and request the physical and digital versions of the Neon card.

Applying for the Neon card is very simple. It is enough for the customer to be over 18 years of age, with an updated RG and CPF, and to make the request through the Neon bank app. After making the request, Neon bank will do a credit analysis to find out if you are eligible or not.

Therefore, the Neon card is an advantageous and attractive credit card model because it offers several services completely online and, when they are not free, they have low fees. So if you are looking for security, transparency and practicality combined with technology, it is an excellent card option!

Well, there are several advantages of the Superdigital card, but they change according to the requested plan, for example, the “try it out” plan contains very interesting advantages. That's because, with it, you can pay bills, recharge your cell phone, access a virtual card, exchange rates in up to 10 different currencies.

And on top of that, you can make up to a maximum of R$200 in transactions per month.

And in addition to that, another super interesting plan from Superdigital is “You are in charge”, which gives you access to the advantages of the “try it” plan and even 1 free physical card; 5 digital cards; withdrawals on the Banco24Horas network and withdrawals abroad.

Therefore, the Superdigital account is an account that contains an interesting and advantageous proposal, as you are free to choose which is the best option according to your financial situation!

Well, the Neon card has no annual fee, that is, you do not pay to maintain the card's services. Another advantage is the bank app, which is one of the most modern on the market and, through it, you can control all your transactions.

In addition, the card has a Visa flag with international coverage, allowing you to shop at online stores in Brazil and abroad.

There is also the option to pay bills via direct debit and requesting and closing the account are completely free. Plus, you're entitled to a free mental loot! Therefore, the Neon card has several attractive and interesting advantages for customers.

Well, among the disadvantages of Superdigital we have:

Another super disadvantage is that the Superdigital card charges a monthly fee, as well as fees and charges for withdrawals and bank transfers. That is, among reviews of other digital cards, this drawback leaves the card a little to be desired.

Therefore, when choosing a card with a digital account, check out the pros and cons of Superdigital to find out if it is a good option for you! And if you still have questions, read on!

At first, one of the biggest disadvantages of the Neon card is the fees charged for the services offered by Banco Neon, such as fees for transfers, payment of invoices in installments and interest for late payment of invoices.

And in addition, another disadvantage of the Neon card is the approval of the card, which tends to take a little longer than other digital bank cards due to the credit analysis.

Therefore, compare the options available on the market to find out if this card is a good option for you, as, in the case of people with a dirty name, for example, it may not be a good alternative, as it charges fees for financial services.

Well, the Superdigital card or Neon card are options for prepaid, credit and debit cards. That's because Superdigital is prepaid, while Neon works in both modes.

Therefore, make a financial analysis of the cards available on the market and see which of these card options is best for you! And if you still have doubts, check out a new card comparison below that we bring in recommended content: