Initially, Submarino or Americanas were part of the group of the largest stores in Brazil. This is because they are often sought after by consumers because they have quality products.

Well, the stores also have a shopping card that aims to make shopping easier and thus make this moment more attractive, safe and practical!

So, the Submarino card or Americanas card are card options for customers who want comfort and security when shopping! Therefore, below we will show some characteristics of the two cards. Check out:

So, the Submarino card is ideal for consumers who usually buy on the Submarino website, with several advantages, discounts and exclusive offers!

In addition, the card has the Visa International brand, and you can enjoy all the advantages of the Visa brand, such as the Vai de Visa loyalty program and the Visa Checkout tool.

Therefore, the Submarino card offers several discount programs and unique opportunities for Submarino customers!

Well, Lojas Americanas is a Brazilian company in the retail segment founded in 1929 in the city of Niterói, in Rio de Janeiro and since then it has become one of the largest chains in Brazil, with more than 1700 sales establishments throughout the country.

So, as it is a network full of attractive products, there is nothing like a card to help consumers when making purchases in the network's physical stores, as well as online shopping, bringing comfort, security and practicality when making their purchases. !

Therefore, Lojas Americanas has all the necessary structure for consumers looking for quality products, as well as affordable prices!

Well, the first great advantage of the Submarino card is the accumulation of points, because with each purchase, you accumulate points in the Léguas program to exchange products on Submarino.

And besides, you can use the revolving credit for up to 45 days to pay for your purchases without interest, being able to pay in up to 21 installments! And it still counts, with international coverage!

So, the first advantage is the discounts and offers offered by the Americanas card, such as the Mais Sorrisos program, as well as additional credit for purchases in installments at Americanas stores!

Plus, you have access to exclusive store installments, as well as cashback, that is, you get money back in your account when shopping and you still have access to all establishments that accept the Visa flag!

Therefore, it is a card that has several advantages and the chain has also partnered with several other companies to bring even more benefits to its customers who will have a secure and exclusive structure that only Americanas stores can offer!

Well then, the first disadvantage of the Submarino card is the fact that it cannot be requested by negatives, due to the credit analysis carried out by the company, as well as in installments over 13 installments and, in addition, there is the addition of interest per installment !

Another disadvantage is that the Submarino card charges an annual fee, that is, in addition to the purchase amounts, you will have to pay an annual installment to keep the card active! Therefore, it is recommended that you do a good analysis before choosing this card!

So, one of the biggest disadvantages of the Lojas Americanas card is the credit analysis, because if you have a bad credit score or name, your request may be denied depending on the criteria used by Lojas Americanas!

Furthermore, another disadvantage of the Americanas card is the fees, which appear for emergency credit assessments; revolving credit; withdrawals, as well as the WebSaque rate, amounts charged for 24-hour bank withdrawals, among other charges!

Therefore, when applying for the Americanas card, do some research to find out if this card is a good alternative for you, as well as if you meet the criteria such as having a high credit score and not having a negative name!

Well then, the Submarino card or Americanas card are safe and interesting options for shopping at Submarino and Lojas Americanas stores, as well as having access to various advantages, discounts and exclusive offers for each of the cards.

Therefore, compare the two options and see which one best suits what you want, for example, in which of these stores you would like to be a customer with special offers. So, give the cards a try and let us know how it went!