Initially, the Saraiva Card or Magalu Card were part of the group of large chains in Brazil. This is because they are highly sought after by consumers because they contain quality products, with affordable prices and a wide variety.

Well, the stores also have a shopping card that aims to facilitate the purchase of products and, thus, make this moment less bureaucratic and more secure. So, the Saraiva Card or Magalu Card are advantageous card options with several offers. Check out:

Initially, the Magalu card is a card that is part of the Magazine Luiza networks, which is one of the largest networks in Brazil. And in addition, the card has a Mastercard flag and international coverage. That is, you can shop at national and international stores.

Another advantage of this card is that, as it is a Mastercard brand, customers can access all products and offers from the Mastercard Surpreenda program. Also, you can access the Magazine Luiza app, where you can track all purchases made with the Magalu card.

Therefore, the Magalu Card is a super advantageous card that allows customers to shop at Magazine Luiza and also have access to several other exclusive advantages that only customers who have the card can have access to!

Well, the Saraiva card is issued by the Saraiva bookstore chain, and is famous for its fast credit card approval. And in addition, it is a card that does not charge annuity, and also has additional cards, international coverage, Visa flag and Visa advantage programs!

Another advantage of this card is that it offers discounts and offers at all bookstores in the Saraiva chain, and also allows the customer to accumulate points on all purchases, which can become discounts or air miles on the Latam Pass. Or, accumulate points through Saraiva Plus and the Vai de Visa program.

And in addition, the Saraiva card is a card issued by Banco do Brasil, that is, it can only be requested through the Ourocard application. So, first of all, look at all the pros and cons of this card!

Initially, the international coverage of the Magalu card is the first major advantage of this card, as it allows customers to make purchases at establishments inside and outside Brazil. And in addition, you can have access to exclusive offers that can be paid in up to 24 installments in stores and on the Magalu website.

Another advantage of the Magalu card is that the customer can access a 10% discount at the Magalu Offers Club. Also, when shopping with the Magalu card on the Época Cosméticos website, you also get a 10% discount on all products.

Another advantage of the Magalu card is that you get a 15% discount on the entire Netshoes Magazine Luiza website, as well as a 15% discount on products sold and shipped by Zattini in purchases made with the Magalu card. Plus, 15% discount on the Shoestock website, also a super Magalu partner.

Therefore, the Magalu card has several advantages, but the most attractive are the partnerships with other stores such as Netshoes and Zattini, bringing an even greater range of offers so you can enjoy various products from all segments!

So, let's go to the advantages of the Saraiva card. Initially, the annuity exemption is the first advantage of the Saraiva card. This is because there are no fees for maintaining the card and not even charging for services or for acquiring the Saraiva card.

Another advantage of the Saraiva card are the discounts and offers in the entire Saraiva bookstore network, as well as additional free cards that bring more comfort. And yet, there is the miles and discounts program for customers, who accumulate points.

Therefore, the Saraiva card is a card full of advantages and that even gives you access to an Ourocard application where you can control all the card expenses, which is super interesting and advantageous! That's because, through the app, you can control expenses and shop online.

Well, one of the biggest disadvantages of the Magalu card is the need to prove a minimum income of R$800. This is because there are several models on the market for cards with no annual fee, as well as proof of minimum income.

And another disadvantage of the Magalu card is the annual fee for the Luiza Presencial Card 12x R$11.99 or R$143.88 in cash. Therefore, when choosing a card for shopping, see if you have the minimum income necessary to proceed with the application for the card!

So, the first disadvantage of the Saraiva card is that because the card is a card issued by Banco do Brasil, applying for the card becomes more bureaucratic for those who are not account holders at that bank. And in addition, the card request is not carried out at the time of shipment.

This is because it is necessary to wait a certain period for the approval to be carried out. Therefore, the Saraiva card is a great card option, but for people with Banco do Brasil accounts, it is even better, as it becomes a less bureaucratic request!

Well, the Saraiva card or the Magalu card are interesting options for shopping and accessing exclusive discounts and offers at stores like Magazine Luiza and Saraiva bookstores. So do a comparison of the two options to see which one is best for you!