Initially, the Santander SX or Neon card are two credit card options that aim to bring more comfort, security, technology and super interesting proposals to customers. This is because, unlike the other cards, Santander SX and the Neon card aim, first and foremost, to guarantee the best services to users of the Neon digital bank and Santander bank.

Then, we'll show you the pros and cons of these cards, so you can choose the one that best suits your current financial needs! So keep reading with us!

Well, the Santander SX card is a credit card model that was created to replace the Santander Free card and, one of its greatest advantages, is the possibility of zeroing the annual fee, that is, when purchasing the card , following some recommendations, the user can exempt this fee.

So, applying for this card is very simple and can be done at any of the Santander branches, as well as via the website or telephone. And yet, this card has the Visa or Mastercard flags, bringing even more comfort to users.

Furthermore, another feature of this card is that it encourages the registration of the PIX key, however, for this registration to be carried out, it is necessary to be a Santander bank account holder. And he also has the option to order 5 more additional cards. That is, all family members can access the Santander SX card.

Therefore, it brings in its essence, the values of the Santander institution, as well as personalized benefits that only Santander SX Visa Gold can offer you. So, this card is nothing more than an excellent option for those who want to have new experiences!

Initially, the Neon card is a financial product that is among the best cards on the market for those looking for autonomy, practicality and technology. This is because it provides several advantages to its users as we will see later.

So, one of the first advantages of this card is the annuity exemption, that is, Neon bank customers do not need to pay any annual fee to have the card.

And, in addition, the Neon card has international coverage, allowing its users to purchase products and services in national and international online stores. Another advantage is that the card is conditioned to a digital account and, thus, you guarantee access through the Neon bank app.

So, the Neon bank is completely digital, however, when registering, it is possible to get the digital and physical versions of the Neon card, being able to use either option.

To apply for this card, you must be over 18 years old, RG and CPF that are duly updated and an Android or iOS cell phone, to apply through the Neon bank app. However, Neon bank does credit analysis, that is, your request may be denied if you have financial issues.

Therefore, the Neon card has several attractive features for users, but so that you can learn a little more, below we will mention other advantages!

Well, let's go to the advantages of the Santander SX card, which is part of the financial institution Santander.

Therefore, it is a card full of advantages, however, a minimum income is required, and the card will be subject to analysis which, for some people with a dirty name, may not be an advantageous credit card option, because, may have the request denied.

So let's go the advantages of the Neon card, next.

Therefore, the Neon card is a super versatile and transparent financial product, as it allows customers to have access to all financial transactions that occur with the card.

So, one of the biggest disadvantages of the Santander SX credit card is the annual fee charge. That's because there are several models on the market in which the biggest advantage is the annual maintenance fee exemption.

However, the Santander SX card presents an excellent proposal so that customers do not hesitate to purchase the card for the annual fee. In this regard, for this customer to be able to reset the annuity rate, he needs to register the PIX key, or even spend monthly invoices above R$100.

And, thus, the client even manages to zero the annuity rate, this proposal being super interesting, but, of course, it is more worthwhile to do a good research, to find out if, in this way, the expenses with the credit card will not be too much bigger.

Therefore, the Santander SX card leaves nothing to be desired for the other cards and also has a modern and very elegant design.

Well, one of the biggest disadvantages of the Neon card is the fees charged. This is because there is a transfer fee for amounts worth R$3.50 for transfers, as well as interest rates for installments of invoices and interest on delays.

And, in addition, another disadvantage of the Neon card is approval, which tends to take a little longer than other digital bank cards. This is because Neon performs a credit analysis and, therefore, your request may be denied if you have financial issues.

Therefore, the Neon card allows easy access to the Neon digital bank directly through the mobile app, however, it charges for various financial services.

Well then, the Santander SX card or Neon card are safe and interesting credit card options, each with its proposals and discount programs for users. Furthermore, they allow the customer to have access to a versatile card.

Therefore, make an analysis of the advantages, as well as the disadvantages of each of these cards and see which one best suits your needs. However, if you are still undecided, check out another comparative text. So, click on the recommended content below and happy reading!