If you make a lot of purchases at this store, it might be interesting to purchase the riachuelo card online! From it, you get a discount on the first purchase in addition to being exempt from paying the annuity.

In addition, when you have a Riachuelo credit card, you can also request its Visa or MasterCard versions. Thus, you can access the flags' points programs in addition to making purchases at any establishment!

However, as much as Riachuelo's cards offer great advantages, it is common for us to be in doubt about some specific characteristics of the card before requesting it.

Therefore, if you have any questions about the card, check out the main answers to them in the post below. This way, you can apply for your card with more peace of mind!

In summary, the Riachuelo credit card was created from a partnership between the retailer and the financial company Midway. 

Thus, from the partnership it was possible to offer the user Visa and MasterCard cards and one for use only in the store.

In principle, Riachuelo's Visa-branded credit card allows you to make purchases at virtually any establishment that accepts the flag. 

That way, you can make your purchases with the utmost peace of mind. In addition, Riachuelo provides a free application for you to manage your card. So with it you can:

And being able to do all this in the palm of your hand without leaving home is a great advantage, isn't it?

Namely, the retailers' credit cards are all financed by Midway, a finance company that is part of the Guararapes Group.

In summary, this group is a large and consolidated Brazilian company that has existed since 1947 and operates in the textile sector. In addition to the finance company, it also controls Riachuelo, the Midway Mall and the Casa Verde carrier.

In this way, we see that Riachuelo's cards are managed by a strong and consolidated group, which guarantees more security for your purchases.

In short, the Riachuelo online Visa card annual fee is known to be one of the lowest on the market. Its annual value is R$188.80, which is divided into 12 installments of R$9.90. If you request the option without a flag, the annual fee is free.

In addition, the cards manage to be very flexible in terms of payment. With it, you can pay your purchases in up to 5 interest-free installments and also have up to 120 days to make the payment.

Now we arrive at a very important point and sought after by people when it comes to credit cards. Knowing the limit it has helps us to say if the card can meet all our financial needs for the month.

Therefore, check below the main questions that may arise when it comes to the Riachuelo card limit online.

At first, Riachuelo does not disclose the value of the initial limit of its credit cards, because this value varies greatly from person to person.

In this way, the institution performs a major credit analysis to check if you are a good payer, if you have outstanding debts and how your score is currently.

Thus, as this data can vary greatly, there is no minimum amount available for the Riachuelo credit card. What is known is that the limit can reach up to R$7,000.00.

There are basically three ways to check your card limit to see what you have available for your purchases.

First, you can perform this query from the Midway app. In addition, it is also possible to find out the value when contacting Riachuelo's relationship center or talking to an attendant at a physical store.

In summary, the online Riachuelo card provides a place in its application where you can request an increase in the limit. In doing so, a credit analysis is performed.

Basically, the company performs this analysis every 30 days. That way, every month she is seeing how her profile is currently doing to check if it is possible to increase her limit.

Therefore, the best way to increase the limit is to ensure that your bills are paid on time and to settle any debts you have with other financial institutions. That way, by maintaining a good credit profile, the company can increase its limit!

In the process to apply for a Riachuelo credit card, it is common to have some doubts during the application steps.

Therefore, we separate below the answer to two major doubts that the public usually has at this time.

The company always communicates the approval by email or SMS. But, when applying for the Riachuelo card without the flags, it is easier to be approved.

This happens because the card analysis process is simpler, since it is only used in stores, which allows you to be easily approved. 

However, if you want to apply for one of the cards with the Visa or Mastercard brand, be aware that approval can be a little more difficult.

In summary, the finance company that manages the Riachuelo card does not define a minimum or maximum score that the user needs to have to be approved.

First of all, you need to know that the score is not the only approval factor that Riachuelo cards use in their credit analysis. Here it is also analyzed if you are a good payer and if you have active debts.

Well, if so far your main questions about the online Riachuelo card have been answered and you want to apply for yours, check the post below for a complete step-by-step to request it!