Before we start the AME Digital card review, do you know AME? Created in 2018 by Lojas Americanas, it is a fintech that aims to serve as a kind of virtual wallet. In this way, you can shop, make payments and even fill up your car, all through a single application. 

So, thinking about making your life even easier, AME created the AME Digital card. A credit card issued by Banco do Brasil under the Mastercard brand, with no annual fee and no membership fee. Amazing, isn't it? 

So, read on and find out why the AME Digital card can be the best choice for your financial life.

Well, today we bring you special content with yet another novelty in the financial market: the AME Digital card. In this review, we'll talk about the main features of the card, as well as the positives, negatives and much more!

Therefore, if you are interested in this product and want to know if the AME Digital card is right for you, continue reading and learn everything about it. Let's go?

First of all, one of the main positive points of the AME Digital card is precisely the exemption from the annuity. That is, you don't pay a monthly fee to have yours, and take the opportunity to use the money you saved on other things.

In addition, it offers international coverage for you to make your purchases in any physical or virtual store in the world in a simple and secure way. 

However, despite not charging membership or annual fees, it is important to note that the AME Digital card offers some services that are charged. 

In this sense, if you want to pay a boleto in cash with your credit card, you will be charged 1,99% per paid boleto. A payment slip paid in credit card is charged at 1.99% per transaction + 2.49% per month. 

In addition, you can withdraw money in cash at any Banco24 Horas Network, but the amount of R$9.90 per transaction is charged. 

Well, the AME Digital card is issued in partnership with Banco do Brasil and has the Mastercard flag, which is accepted in millions of accredited establishments around the world.

In addition, the coverage of the card is international. That is, you can shop at any physical or virtual store that accepts the Mastercard brand.

Even more, you can register your card and enjoy all the benefits of the Mastercard Supreenda loyalty program. As well as Ourocard benefits, which offer discounts on cultural and sporting events. 

Undoubtedly, the AME Digital card offers many benefits to all its customers. So let's talk about some of them below. 

First, we can highlight that no membership or annual fee is charged. Incidentally, if your request is approved, AME provides a virtual card in the app and you can use it on the same day!

In addition, the card offers up to 10% of cashback if purchases are made at Lojas Americanas or at any other AME partner store. You also get cashback if you buy at any physical establishment that is part of the AME Plus program.

So, the AME Digital card is issued by Banco do Brasil and has the international Mastercard flag. Therefore, you can make your purchases in physical or virtual stores around the world and also participate in the Mastercard Surpreenda and Ourocard Benefits loyalty programs. 

In addition, the card offers other benefits such as installments in up to 24 interest-free installments at Americanas physical stores, as well as payment by approximation via QR Code and 24-hour service via the app or via WhatsApp.

Anyway, there are many advantages created especially to make your day to day easier!

So, despite offering several benefits, the AME Digital card also has some negative aspects that can be decisive when hiring. 

Firstly, the card is not available if you have any restrictions on the name. This is because the credit analysis is rigorous and seeks irregularities with the Federal Revenue. In addition, AME Digital does not inform minimum income, but it is necessary to prove income to apply.

Furthermore, it is not possible to transfer cashback to your bank account. In this way, it can only be used when purchasing products at AME partner stores, in mobile recharges or in transfers between AME accounts. 

Therefore, before applying for your card, make an analysis of the advantages and disadvantages to make sure you are making a responsible financial decision.

Well, the AME Digital card is controlled through the AME app, which you can find in the App Store or Google Play. There you can check your limit, recent purchases, cashback balance, pay invoices and also have an exclusive 24-hour service through chat. 

This way, you have complete control over your finances in the palm of your hand and without having to leave your home!

Therefore, you can access your digital account through the AME application on your smartphone and enjoy all the benefits of this super app. So, as it is a digital account, you have access to all the information you need about your AME card quickly and securely.

So, now that you know all the features, as well as the advantages and disadvantages of the AME Digital card, how about requesting yours? Continue reading and find out how to do it.

First, you need to download the AME Digital application on your smartphone through the App Store or Google Play. Then you need to register to start using the app. 

So, select the “AME cards” option and then “credit card”. So, for the next step it is important that you have some personal documents with you, such as ID, proof of residence and proof of income.

After filling in all the data, the request undergoes a credit analysis and you receive the answer through the application itself. However, if you prefer, you can also request the AME Digital card from a sales promoter in physical stores in Americanas.

In addition, before applying for any credit service, it is important that you have a good financial plan to make sure that you will be able to afford the payments and escape the revolving interest. 

Therefore, if you are interested in the AME Digital card and want to apply for one, check out the content below with more details about this process!