Prepaid cards are practical and safe options for those who want autonomy and cost control at the same time! That said, see that it works just like a prepaid cell phone: you recharge it and then you can use it however you want and wherever you want!

Are you in doubt which prepaid card to choose? Come with us and we'll explain.

So, the PagBank prepaid card is a card that works through recharges. So, if you're looking to control spending, this card is ideal for you. Because it does not allow you to use a greater value than you reloaded.

The best thing is that the PagBank prepaid card has no annual fees. You pay a small amount of R$12.90 when you request it and that's it! No other fees or surprise amounts at the end of the month.

It's still great for helping you control overspending, as you recharge the card with the amount you want to consume. And you don't even need to be a PagBank customer to have a PagBank prepaid card.

So, when you use it, just select credit so that the amount is debited from the balance you recharged. It can be recharged through your PagSeguro account, via bank slip, online debit or direct deposit, and the amount will be available to you within 24 hours.

By the way, its flag is Mastercard, which means that it can be accepted in most establishments.

Do you want to know more about the advantages and disadvantages of the PagBank prepaid card? So stay here with us!

At first glance, the Superdigital card draws attention because it is a prepaid credit card linked to the Santander bank, which offers the customer the various benefits of a common credit card, but with the ease of fully digital control of expenses through the Superdigital app.

As it is a prepaid card, there is no annual fee, as well as a fine for late payment, and there is no credit analysis or proof of income, which makes it the ideal card for those who do not have a very high score or have the negative name.

In addition, Superdigital offers the customer two types of card: the physical card, which can be used for purchases in various stores and withdrawals on the Banco24Horas Network, and the virtual card, which can be used for online purchases, as well as in music and video delivery and streaming platforms, among others.

 Even more: as it is a card with the Mastercard brand, the Superdigital card is accepted in several establishments in national and international territory, and enables participation in discount and rewards programs, such as Mastercard Surpreenda and Santander Esfera, making it even more more interesting for those looking for a credit card with many advantages and few complications.

Want to know more about the Superdigital card? Then read on.

The PagSeguro card stands out for its excellent advantages, such as:

Expense control, because you can easily control your expenses, recharging only the amount you are going to use.

It has no annuity. Because it's a prepaid card, you won't have bills or annual fees to worry about!

Unlimited number of cards. There are no limits to the number of PagBank prepaid cards! You can have as many as you want and use them for different purposes, like your children's allowance, for example. In addition, there is no need to carry cash with you, as you can use the PagBank prepaid card in almost any establishment.

Accepted in several establishments. This card can also be used for online purchases, travel, online games and you can even pay employees and third parties using the PagBank prepaid card. In addition, the PagBank prepaid card is national and international.

Technology and ease. Payments can be made by approximation, and it is also possible to withdraw the money, if you need it in hand. Also, you don't need to be a PagBank customer to order yours, anyone can apply.

Does not require credit analysis. What's better, as it is a prepaid card, it does not require a credit analysis, which makes it possible to have a card even with a negative name. Rewards program. In addition, you also participate in the Mastercard Surpreenda program, with super exclusive discounts in several stores throughout Brazil.

Now that we know about the Superdigital card, how about we talk a little about its advantages? There are many benefits for those looking for an easy-to-use credit card. Check below:

Does not require credit analysis. As it is a prepaid card, income analysis or consultation is not carried out at SPC Serasa, which makes it possible for people with a low score or with a negative name to be hired.

It has no annuity. There is no annual fee or fine for late payment, as purchases are debited at the time they are made.

Accepted in several establishments. Because it has the Mastercard flag, it is accepted in several establishments in Brazil and around the world. In international purchases, the exchange rate is charged at the time of payment, avoiding any surprises when closing the invoice. Oh! And it is also possible to exchange up to ten foreign currencies directly in the app.

Expense Control. Controlling your expenses, as well as monitoring your account, can be done through the app.

Rewards program. You can participate in the Mastercard Surpreenda and Santander Esfera reward programs, which offer exclusive discounts at several stores nationwide.

Technology and Ease. You can also make withdrawals at any ATM in the Banco 24Horas network. And, In addition, up to five virtual cards available for payment in delivery applications or music and video streaming platforms. So what do you think? There are many benefits designed to make your financial life easier.

Even with many benefits, the PagBank prepaid card also has its disadvantages. We will comment on them below.

It is not possible to pay in installments. The prepaid card does not work like a credit card, and purchases cannot be paid in installments as it has no monthly bill.

Withdrawal rate. The withdrawal has a rate of R$7.50 each and a daily limit of R$3 thousand reais, in addition to other limits imposed at ATMs.

Reload required. If you haven't recharged your card and it's out of balance, you won't be able to use it immediately.

Does not accumulate miles. Unfortunately, the prepaid card cannot help you accumulate points and miles like a regular credit card.

Despite being a card with many benefits, there are also some negative points in the Superdigital card that we cannot fail to comment on, so that you can choose the card that is most suitable for you. Want to know what they are? Continue to follow:

It is not possible to pay in installments. As it is a prepaid credit card, it is not possible to make purchases in installments.

Reload required. You can only use it if you have an account balance.

Fees. Despite not charging an annual fee, a monthly amount of R$9.90 is charged for the card subscription if you do not make the amount of R$500.00 in monthly purchases. Fees are also charged for certain functions. For example, withdrawal fee on Rede Banco24Horas is R$6.40 and transfer fee to other banks is R$5.90.

Anyway, now that we know the advantages and disadvantages of the Pagbank card and the Superdigital card, it's easier to choose which card is more like you, isn't it?

Both are safe and easy-to-use options, to make life easier for anyone who wants a credit card and is concerned about not extrapolating the expenses in the month.

The two cards have fees for certain services, but the Superdigital card fees are a little lower, in addition to having an extra benefit, the Santander Esfera rewards program. The PagBank card offers an unlimited number of cards, which is not possible with the Superdigital card.

Still not sure which card is best for you? Check out the post below for more options!