Initially, the Pagbank card or Casas Bahia card offer several advantages to users, such as a discount program for customers who use the cards and partnerships with other establishments.

So, if you’re looking for a card that offers all of this and more, these two financial products could be a good option. With that in mind, keep reading and check out all the information we’ve put together about them. Let’s go!

It is worth noting that the Pagbank card is an international financial product with no annual fee, and through it, you can have access to investments that yield much more than savings.

Furthermore, through the digital account created when you request the card, you can make withdrawals from Banco24Horas, as well as free and unlimited transfers via TED or PIX.

In addition, you can also top up your cell phone for free and receive 2% of the amount back, as well as access to online loans with rates up to 3 times lower than those of other banks. And, you can also make payments on your cell phone using the QR Code.

So, the PagBank card gives you access to several free or low-fee services. By the way, it is important to mention that this financial product is prepaid, so it is only possible to make purchases in the credit mode, that is, it works as if it were a debit card, as the amounts are immediately discounted from the balance of the digital account.

Well, the Casas Bahia card is a financial product that was created by the brand's network in partnership with Banco Bradesco with the aim of simplifying the lives of customers who enjoy shopping in these stores.

And, in addition, with the card you can buy electronics, household appliances, furniture and all products available in the store, as well as get discounts on various products.

Furthermore, the card can also have the brand of your choice, as you can choose between Mastercard and Visa, making it even easier when making purchases.

Finally, the card is very simple to apply for, but you must present proof of income and not have any restrictions with credit agencies.

So, the PagBank card has several advantages for users, such as access to the PagBank account application that allows you to use several services, such as investment programs and unlimited payments via TED or PIX.

And, in addition, you can top up your cell phone for free and receive 2% back, as well as having international coverage that gives you access to several national and international stores without having to pay any annual fee.

Furthermore, through the app you can also pay bills, bank slips, pay via QR Code and have access to your bank statement and deposit via slip.

Therefore, the card is just one part of a large number of advantages that PagBank can provide you. To do this, simply install the application, create your account with the institution and request the financial product.

Well, the Casas Bahia credit card has several advantages, the first of which is the fact that you get a 10% discount on your first purchase with the card, that is, you already get a super advantage the first time you use the card.

And, in addition, it also guarantees payment in up to 24 installments on all purchases made through the program, as well as access to the Mastercard Surpreenda or Vai de Visa programs, depending on the card brand you choose. In fact, being able to choose the card brand is another advantage.

In addition, you also have up to 3 protection insurance models to choose from on your card, as well as access to the Casas Bahia app to make purchases.

Therefore, the Casas Bahia card can be a good alternative if you are already a regular customer of the chain, as most of the discounts are in the brand's stores.

So, the PagBank card has some disadvantages, even though it is a great card. This is because, first of all, it does not have a virtual card.

Furthermore, withdrawals are not completely free, as when the number of withdrawals is reached, a fee of R$7.50 is charged per withdrawal.

Furthermore, you cannot pay for your purchases in installments, because the card works as a prepaid card, so you always need to have credit to use it.

Therefore, before opting for this card, check out all the disadvantages to see if it is the best alternative.

Well, the Casas Bahia card also has some disadvantages, such as the high annual fee, as well as the requirement to prove income.

So, for those with bad credit or unemployed, it is not a good alternative, as most of the discounts are only available at Casas Bahia themselves.

So, before opting for this card, see if the annual fee will be worth it to have access to additional benefits and services.

So, the PagBank card or Casas Bahia card, as you can see, bring several advantages to users, aiming to provide more practicality when making purchases, as well as having security and the credibility of the issuing bodies.

But if you still have doubts, check out another card comparison in the recommended content below.