Initially, the Ourocard Card or PagBank Card are two card options that belong to Banco do Brasil and PagBank, both with an account full of offers for customers, and discount programs with international coverage.

So, let's show you the pros and cons of each of the cards, so you can make the best choice when choosing one of them!

Well, the Ourocard Doméstico Mastercard is a card issued by Banco do Brasil. It has the Mastercard flag, and gives customers comfort and security to know how to deal with finances in an intelligent and intuitive way!

This is because, with the card, you can make withdrawals at Self-Service Terminals and make purchases anywhere in Brazil, in physical stores and also in online stores.

And yet, with every purchase you make, you accumulate points to exchange for products and airline tickets, which is also super advantageous! Therefore, it is a new card, but it has a very interesting proposal for Banco do Brasil customers!

Initially, the PagBank card is a card that has no invoice and no annual fee. That is, you don't need to pay card maintenance fees and, to use it, just choose the cash option at the credit card machine, but it will work as a debit.

This is because it works like a prepaid card and, in order to use it, you need to have a balance in your PagBank account. And in addition, only customers with a PagBank account can access the card, which is free, has international coverage and several offers!

This card also doesn't do credit analysis and doesn't even require proof of income, being a great option for people with a dirty name or low score! And to access PagBank, just create a free account in the PagBank bank application. Then choose the “cards” option and make the request!

There are three PagBank cards: PagBank Prepaid Card, PagBank Credit Card and PagBank Account Card. In this, each one has a flag being Visa or Mastercard and programs, discounts and specific offers for each one of them!

And in addition to all this, anyone can have access to a PagBank card, but you must be a PagBank account holder, and the card request is limited to one per PagBank account. Therefore, the moment you create your account, you must choose which card you want!

Well then, let's go to the advantages of the Ourocard card. At first, the first advantage is that the card has a relationship program called “Point for you” in which with each purchase made, you earn points that you accumulate to exchange for products.

And in addition, you can also request up to four additional cards to the main card, paying half the annual fee of the main card and with the limits you choose.

Another advantage is access to benefits in entertainment, culture and sports. And you can access all of them on the Ourocard website.

Furthermore, customers can count on an Ourocard-e virtual card to make online purchases more securely, and it is even possible to personalize all the cards!

Finally, payments can be made with your cell phone via Apple Pay digital wallet. Therefore, it is a card that has several interesting and attractive offers!

So, let's get to know the advantages of the PagBank card. Initially, the first advantage is online and physical store purchases that can be made in Brazil and abroad using the credit function.

And on top of that, you also have access to digital and streaming subscriptions like Netflix and Spotify. There are also withdrawals on the Banco 24 Horas, Rede Plus, Saque e Pague and Cirrus Network networks.

It is also possible to pay by approximation and you do not need to have a PagSeguro machine to ask for a Pag card.

And in addition to all these advantages, there are some advantages of each card. For example, the PagBank prepaid card offers recharges via bank slip or online debit through the PagBank account. Furthermore, it is ideal for controlling expenses via the app; free shipping for PagBank customers and has a Mastercard flag.

In turn, there is the Pagbank Credit Card, which offers services such as being able to pay purchases in installments using the credit function; Use your own PagBank account balance to pay your card bill and the balance is released instantly! You can also withdraw the limit of the card and several other discounts.

The PagBank Account Card has advantages such as the Vai de Visa program that belongs to the Visa banner! In addition, you can use the balance in your account without having to top up and there are no costs to request and receive the card.

Well, until then, the biggest disadvantage of the ourocard card is the monthly fee of R$18.50. That's because there are several card options on the market that don't have an annuity, so it can be a long-term problem, bringing financial distress.

So, a disadvantage of the PagBank card is the charge for withdrawing money from the Banco 24 Horas network, which costs R$7.50, as well as the transfer by TED, which costs R$1.99 per month. In this, the customer is entitled to five free monthly transfers!

Well, the Ourocard Card or PagBank Card are card options that seek to offer quality services and have the Mastercard flag! Also, they have proposals for discounts and cashback programs, to bring more comfort to customers!

But if you still have doubts, check out a new card comparison below that we bring in recommended content: