Cards

Original Card or Agibank Card: which one to choose?

Do you want to choose between the Original card or the Agibank Card? Both are card options with security, comfort and practicality, which bring everything you need! Check out!

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Original x Agibank: which is better for your purchases?

Cartão Original ou Cartão Agibank: qual escolher? Imagem: Techtudo
Original Card or Agibank Card: which one to choose? Image: Techtudo

Initially, the Original Card or the Agibank Card are two card options with very interesting proposals that provide security, comfort and peace of mind to customers. This is because they have cashback programs, as well as international coverage.

Then, we will show you all the services that these two cards offer, as well as the pros and cons so that you can make the best choice! Check out!

How to apply for the Original credit card

Find out how to apply for the Original card, which is growing every day in the digital market.

How to apply for the Agibank Mastercard card

Find out how to apply for the Agibank bank credit card, the digital inclusion card.

Original Card

Cartão Original ou Cartão Agibank: qual escolher? Imagem: Foregon
Original Card or Agibank Card: which one to choose? Image: Foregon

Well, the Original card is a credit card with no annual fee, that is, you do not have to pay a maintenance fee for this card. And in addition, it has a cashback program that allows part of the customer's purchase to be reversed. So, the more the customer spends the credit card, the more chargebacks will be granted!

Another advantage of this card is the international coverage that allows purchases in national and international stores, as well as, can be used for withdrawals at ATMs of the Banco24Horas network throughout Brazil. That is, it is a secure card that brings convenience to users.

To apply for the Original card, simply enter the Original bank website, after that choose the credit card application section; and then fill in your personal information to proceed with the bank's credit analysis!

Agibank card

Cartão Original ou Cartão Agibank: qual escolher? Imagem: Foregon
Original Card or Agibank Card: which one to choose? Image: Foregon

Initially, the Agibank credit card is a card that belongs to the Agibank bank. It was created at the request of the bank's own customers, having credit and debit functions and can be used for purchases in Brazil and in other countries.

Furthermore, this card can only be used by people who have an account at Agibank. That is, you need to create a bank account, and then apply for the card. And, you will also have access to several other advantages such as annuity exemption in the first year of use.

Applying for an Agibank card is very simple. Just download the Agibank app, available for Android and iOS. After that, click on “create account” and fill in all the data. Then, after creating the bank account, you can proceed with the request.

What are the advantages of the Original card?

So, let's get to know the advantages of the Original card. At first, the first advantage is the cashback program that brings several discounts on purchases made with the Original card. That is, the more you use the card, the greater the offers.

And in addition, you also have the annuity exemption and withdrawals on Rede24Horas. Therefore, we can see that one of the biggest advantages of the Original card is the cashback program.

What are the advantages of the Agibank card?

So, let's get to know the advantages of the Agibank card:

  • Initially, one of the advantages is the possibility of making purchases with a QR code; 
  • And in addition, you can also receive salary through the checking account;
  • Another advantage is the withdrawals at Banco24Horas, being an excellent option for people who need to withdraw money in cash;
  • Direct payment to people (and very quickly);
  • Digital account with various resources (investments, loans, insurance, consortia);
  • Ticket payment and several other advantages.

Therefore, the Agibank card has the help of digital technology to provide a card with all the functions you need and the quality of service delivery!

What are the disadvantages of the Original card?

Well, the biggest disadvantage of the Original card is the fact that the bank does not have a branch. This is because it can become an obstacle for customers who need to resolve pending issues with the bank and have difficulty getting in touch through the website or social networks.

In this regard, the provision of services, despite being well optimized, can become a little problematic, making it difficult to resolve these issues.

What are the disadvantages of the Agibank card?

Cartão Original ou Cartão Agibank: qual escolher? Imagem: FDR
Original Card or Agibank Card: which one to choose? Image: FDR

Well, these are the disadvantages of the Agibank card. At first, the credit card annual fee is considered high. This is because most digital cards do not have an annual fee or have low fees, so this is one of the biggest disadvantages of this card.

Another disadvantage is that some services provided have much higher rates than services used with a credit card, such as withdrawals and payment of bills with a limit. To close, CDBs from R$1000.00 (no liquidity) and CDBs with liquidity from R$10000.00. That is, you need to do a good analysis to know whether or not it's worth it.

Original Card or Agibank Card: which one to choose?

Well, the Original Card or Agibank Card are credit card options for those looking for security, providing optimized and quality services! Of course, they also have some disadvantages, hence the importance of a well-done analysis!

But if you're still having doubts, we've separated another analysis for you to take a look at the recommended content below!

Santander SX card or Original card

The Santander SX card or Original card are credit card options for those looking for security and quality services. Check out!

About the author  /  Joyce Viana

Graduated in Law from PUC Minas. Post Graduated in Criminal Law and Criminal Procedure by Faculdade Legale. She produces content for different niches, from recipes and finance to beauty and health. Since he was a child, he made writing his best friend, and he never stopped!

Reviewed by  /  Junior Aguiar

Senior Editor

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