Initially, the Méliuz card or Neon card, two are very simple credit card options to apply for, which provide programs such as cashback, no annual fee and several other options for you to make an evaluation and see which is the best option for you!

So, let's show you a little more about Méliuz and Neon cards that have several advantages worth checking out! Check out:

Initially, the Méliuz card is issued by Banco Pan and is considered one of the best cards in Brazil. This is because it has no annuity and also returns up to 1.8% of the money. So let's get to know a little more about the Méliuz credit card.

Well, the Méliuz card is issued by the Pan bank, but it is not linked to any account. That is, to apply for the card, you do not need to be an account holder at Banco Pan or any other bank, just apply normally.

Furthermore, the Méliuz card presents a differentiated cashback proposal, offering 1.8% of cashback to users, who can redeem the amount in their checking or savings accounts when the minimum limit of R$ 20 is reached.

To apply for the Méliuz card, just download the Méliuz application, which is available in versions for Android and iOs, or, you can access the Méliuz website. After that, fill in all the personal data and wait for Banco Pan to carry out the credit analysis, which usually takes about 20 days.

So, if the Méliuz card is approved, it will be sent within a maximum period of 15 working days. It has a Mastercard flag, international coverage, that is, you can shop in stores in Brazil and in the world, as long as it is in physical stores.

Therefore, Méliuz has every reason to be considered one of the best credit cards in Brazil, due to the various advantages it provides to its customers and, for working towards security, convenience and transparency in its services!

At first, the Neon card is a credit card with no annual fee, that is, no fee for annual maintenance of the credit card, with international coverage, allowing you to purchase products and services in national and international stores. Furthermore, it is conditioned to an exclusive digital account for customers.

Well, in the Neon bank digital account, you can access various financial services, including transfers, payment of bills and access to all your credit card transactions, bringing security and transparency.

So, the digital account of the Neon bank is 100% digital and, when registering with the Neon bank, you will be able to acquire the digital and physical versions of the Neon card, being able to use it in any of the two versions. That is, the technology of the Neon bank is another attractive factor.

To apply for the Neon card is very intuitive. It is enough for the user to be over 18 years of age, with an updated RG and CPF, and request it through the Neon bank app. After making the request, Neon bank will do a credit analysis to find out if your card will be approved or not.

Therefore, the Neon card is another advantageous and super attractive credit card option that also contains a technological app and full of functions! So, if you're looking for convenience and a card that gives you several advantages, Neon is a great option!

So, let’s get to know the advantages of the Méliuz card:

Therefore, the Méliuz card brings several offers, mainly for people who like to shop with discounts and exclusive offers!

Well, let's get to know the advantages that the Neon credit card has:

Therefore, the Neon card is an attractive option, but it requires you to register with the Banco Neon digital account to have access to the credit card!

Well, among the disadvantages of the Méliuz card, one of them is the fact that there is no virtual card for online purchases. That is, purchases need to be made in physical stores, which becomes a very bad idea since most current cards allow online purchases.

And besides, the withdrawal function is only available to some users, obeying certain criteria, which is also a big disadvantage. And the card does not have a mileage accrual program, which is also a program that exists in several card models.

At first, one of the biggest disadvantages of the Neon card is the fees charged for the services offered by Banco Neon. This is because the bank charges fees for transfers, invoice installments and interest for late payment of invoices.

And in addition, another disadvantage of the Neon card is the approval of the card, which tends to take a little longer than other digital bank cards. That's because Neon does a credit analysis, so the analysis is done at the credit bureaus and therefore takes a little longer.

Well, the Méliuz card or Neon card are safe, transparent card options that offer very different proposals such as cashback and digital account. So, carefully analyzing the advantages and disadvantages of each one of them is super important!

So see which of these options is best for you and which one suits your interests best! And if you still have doubts, see below a recommended content of new credit cards for you to review! It is recommended that you review, especially if you have a dirty name!