To begin with, the Itaucard Click card or Itaú Personnalité card are two card options with very interesting proposals.

This is because they have offer and discount programs. As well as international coverage and all the credibility that only Banco Itaú can offer.

So, we will show you all the services that these two cards offer, as well as the advantages and disadvantages so that you can make the best choice. Check out!

So, the Itaucard Click card is a brand new card, because it was launched in 2019 by Banco Itaú with the aim of becoming a strong competitor in the financial market.

It has exclusive benefits and a different annual fee, that is, if you spend at least R$100 per month, you are exempt from the annual fee.

And, in addition, the card is available under Visa or Mastercard with international coverage, meaning you can make purchases in national and international stores.

Another super advantage is that you can make unlimited withdrawals on the Banco24Horas network and it is also possible to exceed the card's available limit by paying a fee and approval. Too much, right?

To request the Itaucard Click card, it is very simple, just go to the official website, fill out a form and wait for the credit analysis carried out by Banco Itaú, which may or may not be approved.

It is important to mention that you only need to be over 18 years old and have a regular CPF. And so, the bank will only research your financial habits and see how it can help you have a better life, so you don't need to worry about the analysis carried out.

The Itaú Personnalité card is an exclusive financial product created by Banco Itaú, to bring more personalized options to the customer, as the name suggests.

This is because it is a card that has advantages such as investment advice, two brands, exchange services, limit flexibility and several other benefits.

And, in addition, you need an invitation to access the card.

In other words, you must schedule an account opening on the Itaú website. To do this, click on “Schedule the opening of your account” and fill in the spaces with your information.

Finally, Itaú will contact you to schedule a personalized visit and it will be possible to hold a meeting with the responsible account manager to finalize the opening.

So, among the various advantages of the Itaucard Click card we have the annual fee exemption, if you spend at least R$100 per month.

And, in addition, the card is available under Visa or Mastercard and has international coverage, meaning you can make purchases in national and international stores.

Another super advantage is that you can make unlimited withdrawals on the Banco24Horas network and exceed the card's available limit upon payment of a fee and approval.

Plus, you get several exclusive discounts on the Itaú bike network, as well as in cinemas and Itaú bank partners. This provides more convenience during fun times.

Another advantage is that you guarantee access to the exclusive benefits of the Visa or Mastercard brands, such as the Vai de Visa and Mastercard Surpreenda programs. So, what more do you want?

Well, the Itaú Personnalité card also has several advantages, the first of which is the fact that you can count on investment advice.

This means that, if you have any questions about financial investments, you can access your account online, click on “Investments” and then on “VideoChat”, in the “Talk to an expert” tab. And so, you will have access to personalized advice. Incredible, isn't it?

And, in addition, you will have access to Personnalité Cards, which are offered in Platinum, Mastercard Black, Visa Infinite, Latam Pass Infinite and debit modalities. And, each of these cards has exclusive benefits.

This is because Personnalité Platinum, for example, is an international card and transforms the customer's spending into points in the Semper Presente Program. It also offers assistance for everyday situations and free travel insurance.

On the other hand, Mastercard Black has a flexible limit, is enrolled in the Semper Presente Program and also provides a concierge service and VIP lounge.

Another super advantage is that Itaú Personnalité also offers an exchange service, which provides several solutions for you.

To do this, simply go to the services tab, select “Exchange”, “Dollar and euro in cash” and choose the currency and value. Then choose your pickup location and you can pick up the money within five business days.

To close with a flourish, Itaú Personnalité offers the protection you need.

This is because there are several protection services for family, assets, travel, women, income, automobile, residence and card.

Therefore, if you are looking for a card that offers an exclusive proposal, unlike anything you have ever seen on the market, Itaú Personnalité was made for you.

So, despite so many advantages, the card also has some disadvantages such as the minimum income of R$2,000.00.

And, in addition, there will be an annual fee if you do not spend the monthly R$100.

Another disadvantage is that, unlike other cards on the market, Itaucard does not have a points program.

So, despite having several advantages, it is worth researching the other options on the market to find out if this is the best alternative for you.

Because, despite so many advantages, this card also has some disadvantages, such as the fact that to access the card you need an invitation.

Furthermore, it is necessary to have a minimum monthly income of approximately R$ 10,000.00 and investments totaling more than R$ 100,000.00.

Furthermore, it is not allowed to open an account online, that is, you need to go to an Itaú branch to open the account.

To do this, you must schedule an account opening on the Itaú website. Then click on “Schedule the opening of your account” and fill in the spaces with your information.

Finally, Itaú will contact you to schedule a personalized visit and it will be possible to hold a meeting with the responsible account manager to finalize the opening.

Another disadvantage is the administrative fees, because they are high and unattractive, as are the investments.

So, before you go running after your Itaú Personnalité, do some market research to find out if it’s the solution you need at the moment.

So, the Itaucard Click card or Itaú Personnalité card are two card options with different proposals, but offered by the same bank: Itaú.

In doing so, they provide comfort, a discount program and several other exclusive benefits that only Itaú is capable of offering to customers. Therefore, do a good analysis between them before opting for one or the other.

However, if you still have questions, see our recommended content and check out other card options.