Initially, the Hipercard or Carrefour cards are ideal cards for people who like to shop frequently and are looking for exclusive offers and discounts. That's because both cards offer super advantageous proposals for their customers.

So, we'll show you the advantages, as well as the disadvantages of these cards and how they can bring more comfort to your everyday life! Check out:

Initially, the Hipercard card is a card that has international coverage, and has the Mastercard brand. In this, customers can shop at stores in Brazil and other parts of the world, being one of the best options available on the market.

In addition, you can access various Mastercard discounts, products and services. And if the customer makes recurring purchases at Walmart and affiliated stores, the Hipercard credit card is the best option, as the two companies have a partnership that provides various discounts.

To access the Hipercard card, you must have a minimum income of R$800, be over 18 years of age, and a minimum age of 16 years for the card.

You can apply online, as well as at Hipercard partner stores, namely Walmart, Hiper Bompreço, Todo Dia, Big, Sam's Club, Nacional and Maxxi. And in addition, you must be accompanied by CPF, RG and proof of residence.

To apply online, just go to Hipercard's official website, fill in your personal data and wait for the company's analysis! So, accessing the Hipercard card is very simple and fast, just wait for the request to be approved, and if everything goes well, you will receive the card at your home!

Well, the Carrefour card is also a great option for making domestic purchases, because the card is issued by Banco CSF SA – Carrefour's own bank – and has the Visa flag that entitles you to Visa products and services. But because it is national, it is accepted only in Brazil.

Applying for a Carrefour card is very simple. Just go to the Banco CSF SA website, after that, fill in the registration form with all your personal data and proceed to apply for the Carrefour card.

The fact is that the company takes a few days to carry out the credit analysis, as it analyzes the profile of each client.

Also, you can apply for the Carrefour card at some of the company's stores, just take your personal documents and proof of residence and income, and then wait 15 days for the request to be answered by the company.

And in addition, you can also request the card through the Carrefour app, in a very simple and intuitive way and have access to various products and services such as the “first installment paid” stamp in which the card pays the first installment for you!

Well, among the advantages of the Hipercard card we have the various forms of discounts and partner stores that Hipercard presents!

That's because customers have discounts on various products and services from partner stores and the entire BIG group. You can also access the exclusive application, with everything you need in the palm of your hand! And yet, it has the international flag.

So, let's get to know the main advantages of the Carrefour card. Initially, the card has exclusive discounts at Carrefour stores and on the website, as well as special discounts and installments on purchases, with the possibility to pay in up to 24 installments.

Also, the card has a program offered by Carrefour which is the “first installment paid” seal, in which Carrefour pays the first installment of your card

To close, the Carrefour card has a Visa or Mastercard flag, that is, you can have access to both flags, being able to enjoy the advantages in Brazil and in the world! And you still earn several points on each of the purchases you make on the card!

Well, the main disadvantage of the Hipercard card is the annual fee. That's because there are several card options on the market that don't charge annuity and in the long run, this can be a problem, because, in addition to spending on purchases, you'll also need to spend on the annuity!

So, one of the biggest disadvantages of the Carrefour card is the annual fee. This is because, like the Hipercard card, the Carrefour card also charges an annuity fee, but, unlike the Hipercard, at Carrefour, you can reset the annuity fee.

Another disadvantage is the fact that it is a national card and, therefore, you can only make purchases in stores within Brazil. That is, there are several other card options on the market with international coverage. So do a good analysis on the cards on the market to find out if it's worth it or not!

Well, the Hipercard or Carrefour card are safe and interesting credit card options for customers looking for convenience and discounts when shopping, as well as bringing technology and innovation to users!

But if you still have doubts, in the recommended content below, you can take a look at another card review! Check out!