Undeniably, if you like to shop at large department stores and also use your credit card, having a financial product with these two functions is ideal for you. Given this, how about getting to know the Havan card or Americanas card?

Although there are numerous options, you need to choose the one that meets your needs, which need to be defined before ordering. Therefore, we now bring these two interesting options.

In order for you to know important details, we have prepared a comparison that brings the main information about the two options. Also, to advance, know that the Havan card, despite offering great benefits, does not have a credit card, unlike the Americanas card.

Therefore, follow us and notice the main differences when choosing between the Havan card or the Americanas card, which are extremely useful regardless of the benefits of each one.

Firstly, the Havan card will be approved faster when you have been a customer of the store for some time, that is, having a record and constant purchases. Therefore, the more you buy, the greater the chances of approval with a good limit.

In order to encourage purchases, the Havan card was created without an annual fee or any membership fee, with the aim of customers paying only the installments of purchases they make, and without interest.

In fact, the Havan card would be ideal for anyone looking for a diversified option, without mixing store purchase invoices with the rest of the credit card. In addition, it does not weigh on your pocket, as there are no fees or interest like a regular credit card.

In addition, it cannot be used elsewhere, as it does not have a credit card. Still, it gives 40 days to pay installments and divisions that reach up to 10 installments, without charging any interest to the customer.

Since the Americanas card is linked to the store, of course, it also has types for each pocket. The common credit card, Visa brand without an associated bank, offers discounts and also allows purchases anywhere with your limit.

On the other hand, there is also Bradescard Americanas, with options for national and international purchases, that is, you will have a bank account, available limit and a complete movement, maintaining the good discounts offered by the store.

In addition, it offers additional cards and specific benefit programs, including Mais Sorrisos. Basically, when the customer inserts the program code, he accumulates points that can be exchanged for other purchases on the site, having the points, the gift certificates can reach R$250.00.

In the end, when choosing between the Havan card or the Americanas card, know that the last option will work completely like a regular credit card, so it has more approval criteria.

Undoubtedly, the Havan card is excellent for anyone looking for a low-cost option that offers a good purchase limit, not to mention the great time to start paying installments and interest-free installment facilities. See, below, more advantages to help you choose between the Havan card or the Americanas card.

Since the Havan card limits the customer to the store, the Americanas option frees the customer to buy in other places, since it has a credit card and the option associated with the Bradesco bank. Just to exemplify, we have also separated the advantages of this card into topics, which, in addition to these advantages, offer cashback in specific programs.

As well as praise, there are also criticisms of the Havan card. See the disadvantages below.

Not just a flagship credit card, the Americanas card is also good for in-store purchases, but that doesn't mean there are no downsides. See some of them below.

Once you have all the details, it's time to put your income on paper and the priorities for choosing between the Havan card or the Americanas card. With our detailed comparison, it will be clearer to understand which is ideal!

Still, if doubt remains, don't worry. Our team is always comparing and researching other options to suit different financial profiles. In case you haven't hit the hammer yet, click below and see another comparison.