Undoubtedly, it is not an easy decision to choose between the Extra card or the Walmart card, as they have similar styles.

However, one requires a lower minimum income than the other: this is the case with the Extra card. Like other big stores, Extra has invested heavily in credit cards based on its public, setting a minimum income of R$800.00 and many advantageous discounts.

On the other hand, the Walmart card allows purchases in the largest chain of stores in the world, and, in association with the Itaú bank, allows international purchases, benefits also made possible by the Extra card.

In addition, there are two cards from large supermarkets that offer savings on purchases and advantages, as well as the possibility of participating in credit brand programs and operating a Banco Itaú account.

So, stay with us and find out more about these two ideal cards for those who make frequent purchases in these places, offering not only discounts, but possibilities for high limits and access to products at a fairer price thanks to the use of the credit card.

First, the Extra chain was one of the first in Brazil to invest in a credit card, as it has a wholesale sales profile and needed to offer installments to customers who made monthly purchases, for example.

Therefore, the Extra card has a monthly annual fee of R$ 13.49, 20% discount on all fair items, seafood and desserts, in addition to free shipping when the purchase is made online and exceeds R$ 149.00.

In addition, it also offers the benefits of the Visa brand, such as emergency withdrawals, which can be made at any Banco24h ATM. Furthermore, when you opt for the Mastercard brand, you will have the same benefits, in addition to a 50% discount in cinemas.

Finally, when in doubt between the Extra card or the Walmart card, know that both will be allies for monthly purchases, offering lower prices thanks to the discounts available to customers with each card.

Among the largest supermarket chains in the world, here in Brazil, Walmart also partnered with Banco Itaú to offer a credit card with a low annual fee, discounts in stores and payment benefits, such as the possibility of starting payments after 40 days.

First, the approval of this card takes an average of 45 days, in addition, the minimum required income of R$1,000.00 is also accompanied by a credit analysis and the customer's history with the store, that is, if purchases already exist with often you will be favored, won't you?

In addition to purchases with discounts in the store, Walmart customers can also pay cheaper at places like Bompreço, Big, Hiper Todo Dia and Mercadorama, with discounts that reach 20% in purchases through the websites.

Also, pay invoices with a 40-day term and participate in Mastercard points programs, where you pay for one product and get two points.

First, the Extra card is one of the few that offers versions in two flags and requires a minimum income lower than the minimum wage, with quick approval when you already have a registration in one of the supermarkets. Also, check out other advantages in detail.

Undoubtedly, the Walmart card is useful for those who need to buy everyday items, but also appliances and electronics with a discount and interest-free installments, a benefit that traditional cards do not offer, right? So check out more advantages of this option.

Although the Extra card has numerous advantages, the minimum income requirement and the monthly annuity payment can be burdensome for some users, as well as Banco Itaú's strict credit analysis.

Furthermore, among all the possible benefits of the brands, in the case of the Mastercard card, the Extra customer only participates in the Mastercard Surpreenda and there is no way of obtaining discounts on annuity, for example.

While many credit cards offer an annuity discount, this one obliges the customer to pay an amount per month, in addition to having a high income requirement, which reaches R$1,000.00.

In addition, the accumulation of points is only valid for purchases on the Big network, that is, purchases in other locations will not provide points, moreover, it is not possible to have a Walmart card directly, since it has been replaced by the Hipercard network for cases of new cards.

Finally, it's very difficult to choose between the Extra card or the Walmart card, since they have similar profiles, isn't it?

Therefore, to decide, evaluate which place you make the most purchases and how you could take advantage of the discounts, in addition, see if your income will be compatible and which card could be used more for other needs, such as subscription payments or applications.

Also, don't worry if you're still undecided, since below, we have another comparison to help you in this endeavor! Keep reading with us and put more options in your ranking through another comparison full of details.