If you make frequent purchases in physical and online stores, you may already know that many of them offer their own credit cards, right? Here we will show you 7 options so you can choose which is the best store card for you. Don't miss it!

Well, a store card can bring many advantages to the consumer. With it, you can take advantage of exclusive discounts, in addition to having more payment options and even collecting points in loyalty programs.

Furthermore, a store card has the same functionalities as a regular credit card, as they are also administered by financial institutions. But each one has exclusive characteristics and you should compare them to know which is the best option for you.

So, analyze which stores you shop at most. Generally, cards are quite advantageous for those who make regular purchases at your store.

However, you must evaluate each card carefully, as they can charge fees and annual fees and end up generating losses instead of benefits.

Therefore, we have brought you a list of 7 store credit cards for you to learn about and decide which are the most interesting for you. Let's go?

Okay, the first option we are going to present is the Carrefour card.

With the Carrefour card, you can choose between Visa or Mastercard and take advantage of the exclusive advantages they offer.

Additionally, you can get rid of the annual fee by using your card at least once a month at Carrefour stores.

Another benefit is the exclusive discounts that the card offers. So, you can shop both in physical stores and in Carrefour online stores and enjoy discounted products.

The Magalu card is the financial product of the Magazine Luiza network and has international coverage and the Visa brand. Thus, customers can participate in exclusive benefits, such as discounts and offers at partner stores.

Furthermore, the card has no annual fee and you can track your transactions directly through the app.

Another benefit is the cashback program, in which you earn money back on purchases made at Magazine Luiza and through Partner Clubs.

The Submarino card also offers several advantages to its users. You can choose Visa or Mastercard and enjoy the exclusive benefits they offer.

Additionally, you can participate in the Léguas program. It works like this: you earn 3 leagues for every real spent on purchases at Submarino and 1 league for every real spent at other registered establishments. When you accumulate leagues, you can exchange them for gift vouchers from R$ 50.00 to R$ 250.00 for any product at Submarino. Incredible, isn't it?

The next financial product on our list is the Ponto Frio card. It is an international card with the Mastercard brand. Therefore, you can enjoy exclusive benefits, such as the Mastercard Surpreenda points program.

Furthermore, you get up to 15% discount on several selected products and 50% discount on cinemas and theaters.

However, you must pay an annual fee of R$ 142.80 or 12x of R$ 11.90. Furthermore, when applying for the card you undergo a credit analysis, which will define what your limit will be.

The Riachuelo card is a great option for those who regularly shop at the store, as it offers exclusive offers and benefits to customers.

Furthermore, the user can choose between three types of card: with Visa, Mastercard or a non-branded card, which is from the store itself.

So, the advantage of branded cards is that you can enjoy discounts with partner stores and exclusive advantages, such as the Vai de Visa and Mastercard Surpreenda benefit programs. Those without a flag do not charge an annual fee, which is also a positive point.

The Renner card also offers three types, as mentioned above: Visa, Mastercard or no brand. Brands offer international coverage, while non-branded cards do not charge an annual fee.

With the exclusive non-branded card, you have several payment options at Renner stores, as well as discounts of up to 50% at more than 200 partner stores.

Furthermore, you can use several card functions through the Renner application, such as checking the available limit, viewing the invoice, monitoring your transactions, among many others.

Furthermore, another advantage is Saque Rápido: a personal loan from the Renner card. A great opportunity, don't you think? And you start paying the amount within 70 days, with installments in 15 installments.

Finally, let's talk about the Americanas card. Your Visa brand is accepted throughout Brazil in thousands of establishments.

Furthermore, you have exclusive discounts at Americanas stores and special installments to pay for your purchases.

Another benefit is the Mais Sorrisos points program. With it, you accumulate points, Smiles, and exchange them for gift certificates worth R$ 50.00 to R$ 250.00 to use when purchasing products in American stores.

So, collecting points is easy: for every R$ 1.00 in purchases at Americanas, you earn 3 Sorrisos. And for every R$ 1.00 spent in other establishments, you earn 1 Smile. To redeem the gift card, just access the program page.

However, you need to prove a minimum income of one minimum wage to apply for the card, in addition to having to pay an annual fee of 12x R$ 13.08.

Therefore, each store card offers several exclusive benefits to its users! Now that you know several credit card options, you can choose which ones best fit your financial life and interests!

But always remember to check all the fees charged by the store card and assess whether you will really take advantage of the benefits it offers.

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