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Platinum credit card: which is the best option?

Are you looking for a Platinum credit card but don't know which option to choose? Each of them can have different benefits and characteristics that make it difficult for the user to choose. To make your decision easier, we have separated in this post the 6 best Platinum credit cards. Check out!

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Discover 6 Platinum Credit Card Options

Conheça os melhores do mercado e escolha o seu! Fonte: Pexels.
Meet the best on the market and choose yours! Source: Pexels.

Whether to access travel benefits, or to be able to transform your purchases into points and exchange them for miles, the Platinum credit card is a widely used option by those who want to access more exclusive services.

In this way, it is possible to access several benefits in your purchases, in addition to being able to have greater assistance in your travels.

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Currently, there are several Platinum credit card options for the user to choose from. Each of them brings different advantages and requirements for using the card.

Therefore, if you want to know the characteristics of Platinum cards and thus know how to choose yours, in this post we have separated 6 credit card options for you to choose the one that best suits you!

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6 Platinum Credit Card Options

Descubra as principais características deles! Fonte: Unsplash.
Discover their main features! Source: Unsplash.

Choosing among the various Platinum credit card options that exist on the market can become a very difficult task for the user. It is necessary to analyze, in addition to the benefits offered, the amounts of annuity, minimum income and the flags that each one of them has.

To facilitate your search, we have separated below in a very simple and intuitive way this and a lot of other information about 6 Platinum credit card options.

How to choose credit card

Check out unmissable tips to know how to choose the best option for you!

1. American Express Platinum Card

The American Express Platinum card is one of the best-known credit cards for offering many benefits to its users.

That way, by using it you can earn up to 3.0 points on your purchases that never expire. Here, it is also possible to access VIP lounges exclusively in different places around the world. 

Still talking about travel, whoever owns this credit card can have an exclusive concierge service. In this way, this service works during the entire period of the trip, being completely personalized to your tastes.

In addition, from it, you can receive extra help to plan your trips, go shopping or simply transport yourself around the place you are going to travel.

In addition, the American Express Platinum credit card also gives you access to a unique selection of hotels and resorts that have exclusive benefits with the possibility of room upgrades.

By having this card, you can also access a range of insurance and assistance that cover medical and hospital expenses, even accident insurance for travel and car rental.

Annuity12x of R$116.66
minimum incomenot informed
FlagAmerican Express
RoofInternational
BenefitsAccess to several VIP lounges around the world
24-hour Concierge Service
Best mileage score on the market
card features

2. Bradesco Platinum Card

With the Bradesco Platinum credit card, the user can access several benefits and also earn points on their purchases.

In this way, each US$1 spent is equivalent to one point on the Bradesco Platinum card, which you can use in different ways. Thus, it is possible to exchange it for airline tickets, access travel packages and other incredible products that Bradesco offers.

From there, you can also access a concierge service that supports your trips 24 hours a day. In addition, it is possible to access the Visa Luxury Hotel Collection, where you can access several hotels and resorts worldwide.

With the card, you also have access to various insurance and assistance that guarantee your peace of mind at many times. In addition, you can receive international or online emergency medical support and optional insurance.

Annuity12x of R$ 36.25
minimum incomenot informed
FlagVisa
RoofInternational
Benefitspoints program
Visa Luxury Hotel Collection
24-hour concierge service
card features

How to apply for a Bradesco Platinum card

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3. Sicredi Platinum Card

The Sicredi Platinum credit card helps to offer the user several advantages. Here, you can choose between Visa and Mastercard. In addition, it is possible to carry out your purchases both in Brazil and abroad.

With it, you can access the Sicredi card rewards program. In this way, it is possible to accumulate points and later redeem them for appliances, clothing and tickets.

As part of the program, each purchase made with the Sicredi Platinum credit card is equivalent to US$1, which is equal to 1.5 points, which you can exchange for other items.

In addition, it is also possible to have access to the Mastercard Surpreenda or Vai de Visa program, where you gain various benefits in entertainment, shopping and services.

Annuitynot informed
minimum incomenot informed
FlagVisa or Mastercard
RoofInternational
BenefitsGo Visa or Mastercard Surprise Program
Sicredi Rewards Program
card features

4. Platinum Box Card

The Caixa Platinum credit card is considered one of the best on the market. From it, you can have great purchasing power, as it manages to release a high limit for users.

The initial limit released by this card is R$ 4,000, which can increase from this number. This guarantees that you will be able to make your purchases both in Brazil and abroad, as it is an international card.

These purchases can be paid in installments or paid in cash and you also have the option of paying your invoice in installments. As with the previous option, the Caixa Platinum credit card offers access to various benefits and advantages of the brands.

In addition, here you can choose between Visa and Mastercard brands, where in each of them you can access different benefits. 

With the Mastercard brand, for example, you can access travel consulting services and medical assistance, in addition to being able to participate in the Mastercard Surpreenda program.

With Visa, you also get travel assistance service and a concierge for your trips. And here the user has access to the Visa Luxury Hotel Collection, where you can access several hotels and resorts with benefits.

Annuity12x of R$34.50 (Visa)
12x of R$ 37.75 (Mastercard)
minimum incomenot informed
FlagVisa or Mastercard
RoofInternational
BenefitsInitial limit of R$4,000.00
Access to brand benefit programs
4,000 bonus points when you hire him.
card features

5. Nubank Platinum Card

Nubank is the preferred digital bank for many Brazilians because it offers a free account and also a credit card with no annual fee. But, by having your Platinum credit card, you can access several advantages, especially for those who travel a lot.

From it, the user can access several benefits when carrying out their trips. In this way, it is possible to have concierge services available 24 hours a day and also a travel consultancy to assist in destinations, selection of hotels, resorts and much more.

In addition, with the card you can access exclusive and international offers, in addition to having travel and car insurance for medical emergencies.

As the card has the Mastercard brand, you can also access the Mastercard Surprise program. In this way, it is possible to accumulate points through each purchase made and exchange them for products or services. 

AnnuityExempt
minimum incomenot informed
FlagMasterCard
RoofInternational
Benefitstravel consulting
24-hour concierge service
Mastercard Surprise Program
card features

6. Sicoob Platinum Card

The last Platinum credit card option on our list is offered by Sicoob. The largest cooperative in Brazil with more than 24 years of history offers users a card with a series of benefits, such as the points program and travel assistance.

In addition, it also has an interesting feature that allows you to withdraw money in the credit function, in addition to allowing you to pay your invoice in installments as well.

By owning the Mastercard flag, those who have the Sicoob Platinum card can also access the MasterCard Surpreenda program. That way, you can earn a point every time you use your credit card for purchases.

In addition, you can also access a concierge service to help you when arriving or departing from the airport and also during every day of your trip to assist you in your new location. 

Annuitynot informed
minimum incomenot informed
FlagMasterCard
RoofInternational
BenefitsMastercard Surprise Program
24 hour concierge
card features

Platinum credit card: which is the best option? 

After checking out all the Platinum credit card options, it is common to be in doubt as to which one to choose. After all, each one can offer several very interesting benefits.

But, in order to be able to choose between one of them, you need to evaluate your financial life and see which one has the right benefits that will bring more practicality to your everyday life.

However, if you want to know other options, in the content below you can see the best Gold credit card options! 

Best Gold Cards

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About the author  /  Leticia Jordan

Hello! I have a degree in Marketing and ended up discovering my passion in the area of content production! Today I have experience writing about digital marketing and personal finance where I always focus on delivering the information that the public needs most.

Reviewed by  /  Junior Aguiar

Senior Editor

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