Cards

Credit card for teenagers: get to know the allowance card

Check out the 7 best credit cards for teenagers and see how this allowance card can help your child's financial education. Furthermore, they are international cards with several advantages associated with the brand.

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Learn how the card works that can help your child deal with their own finances

Mas, afinal, como funciona o cartão mesada? Fonte: Pexels.
But, after all, how does the allowance card work? Source: Pexels.

It is undeniable that during adolescence we go through unique experiences and having a financial product that helps us live these moments is an excellent alternative. That's why the teen credit card was born. Thus, your child can go through these moments in a lighter and safer way, without having to leave with physical money in their hands.

So, read on to find out about the 7 best allowance card options on the market. Check out!

What is the allowance card and how does it work?

Mas, afinal, o que é o cartão mesada? Fonte: Pexels.
But what is the allowance card anyway? Source: Pexels.

First, it is necessary to understand the importance of the allowance card, because going out with physical money can be a big problem for adults, imagine for teenagers who are just looking to have fun without thinking about how to keep money safely, for example.

That said, the allowance card works like a prepaid card managed by parents, as they are the ones who decide how much credit will be recharged. Remembering that you can only use the balance available on the card, unlike other conventional plastics.

In addition, it brings several facilities and also the necessary security, as the teenager does not have to worry about credit card debts. And besides, it also helps your child understand more about financial education.

How to make allowance card?

So, the process of applying for the allowance card will depend on each financial institution, because each one has a specific step-by-step, including the age of the teenager who can have the card can also vary according to each institution.

So, keep reading to find out about the 7 best credit cards for teenagers and check out how you can acquire each one of them.

7 credit cards for teenagers

Mas, afinal, quais são os 7 cartões de crédito para adolescentes? Fonte: Pexels.
But, after all, what are the 7 credit cards for teenagers? Source: Pexels.

So let's get to know the 7 best allowance card options. Check out!

1. Superdigital allowance card

First of all, Superdigital is a financial institution that offers several credit card options to customers, from options for those with bad debts to credit cards for teenagers.

Thus, the Superdigital Allowance Card is very practical to request, because you only need to request an additional card from your main card and then access the menu of the Superdigital application to top up.

This means that you can only access the Mesada card if you already have a Superdigital account with a credit card, as the Mesada card is controlled by parents and not by teenagers.

Thus, you will need to open your Superdigital account and apply for your credit card for teenagers. Then, just order the additional allowance card, which is nothing more than a prepaid card modality. It can also be used at any establishment that accepts the Mastercard brand and your child can withdraw at the ATMs of the Banco24Horas networks in Brazil and the Cirrus network abroad.

And, in addition, with each movement made with the allowance card, you will be notified by cell phone, to have more security and control of all financial transactions.

So, to request it is very simple, just access the application and log in to your account. Then click on “Organize”, then go to “Cards” and click on “Order New Card”. Once this is done, fill in all the requested information. Okay, just wait for the allowance card to arrive at your residence.

minimum incomenot required
AnnuityExempt
FlagMasterCard
RoofInternational
BenefitsExpense control via the app
Mastercard Surprise Program
Withdrawals at Banco24Horas ATMs
But, after all, what are the features of the card?

How to apply for the Superdigital credit card

If you want to get an allowance card for your child, the first step is to open your Superdigital account. So, read this post and check out the step-by-step process.

2. Monica's Gang Allowance Card

The motto of Mesada Turma da Mônica is related to the ease of parental control and freedom with responsibility for children. And it couldn't be any other way, because, through a prepaid card and a super versatile application, you can control your child's expenses without him missing out on the fun.

So, to access this card, just go to the Mesada Turma da Mônica website and create an account. Then, you can request up to 10 cards per purchase, that's right, if you have more than one child, you don't have to worry, because everyone can request the allowance card.

And, in addition, you must also install the application to have access to all transactions, because you will be able to top up your card through the application and also check your balance. It is worth mentioning that with each purchase made with the card, you will be notified by SMS.

Furthermore, regarding card fees, the issue value is R$24.90 and the minimum initial charge must be R$20.00, as well as withdrawals for R$9.80 each and the monthly fee of R$4.90 is charged to the account of the person responsible.

Among other advantages, the Mesada da Turma da Mônica Card has international coverage, the Visa flag, does not require proof of income and not even that you are an account holder at a bank, that is, just provide your personal data to access the card.

minimum incomenot required
Annuity12x of R$4.90
FlagVisa
RoofInternational
BenefitsExpense control via the app
Visa flag benefits
But, after all, what are the features of the card?

3. Ourocard Mesada Prepaid Card

Unlike the other cards we mentioned, the Ourocard Mesada Prepaid Card was not created exclusively for teenagers, because it can be used by any audience, however, it is also a recommended option for young people.

This is because it is also a prepaid card, that is, to use it it is also necessary to top up and purchases can only be made with the balance available on the card.

And, in addition, there is no charge for top-up and it can be done at Self-Service Terminals, over the Internet and through the application of the issuing bank, which is Banco do Brasil.

Furthermore, regarding card fees, the issue value is R$10.00 and the maintenance fee is R$5.00 or promotional R$1.00 and you are entitled to 2 free withdrawals per month, however, on the third it starts to be charged a fee of R$5.00 per withdrawal.

To request it you need to be a bank account holder, as well as access your internet banking or app and order the card. The process is intuitive and fast, does not require proof of income and the card arrives at your residence in a few days.

minimum incomenot required
Annuity12x of R$5.00
FlagVisa
RoofInternational
BenefitsExpense control via the app
Visa flag benefits
But, after all, what are the features of the card?

How to apply for the prepaid Ourocard Card

Want a card without abusive fees and exclusive discounts? So, get to know the prepaid Ourocard and get yours.

4. Capricho Allowance Card

First, the Mesada Capricho Card is an excellent alternative for young people to have fun safely and responsibly. Thus, it is easy to request and has rates that fit in your pocket.

So, to apply for the card, just go to the Mesada Capricho Card website and create an account. Then, you can request up to 10 cards per purchase, that is, all children can have access to the card.

Upon receiving the card at your home, your child only has to install the Mesada Capricho Card application to unlock it. Done, it's released for use.

It is also important to point out that parents must also install the application on their cell phone, because this way they will be able to recharge, check available balance, among other card control functions. And, in addition, with each purchase your child makes, you will be notified by SMS.

Furthermore, regarding card fees, the card issue value is R$24.90 and the top-up fee is R$3.00, with a minimum top-up charge of R$20.00.

And, in addition, through the Mesada Capricho application, your child can control expenses and have access to a detailed report of all purchases. So take a look at the table below for more information.

minimum incomenot required
Annuitynot informed
FlagVisa
RoofInternational
BenefitsExpense control via the app
Visa flag benefits
But, after all, what are the features of the card?

5. Brasil Mesada Prepaid Card

Firstly, the Brasil Mesada Pre-Paid Card is the BPP allowance, through which you have help to teach your child to deal with finances in a practical way.

And, in addition, you can control everything through the application, that is, make recharges and receive notifications by cell phone with each new purchase made. Incidentally, you do not need to prove a minimum income to apply for the card through the official website.

Furthermore, as it is a prepaid card, there is no way to default, as you can only spend the available balance, which, in turn, is controlled by parents. Furthermore, the card has an international scope, that is, it is ideal for young people who also intend to do an exchange program.

Now see the table below for more information.

minimum incomenot required
Annuity12x of R$4.90
FlagVisa
RoofInternational
BenefitsExpense control via the app
Visa flag benefits
But, after all, what are the features of the card?

6. Flamengo Mesada Prepaid Card

Among the credit card options for teenagers, we could not fail to mention the Flamengo Mesada Pre-Paid Card, with a minimum top-up of just R$10.00 and a monthly fee of R$4.90, it has also become one of the favorites for young people.

And, in addition, this card does not require a minimum income, has a Mastercard brand so that you can have access to all the advantages of the brand and is also accepted in physical stores and online to make your purchases. Among other advantages, you can also control everything through the application, as well as recharge whenever you want to be able to control all your child's purchases.

On the other hand, we need to point out that despite being a football team card, it does not entitle you to enter stadiums, being just a credit card.

Furthermore, being able to control your child's expenses, teach financial education, and also opt for a card that belongs to your favorite team, is a great gift, isn't it? Now, check out the table below for more information.

minimum incomenot required
Annuity12x of R$4.90
FlagMasterCard
RoofInternational
BenefitsExpense control via the app
Mastercard brand benefits
But, after all, what are the features of the card?

7. Hurricane Mesada Prepaid Card

And finally, we need to talk about the Furacão Mesada Prepaid Card, which is the exclusive card of Clube Atlético Paranaense.

Thus, it is a card signed between Brasil Pré-Pagos and the Visa brand, to offer quality and responsible services to young Rubro-Negro fans, for example, allowing parents to have control over their children's expenses.

And, in addition, like the other allowance cards, you can only use the available balance on the card, thus making it impossible for your child to spend without any prudence over time, worrying only about having fun and enjoying the best phase of life.

On the other hand, we need to point out that despite being a team card, it does not grant access to the stadium on match days, serving only as a prepaid card.

Among the advantages, there are all the benefits of the Visa brand, international coverage and minimum income exemption. In addition, there is a collection of a membership fee of R$24.90. To find out how to apply, just go to the Hurricane Mesada website and complete the process according to the guidelines.

minimum incomenot required
Annuity12x of R$4.90
FlagVisa
RoofInternational
BenefitsExpense control via the app
Visa flag benefits
But, after all, what are the features of the card?

About the author  /  Joyce Viana

Graduated in Law from PUC Minas. Post Graduated in Criminal Law and Criminal Procedure by Faculdade Legale. She produces content for different niches, from recipes and finance to beauty and health. Since he was a child, he made writing his best friend, and he never stopped!

Reviewed by  /  Junior Aguiar

Senior Editor

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