Knowing an online credit card approved at the time that offers good conditions and benefits is essential to know how to take advantage of the best financial opportunities.

Therefore, there are several credit card options on the market and many customers, especially negative ones, look for companies with fast approval. Therefore, one option is prepaid credit cards.

The prepaid credit card modality is being offered by several companies throughout Brazil, but few people know that some of them approve you in a matter of minutes.

In addition, they are credit card options with excellent rates and customer benefits. So, keep reading with us and learn about the 5 best online credit card options approved on time. Check out!

Have you heard of prepaid cards? Well, these cards work like regular credit cards and offer the same advantages as a traditional card, such as international coverage and many other things.

However, it does not come to the customer with a limit value pre-established by the company for him to spend and then pay the invoices.

That is, the customer must recharge the card, and the amount that has been loaded can be used inside and outside Brazil as a regular credit card, with advantages and benefits in purchases.

In addition, these credit cards are also available to the negative public, as well as have the request made online 100% and approval on time. Check out some of the best options we've separated here.

Let's start with Acesso, which is a company that aims to bring more transparency and ease to the financial life of its customers in general.

Therefore, they provide a prepaid card that has excellent application conditions and takes less than 5 minutes for you to receive the answer whether or not it was approved.

In this sense, if you receive approval, you will have access to a card with no minimum income required and with one of the most widely accepted brands in the world, Mastercard.

Therefore, you will be able to buy from stores outside Brazil after top-up on your credit card.

Neon is a fintech company specialized in opening and managing digital checking accounts throughout Brazil. In addition, it has been gaining more and more customers over the years.

Therefore, this is not only due to the services that the company offers, but also the very positive and advantageous conditions that customers can access.

In this sense, one of these services is the online credit card approved at the time that you can apply for on the Neon website.

That's right, just access the website and provide all the information that is necessary so that the company can analyze your financial profile and, thus, give you a very quick answer about the possible approval.

Anyway, the next one on the list is not as well known as other companies we are going to talk about. However, it also has its advantages and positive points that may interest you.

Therefore, the RecargaPay card is a prepaid card that does not charge any annual fee to use it. That is, just recharge the card and use the amount as credit.

In addition, it uses the Mastercard brand, which allows cardholders to make purchases in and out of Brazil in a relaxed manner.

What's more, credit card approval is done online and approved instantly. Another very attractive advantage of RecargaPay is the cashback offered on purchases made with the card.

Therefore, now we will talk about the Superdigital card. Therefore, it is an option that does not charge any annuity and does not require a minimum income from card applicants. However, these are just some of its positive points.

Well, maybe no one has told you, but the Superdigital online credit card is approved instantly, in less than 5 minutes. Therefore, upon request, the client receives an almost instant approval message via e-mail, website or telephone.

In addition, it is worth noting that people with negative names and irregularities in the CPF can apply for the card. That's right! So, negatives can have access to the Superdigital card, with no annuity and no minimum income required. 

Nubank is a Brazilian startup that has been growing year after year with the technological advancement that has been taking place around the world, even more so in the financial institutions that provide services to the Brazilian population.

In this sense, when requesting the Nubank card, as well as all the others on this list, the approval time is very fast and it does not take even 5 minutes for you to receive the answer.

According to the information of the customers who requested the card and what the company itself mentions on the website, the approval is done in a maximum of 2 minutes.

In addition, it is worth remembering that in addition to approval being automatic, there is not much bureaucracy to apply for the card. So, just follow the step by step on the Nubank website.

Thus, after approval, you will be able to use the card all over the world with the Mastercard brand, zero annuity and all the advantages that Nubank has to offer.