Cards
5 credit card options with instant approval online
Discover 5 credit card options with instant online approval. They do not require a minimum income, do not undergo credit bureau analysis, and also have an app for controlling expenses. Check it out!
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Find out how to get your card approved without leaving the comfort of your home
It is true that there are several credit card options on the market, but sometimes we need credit with quick approval and, if it is without leaving the comfort of your home, it becomes even better, right? That is why today, we brought you the 5 best credit card options with instant approval online so that you can choose and apply for yours today!
So, keep reading to find out everything about each of them. Check it out!
What are the best credit card options with instant approval online?
Now, let's learn about the 5 card options with immediate and online approval. Stay tuned!
1. Superdigital Prepaid
First of all, the Superdigital card is one of the best prepaid financial products on the market. It has no annual fee, is international and does not require a minimum income.
So, the Superdigital Prepaid is a credit card but it works as if it were a debit card. This is because, when you use the card on card machines, you put it in credit mode, but the amount will be discounted immediately as if it were a debit card.
And, what's more, you can apply for the card without even leaving your home. To do so, simply create an account on the Superdigital website or app. Then, apply for the card, as it is only available to Superdigital account holders.
Then, you must make a deposit of any amount and the card will be sent to the address provided when opening the account within 10 business days. Furthermore, the entire process is done online and you pay absolutely nothing.
On the other hand, if you already have a Superdigital account, you can order the card in the app itself. To do this, simply click on “Organize”. After that, click on “Cards” and select “Order New Card”. Then, fill in the information and wait for it to be released.
Among the advantages are the absence of an annual fee and proof of minimum income, and you can track all your card transactions through the Superdigital app. In addition, you can make transfers and receive money from any other bank, make payments, add credit to your cell phone and even top up your Bilhete Único card for residents of São Paulo.
So if you liked this card, click on the recommended content below to claim it.
Annuity | Exempt |
minimum income | not required |
Flag | MasterCard |
Roof | International |
Benefits | accept negatives flag benefits |
How to apply for the Superdigital credit card
If you are looking for a card with a digital account that accepts negative payments, the Superdigital card may be ideal. See how to order yours!
2. Access
Now, let's learn a little more about the Acesso card. It is an international card with a Mastercard logo and does not require a minimum income.
In fact, Acesso is another great alternative for a card with immediate and online approval. This is because, as it is a prepaid card, financial institutions usually perform a more accessible credit analysis, even allowing those with negative credit.
Furthermore, the Acesso is an affordable card also due to its fees, since upon request the issuance fee can be free if you make an initial charge of R$100.00. Otherwise, the value of the card will be R$14.90. In the same sense, the annual fee for the card is R$19.95, but it will only be charged if there is a balance.
Furthermore, with Acesso you also participate in the Mastercard Surpreenda program, which is one of the benefits of the brand. You can also control everything that happens with your card through the app and even make payments. So, if you liked this card, click on the recommended content below to request it.
Annuity | 12x R$5.95 |
minimum income | not required |
Flag | MasterCard |
Roof | International |
Benefits | Annual fee waived if there is no balance on the card Mastercard Surprise Program |
How to Apply for a Credit Card
Requesting your Access credit card is very easy and simple. See how it works!
3. Ourocard Prepaid
So, let's now talk about Ourocard Pré-pago, another type of prepaid card that can help you control your spending even when making frequent purchases.
Firstly, Ourocard Pré-pago is another financial product from Banco do Brasil, one of the largest institutions in Brazil, so you can get an idea that it is not just a simple product, but rather something with credibility and quality.
Regarding fees, the Ourocard Prepaid has an issuance fee of R$$10.00 and a maintenance fee of R$$5.00 or promotional R$$1.00. The first two withdrawals per month will be free, but from the third withdrawal onwards, a fee of R$$5.00 will be charged per transaction.
Furthermore, Ourocard does not charge for recharging and it can be done at Self-Service Terminals, online and also through the Banco do Brasil app.
Among other advantages, the card has the Visa logo, which means you can register your card on the website and participate in programs such as Vai de Visa, which gives you discounts on restaurants, hotels and airline tickets. It also has nationwide coverage and you can control all transactions through the Banco do Brasil app.
To apply for the card, you can go to the Banco do Brasil website and place the order. However, it is important to mention that it is only available to current account holders. In addition, click on the recommended content below for more information.
Annuity | Exempt |
minimum income | not required |
Flag | Visa |
Roof | National |
Benefits | Go Visa Program low rates |
How to apply for the prepaid Ourocard card
Want a card with no annual fee, no abusive fees and exclusive discounts? So, get to know the prepaid Ourocard.
4. Pay Recharge
Firstly, the Recarga Pay card is another prepaid financial product that offers the option of a limit depending on the amount of credit you top up your card. It is an international card with a Mastercard logo, so you can use it to make purchases on credit at thousands of establishments.
So, the Recarga Pay card, like other prepaid cards, is also a credit card, but it works as if it were a debit card. This is because, in order to use it, you need to top up. It is worth mentioning that the first top-up of the card is at least R$$20.00 so that the issuance fee is free.
And, in addition, with Recarga Pay you earn 1% cashback on all purchases and, if you pay the fee of R$19.99 per month you become a Recarga Prime and start earning 5% cashback on any recharge service in the app, as well as 10% cashback on all recharges on your cell phone.
Furthermore, with the card you can make withdrawals at Banco24Horas, lottery outlets and ATMs in the entire Cirrus network any day and at any time. You can also control all your transactions through the app on your cell phone.
And, with Recarga Pay Mastercard, you can shop at more than 30 million physical and virtual stores around the world, as well as participate in Mastercard Surpreenda, simply by registering your card on the program's website.
So, click on the recommended content below and apply for your card online with immediate approval, as well as without proof of income and without analysis by credit agencies.
Annuity | Exempt |
minimum income | not required |
Flag | MasterCard |
Roof | International |
Benefits | Mastercard Surprise Program cashback program |
How to apply for the Recarga Pay card
Want to know how to apply for a Recarga Pay card without leaving home? Check out a complete step-by-step guide to help you out!
5. Pagbank
Now, let's talk about the PagBank card. It is international, has a Mastercard logo and does not require a minimum income.
Furthermore, the card is completely free, because you only pay an initial amount to issue the card and, after that, you do not need to pay an annual fee or any other administration fee.
On the other hand, you need to have a PagBank account, so before opting for this card, create an account with the institution to have access to the card. After that, simply request the financial product through the app.
And you can also control everything that happens with your card through the PagBank app. In addition, you can make payments, transfers and other transactions with all the security of a prepaid card, as the amount will be deducted immediately from your balance.
Among the benefits, you will be able to participate in the Mastercard Surpreenda program and make purchases in millions of establishments anywhere in the world. So, click on the recommended content below and find out how to apply for it.
Annuity | Exempt |
minimum income | not required |
Flag | MasterCard |
Roof | International |
Benefits | Mastercard Surprise Program low rates |
How to apply for PagBank card
With the Pagbank prepaid card, you participate in the Mastercard Surpreenda program. So, find out right now how to apply for it without bureaucracy.
What are the benefits of a prepaid card?
Firstly, the prepaid card is ideal for controlling expenses, because you can only spend the balance that is available, and you cannot make future purchases like you can with a traditional credit card. Therefore, to use the card you will always need to top it up.
Furthermore, the prepaid card does not require a minimum income and financial institutions do not check credit agencies, making it a great alternative for those with bad credit.
Furthermore, you can use the card anywhere, because despite being prepaid, it works as if it were a credit card. Therefore, the prepaid card is a great alternative to a credit card with immediate online approval.
But, if you want to know about other financial product alternatives, how about reading our text about the best Mastercard payroll cards? So, click on the recommended content below and check it out!
4 Mastercard payroll card options
If you are retired or pensioner from the INSS and are looking for a good credit card. Today, we bring you the 4 best options for Mastercard payroll cards.
About the author / Joyce Viana
Reviewed by / Junior Aguiar
Senior Editor
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