Caixa Econômica Federal, also known as Caixa Federal or just Caixa, is a Brazilian public financial institution, which offers various financial services and products such as loans and credit cards. So, today, we are going to introduce you to the Caixa Nacional Card or Caixa Internacional Card.

In this sense, you will be able to compare the two options and see which one is best for you. At Nacional, coverage is national and has the Elo, Visa and Mastercard flag. At Internacional, coverage is international and has Visa and Mastercard flags.

So, keep reading to learn more about the characteristics of the two cards and see which one best suits your needs. Check out!

Firstly, the Caixa Nacional card is a basic option offered by Caixa with an annual fee that is one of the lowest, being charged 12 installments from R$5.25. In fact, it has 3 flag options: Elo, Visa and Mastercard, so you can choose the one that best meets your demands.

On the other hand, the card coverage is only national, that is, you cannot make purchases in other countries.

Despite this, it has very interesting payment and installment conditions for the cardholder.

Also, the available credit limit is at least R$800.00 according to credit analysis. And in addition, the annual fees charged vary according to the chosen flag option.

Compared to Nacional, Caixa Internacional is a more improved version. Thus, coverage, as the name implies, is international.

And in addition, it has two flag options, Mastercard and Visa. Incidentally, you can still pay your purchases on the card in up to 24 installments and in some cases, you can pay in interest-free installments according to the conditions of the partner establishments.

Also, you can count on additional cards with no annual fee. Incidentally, the initial credit limit is R$1,000.00, and may vary according to the customer's profile analysis.

Therefore, if you are looking for a better card with international coverage, Caixa Internacional is the best option for you. But, have a high credit score and no name restrictions to apply for your card!

To begin with, Caixa Nacional is a more basic option offered by Caixa and, therefore, also has a less rigorous credit analysis.

And in addition, it has three flag options, Visa, Elo or Mastercard, that is, you still have the benefits of each of the flags such as Vai de Visa, Mastercard Surprise and all the advantages of the Elo flag.

Furthermore, the annual fee is one of the lowest, starting at R$5.25, unlike other Caixa cards.

When making your purchases, you can pay for them up to 40 days after purchase. Likewise, you still have the option of paying your purchases in up to 24 installments, but in this case, interest will be charged.

Among the advantages, you can pay your purchases in installments without interest at some Caixa partner establishments.

In addition, it guarantees the advantages of the Vai de Visa and Mastercard Surpreenda programs, as well as participating in the Caixa Points program.

Also, you are exempt from the annual fee on additional cards, that is, you can order your additional cards with peace of mind that you will not have to worry about the annual fee charged.

Despite having several advantages, Caixa Nacional does not have international coverage, that is, you can only make purchases in Brazil.

And in addition, the card cannot be requested online, via telephone or application, because it can only be requested by going to one of the Caixa branches in person.

Initially, the card unfortunately has some disadvantages. To start, with the annuity charge.

And in addition, the card does not approve negatives and is only available to people over 18 or 16 emancipated.

First, there are advantages and disadvantages to the Caixa Nacional and Caixa Internacional cards. To choose the right option, you need to carefully assess your needs and lifestyle.

Again, at Nacional, you can only shop in Brazil but it is a more basic and affordable option. On the other hand, the International coverage is international, but it is an option with a more rigorous credit analysis. Still, there are other options available in the market. So, see the content below.