If you want to choose a financial product that fits your needs, how about a comparison: Bahamas card or Magalu card?

So, the Bahamas card offers wide national coverage and the Elo flag, which is accepted in more than 10 million establishments throughout Brazil. In addition, you have special conditions for paying the invoice.

With the Magalu card, you can make purchases in Brazil and abroad using the Visa flag and also participate in the Vai de Visa program.

Therefore, see the special comparison table that we have prepared for you. Plus, read on to learn the pros and cons of each card to make the best decision for you! Let's go?

Let's start by talking about the main features of the Bahamas card so you can decide if it's a good fit for your financial needs.

Well, the card is offered by Bahamas Cred, a company focused on credit cards, insurance and several other services that have been operating in the market for over 20 years. Thus, the company's mission is to provide quality service, offering the best solutions for its customers.

So, the Bahamas card has wide national coverage and has the Elo flag. This way, you shop at more than 10 million establishments throughout Brazil. In addition, you can use it both in physical stores and online so you don't miss any offers.

Furthermore, you don't need to have a bank account to apply for your card and enjoy all its benefits. In this case, you can pay the invoice directly at Bahamas stores or any bank network.

Well, the Magalu card can be the ideal option for those who usually shop at Magazine Luiza. However, it can be used by anyone who wants an international card to make purchases in Brazil and abroad.

So, the card has the Visa flag, one of the best known in the world. Thus, you can shop at thousands of accredited establishments both in physical stores and online.

In addition, the card seeks to make life easier for its customers. That way, you control your finances directly through the app, without having to leave your home. So you can check your bill, card limit and all your account movements with just a few taps. To do this, just download the app, which is available for both Android and iOS, and start using it!

Finally, the card has no annual fee. That way, you save a little money and don't have to worry about the fee, which is charged by most traditional cards.

Undoubtedly, one of the positive points of the card is the flexibility to choose the due date of your invoice.

Thus, you can choose from six options according to your financial planning: the 1st, 5th, 10th, 15th, 20th or 25th of each month. In addition, you have up to 40 days to pay the interest-free invoice! That way, it's much easier to have good control of finances, isn't it?

Another advantage of the financial product is its differentiated annuity. So, although it has a monthly fee of R$ 9.80, it will only be charged if you had an invoice in the previous month. This means that you only pay the annual fee for the months you use the card.

Also, the card can be a good option for those with a low score. So, although you go through a credit analysis, approval is usually easier even in these cases.

Well, one of its positive points is its international coverage. So, if you want to shop throughout Brazil and abroad, the Magalu card is a good option.

In addition, the Visa flag is also a great advantage. This is because, in addition to being widely accepted worldwide, it also offers the Vai de Visa benefits program. With it, you can enjoy exclusive offers and discounts at several partner stores, such as Catho, Renner, Decolar, Camicado and much more!

Another very interesting advantage for those who usually shop at Magazine Luiza is its exclusive cashback program. So, you get back 2% of the amount spent on purchases at Magalu.

Thus, the money is available in the MagaluPay digital wallet within 20 days after purchases. Amazing, isn't it? And it is worth noting that the program applies to purchases made through the app, website or physical stores of the network.

In addition, you can pay your purchases in up to 24 interest-free installments. That way, it's much easier to control finances so you don't end up in the red at the end of the month, isn't it?

And, as already mentioned, Magalu is always looking to make its customers' lives more practical and comfortable. So, you can take advantage of contactless payment technology to complete your purchases. So, just bring the card closer to the machine and that's it! Purchases are paid for in a much easier and safer way, as you don't need to use a password.

Undoubtedly, the two cards bring several advantages to their customers, don't they? However, let's now know its negative points so that you can choose the best option with all the information at hand!

So, the Bahamas card may lose some customers because its coverage is nationwide. Thus, anyone looking for a card to make purchases when traveling abroad or on international websites, it may not be the most suitable choice.

Furthermore, the annual fee of R$ 9.80 per month also ends up being a disadvantage. But remember that the fee is only charged if you use the card. So it's interesting to do good planning and evaluate all conditions to make sure it's a good option.

So, one of the negative points of the card is that many of its offers are aimed at Magazine Luiza customers. So, if you don't usually shop at the store often, you end up not taking advantage of many of its benefits.

Furthermore, to apply for your card, you must prove a minimum income of R$ 800.00. Therefore, if you do not fit this condition, your financial product may not be approved.

Undoubtedly, now you are more prepared to choose between the Bahamas card or the Magalu card, right?

Thus, by getting to know each option better, you can make an informed decision about the most suitable choice for your current financial life. Therefore, compare each option calmly and analyze all its conditions!

And if you're still in doubt, check out our recommended content below with two more very interesting cards available on the market!