After all, what is the difference between the Atacadão card and the Zencard card?

In short, the Atacadão card requires a credit analysis, but it is not just a store card, as it has a credit flag, offers interest-free installments and daily discounts on monthly purchases.

On the other hand, the Zencard card is for people with a dirty name, it works through top-up and also allows for loan requests and FGTS advances, in some cases, being an option even for companies.

So, how about deciding between the two or even using both for specific financial goals, such as the monthly family purchase and other frequent expenses that require a credit card?

Since this can happen, we have brought important details about these options so that you can make a safe and useful choice, so follow us in this comparison!

How about always being able to pay cheaper on monthly purchases for the whole family with an international flag credit card? 

Basically, the Atacadão card is accepted in the 260 stores spread across Brazil, but also in many partners, such as Carrefour. The customer who has the card must always be aware of the supermarket shelves.

This is because products sold in larger quantities can offer a 10% discount or even the customer can take an extra product without paying anything, just for being an Atacadão credit card customer.

In addition, it is possible to obtain access to personal credit, payment of the bill in up to 24 installments and you can ask for the credit card directly at the store, being able to use the limit as soon as the approval is authorized.

Available under Visa or Mastercard, the Atacadão credit card also offers interest-free installments of up to 10 installments for medicines and perfumery at Atacadão or Carrefour drugstores, so save a lot with this option.

Imagine having a credit card with an international flag and paying Netflix, Spotify, Uber and iFood without any hindrance and, still, not going through a rigorous credit analysis.

Once you apply and activate your Zencard prepaid card, you will have access to these advantages without any bureaucracy, requiring only frequent recharges to use the credit function.

Since it is a broad credit card, the customer also has a digital account with a discount club, which enables savings in thousands of partners with online stores.

Finally, don't worry about interest, debts, overdraft and pay only the activation fee to pay in credit mode at accepted locations, with the possibility of depositing even at lottery outlets.

Undoubtedly, the Atacadão card is a source of savings for those who buy full carts, every month, in one of the stores spread across the country, but know that you can enjoy more advantages, see below.

Would it be useful for you to have a credit card accepted in thousands of establishments, with the Mastercard brand? So, check out in detail how to avail your Zencard credit card below.

Although it has some advantages, the Atacadão card can charge high fees for bill installments and even for loans, so be aware and compare the values of other options.

In addition, interest-free installments on products are low, a maximum of 5 interest-free installments and in more specific sectors, finally, the customer undergoes a rigorous analysis and waits a few days for credit approval.

Since it is a prepaid credit card, Zencard does not allow installments and has some tariffs that are worth mentioning, such as the withdrawal fee, which reaches R$ 6.90 and the recharge fee, which in the lottery and by deposit costs between R$ 3.00 and R$ 4.00, respectively.

Zencard customers do not pay an annual fee, but pay a monthly fee of R$7.90 to use the card and if they need to make a transfer, they will pay R$1.50 when transferring between prepaid cards.

But, after all, is it better to opt for the Atacadão card or the Zencard card?

If you happen to need to pay cheaper on monthly purchases and you are already an Atacadão customer, know that the amount will be much lower if you compare it to purchases without the presence of the card, therefore, it is worth it.

On the other hand, the Zencard card is requested over the internet and does not require any proof of income, being ideal for people with a dirty name who need to pay for apps and streaming services, in addition to international purchases.

So, decide! If you haven't come to a conclusion, don't worry. You can check out another interesting comparison below.