While many people make purchases with their credit card without any savings, why don't you do something different and choose between the Atacadão card or the Méliuz card?

In short, the Méliuz card offers cashback on each purchase and does not charge an annuity, being moved through the application without any charge.

On the other hand, the Atacadão card has an international flag with the possibility of installments for purchases in the store network, numerous expiration dates and more time to pay bills.

In addition, choose between the options and have a credit card that helps you save on monthly purchases, in addition to being useful for payments, such as Netflix, Spotify and Amazon Prime, for example.

So, follow our comparative texts below.

What do you think about having a credit card with an international flag, product discounts and long invoice installments? So, the Atacadão card can provide all of this, especially in 250 stores in Brazil.

Therefore, the Atacadão card is ideal for paying cheaper, with chances of special installments, for example. This means that throughout the year, customers can pay in up to 4 interest-free installments on specific items.

Just to give an example, tires, fans, furniture and mattresses are among the items with interest-free installments when the customer needs it, as long as they have a credit card.

Finally, the card requires credit analysis and even without having a minimum income, proof of income will be required and wait for the limit to be authorized, like any common credit card.

Imagine getting cash back every time you spend on your credit card? After becoming very popular with a great points program, the credit card associated with Pan bank is also very broad.

In short, there are more than 1,600 Méliuz partner stores, where the customer makes purchases and is guaranteed a return percentage. With the registration completed, from R$20.00 it is possible to withdraw directly to the selected bank account.

The Méliuz credit card does not charge an annual fee and also always returns a percentage, as in the example: an invoice of R$750.00 earns up to 1% of the value back, valid for all months.

Finally, the order is made over the internet and it takes a few days for the card to arrive, with the requirement of a credit analysis so that a good limit is released to the customer.

Once the Atacadão card is available, you can already enjoy all the advantages, especially the discounts, so check out more benefits below.

Since the Méliuz card is accepted in more than 1,600 establishments, it is possible to use it throughout the country in the most diverse stores, therefore, see other details below.

Although it has good benefits, the Atacadão card has some disadvantages, among them, not having a points program or a long installment without interest, for example. In addition, the installment of the invoice has fees.

Another situation is the annuity, which can reach R$143.00 per year, for some people it can be expensive, right? Finally, the customer undergoes a credit analysis with presentation of documents.

One aspect to be aware of is cashback, because only those who spend a minimum bill of R$750.00 can take advantage of at least 1% of cashback, that is, if there is no use of the credit card there is no cashback.

Since it requires proof of income, the Méliuz Pan card also asks for a minimum wage income for approval, so your application process can be more difficult.

Were you able to differentiate and decide between the Atacadão card or the Méliuz card?

Just to illustrate, both require credit analysis, but they are credit cards that allow international purchases and discounts at partner stores, in the case of Méliuz, cashback is received in cash.

Therefore, if you need a card to pay cheaper on the Atacadão network, you have found the ideal one, but if you want to save money through cashback and without fees, then the choice should be for the Méliuz card.

Finally, if you haven't decided yet, don't worry. While you were looking at the two, we were thinking of other options to help with this difficult decision, so please click below and stay with us.