Cards

Atacadão Card or Méliuz Card: which is better?

How about deciding between the Atacadão card or the Méliuz card? Both offer great benefits and few downsides. Then check out more details in our comparison.

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Atacadão x Méliuz: find out which one to choose

Cartão Atacadão ou cartão Méliuz: qual o melhor? Fonte: Unsplash.
Atacadão card or Méliuz card: which is better? Source: Unsplash.

While many people make purchases with their credit card without any savings, why don't you do something different and choose between the Atacadão card or the Méliuz card?

In short, the Méliuz card offers cashback on each purchase and does not charge an annuity, being moved through the application without any charge.

On the other hand, the Atacadão card has an international flag with the possibility of installments for purchases in the store network, numerous expiration dates and more time to pay bills.

In addition, choose between the options and have a credit card that helps you save on monthly purchases, in addition to being useful for payments, such as Netflix, Spotify and Amazon Prime, for example.

So, follow our comparative texts below.

How to apply for the Atacadão card

Ask for a credit card to save on everyday purchases and pay interest-free installments on even medicines.

How to apply for the Méliuz card

Méliuz credit card has cashback and does not charge annuity! Find out how to order yours!

Atacadão CardMéliuz card
Minimum Incomenot informedMinimum wage
Annuity12x R$ 11.99Exempt
FlagVisa or MastercardMasterCard
RoofInternationalInternational
BenefitsPay invoices up to 24x
Get weekly discounts on products at Atacadão
Did you need medicine? Interest-free payment at Atacadão and Carrefour drugstores
Get a loan with money in your account in up to 3 days
Never pay annuity
Use Pan bank benefits, such as FGTS loan advances
Earn 1.8% cashback on every invoice spend
Redemption with the accumulation of R$ 20.00
But, after all, what is the ideal?

Atacadão Card

What do you think about having a credit card with an international flag, product discounts and long invoice installments? So, the Atacadão card can provide all of this, especially in 250 stores in Brazil.

Therefore, the Atacadão card is ideal for paying cheaper, with chances of special installments, for example. This means that throughout the year, customers can pay in up to 4 interest-free installments on specific items.

Just to give an example, tires, fans, furniture and mattresses are among the items with interest-free installments when the customer needs it, as long as they have a credit card.

Finally, the card requires credit analysis and even without having a minimum income, proof of income will be required and wait for the limit to be authorized, like any common credit card.

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Méliuz card

Imagine getting cash back every time you spend on your credit card? After becoming very popular with a great points program, the credit card associated with Pan bank is also very broad.

In short, there are more than 1,600 Méliuz partner stores, where the customer makes purchases and is guaranteed a return percentage. With the registration completed, from R$20.00 it is possible to withdraw directly to the selected bank account.

The Méliuz credit card does not charge an annual fee and also always returns a percentage, as in the example: an invoice of R$750.00 earns up to 1% of the value back, valid for all months.

Finally, the order is made over the internet and it takes a few days for the card to arrive, with the requirement of a credit analysis so that a good limit is released to the customer.

What are the advantages of the Atacadão card?

Tenha acesso a descontos em uma das maiores redes atacadistas. Fonte: Atacadão.
Get access to discounts at one of the largest wholesale networks. Source: Atacadão.

Once the Atacadão card is available, you can already enjoy all the advantages, especially the discounts, so check out more benefits below.

  • Choose from 14 invoice due date options;
  • 4 additional free cards can be requested;
  • Did you need money? Withdraw from any ATM on the Banco24h network;
  • It is possible to apply for a personal loan after credit analysis;
  • If you need more time, pay the invoice in up to 24 installments.

What are the advantages of the Méliuz card?

Saiba mais sobre o cartão Méliuz. Fonte: Méliuz.
Learn more about the Méliuz card. Source: Meliuz.

Since the Méliuz card is accepted in more than 1,600 establishments, it is possible to use it throughout the country in the most diverse stores, therefore, see other details below.

  • Receive up to 1.8% of cashback, that is, real money, no points or miles;
  • Upon completing R$ 20.00, redeem it to your current account;
  • Don't worry about annuity or any fees;
  • Use the Pan bank application to make transactions;
  • Order online and pay no membership fee.
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What are the disadvantages of the Atacadão card?

Although it has good benefits, the Atacadão card has some disadvantages, among them, not having a points program or a long installment without interest, for example. In addition, the installment of the invoice has fees.

Another situation is the annuity, which can reach R$143.00 per year, for some people it can be expensive, right? Finally, the customer undergoes a credit analysis with presentation of documents.

What are the disadvantages of the Méliuz card?

One aspect to be aware of is cashback, because only those who spend a minimum bill of R$750.00 can take advantage of at least 1% of cashback, that is, if there is no use of the credit card there is no cashback.

Since it requires proof of income, the Méliuz Pan card also asks for a minimum wage income for approval, so your application process can be more difficult.

Atacadão Card or Méliuz Card: which one to choose?

Qual o melhor para compras e economia? Fonte: Unsplash.
Which is better for shopping and savings? Source: Unsplash.

Were you able to differentiate and decide between the Atacadão card or the Méliuz card?

Just to illustrate, both require credit analysis, but they are credit cards that allow international purchases and discounts at partner stores, in the case of Méliuz, cashback is received in cash.

Therefore, if you need a card to pay cheaper on the Atacadão network, you have found the ideal one, but if you want to save money through cashback and without fees, then the choice should be for the Méliuz card.

Finally, if you haven't decided yet, don't worry. While you were looking at the two, we were thinking of other options to help with this difficult decision, so please click below and stay with us.

PagBank card or Atacadão card

Get more details on both, which offer low annuity, interest-free installments and international purchases with credit.

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