Imagine getting a credit card with a low annual fee, which offers discounts on products and interest-free installments for large purchases? Then the Atacadão card or the Marisa card might be an option for you.

Know that by choosing one of these cards, you will get these benefits, in addition to movement applications and the possibility of using these cards for purchases at other establishments.

This is because the cards have international credit flags and allow the use of limits. In the case of the Marisa card, there is the option of the card associated with Banco Itaú, which also has the advantages of the bank.

In addition, we separate details about these two options that are mainly useful for cheaper purchases, so, without further ado, follow the comparison!

The Atacadão card is part of a network of 250 stores throughout Brazil, which can be used in any of these stores, but also on the internet and in partner establishments.

Therefore, the order is placed online or in stores, with the card arriving at home and with a pre-approved limit, that is, a limit for purchases and even withdrawals on the Banco24h network, for example.

In addition, it is a card that allows more time to pay when things get tight, with invoice installments up to 24 installments, not to mention that it is possible to opt for 14 invoice due dates that can be changed.

Since it is a network card, it is very useful for interest-free installments on specific items, such as tires, mattresses, appliances, a condition that can be used all year round!

Marisas stores are among the most traditional in the country, therefore, they offer some cards to customers, one without bank association and another with the advantages of Itaú. Recently launched Mbank, Marisa's digital bank.

This means that those who have the Marisa card now have a kind of digital bank, to monitor invoices, find out about the best day to buy and take advantage of offers at Marisa stores.

Since there are daily promotions, customers can also pay their purchases in up to 12 interest-free installments, reaching the minimum amount of installments worth R$14.99. To make it easier, pay the first installments within 100 days.

Finally, just ask and guarantee activation over the internet, with a virtual card already attached to the Marisa application, where you can make your shopping list and pay with the available limit.

Since it is a credit card suitable for frequent customers of the network, follow with us the other advantages for shopping at any establishment, below.

Even if you buy at Marisa stores, you can use your purchase limit at other establishments, however, there are so many discounts that it is worth it. Among the main advantages of the card, we can highlight the ones mentioned below.

As much as it has advantages, the Atacadão card has some high fees, such as the annual fee that should cost more than R$143.00 per year. In addition, the installment of the invoice will be accompanied by interest.

Just to illustrate, in relation to the loan, there are fees that vary from 2.99% to 7.99% per month, not including the IOF, which can be high for some customers, so, analyze the fees so you don't get financially tight.

Undoubtedly, the Marisa card is easier, but it has a credit analysis and requires proof of income, in addition, it does not have a points program and other normal benefits of a credit card.

Since the Marisa card offers a digital card, it will be possible to verify the card number in the application, right? Well, in this case, no. Only by contacting us by phone can the card number be seen by the customer!

Whether you like it or not, it's very difficult to decide between the Atacadão card or the Marisa card, isn't it?

In short, both credit cards have international flags, charge a low monthly fee and offer many discounts in their respective stores, however, with slightly different characteristics.

This means that the Marisa card installs purchases in up to 10 interest-free installments, while the Atacadão card allows interest-free installments in just a few sectors, which needs to be taken into account when choosing.

So, be aware that both require rigorous credit analysis and proof of income, so choose the one that fits your financial situation.

Don't worry if you're still in doubt, because below we have another comparison between credit cards. So, click on the recommended content and read on!