Firstly, the Afinz card or the Santander SX card are two credit card options that offer discount programs derived from the international Visa flag, as well as an application to control spending that provides more security and autonomy.

So, stay tuned in this article, as we will show you the advantages and disadvantages of these cards, so that you can compare them and make the best decision. Check out!

Then, the financial services platform Afinz launched a new credit card in partnership with the Visa flag to replace the old Sorocred card. With this change, the financial product gained other differentials, such as the Você Bem Program.

Furthermore, with this program you don't have to worry about paying for an expensive medical plan, as it guarantees discounts on medical exams and consultations, as well as on dental procedures. But, if your case is medication, rest assured, as it also offers discounts on these products.

On the other hand, if you need a boost in your studies, Afinz also offers the Você Bem Educação Program, which gives you discounts on free courses and up to 80% off the Instituto iNove, which is an online platform for online education courses. distance (EAD).

The Afinz card has an international Visa Gold flag, so you can use it in Brazil and abroad. In addition, you can access benefits such as purchase and price protection, as well as travel and vehicle insurance.

So, the Afinz card, as we can see, is a product unlike anything you've ever seen and it brings several other advantages. So, continue reading to learn more about the features of this credit card.

Firstly, the Santander SX card is a financial product created by Banco Santander in partnership with the Visa brand to replace the former Santander Free that no longer served Santander customers in the best possible way.

Therefore, the Santander SX card can be issued both under Visa and Mastercard. So, you choose the one that best meets your needs, for example, Visa brings the Vai de Visa program that gives you discounts in hotels and restaurants. On the other hand, Mastercard brings the Mastercard Surprise program, in which you can accumulate points and exchange them for products or services.

And, in addition, applying for this card is very simple, as all you have to do is go to a Santander branch or apply through the institution's website.

In addition, the card requires a minimum income of R$ 500.00 for account holders and R$ 1,045.00 for non-account holders, that is, in the credit analysis this data will be verified, so we recommend that before choosing the card, you open your account at Santander.

And yet, it also charges an annuity in the amount of R$ 399.00 or 12x R$33.25, however, you can reset this amount if you join the Pix system at Santander or spend at least R$100.00 on the monthly bill, considered a very attractive proposition.

Thus, you can also request up to 5 additional cards and have access to exclusive conditions for customers.

So, the Afinz card has very attractive conditions for customers. Initially, it is a card with national and international coverage, that is, you don't have to limit your purchases only to Brazilian stores, but you can also do them in international stores.

And, in addition, it has a period of up to 40 days to pay for your purchases, as well as exclusive installments. And if you need an additional card, Afinz releases it for you with a 50% discount on the annuity.

In addition, you also guarantee access to the Você Bem Program, which gives you discounts on exams, medical and dental appointments. And if everything is fine with your health, you can get discounts on online courses.

Among other advantages, Afinz gives you all the support you need in a credit card, that is, you can control everything that happens with your card through the Afinz application and, who knows, you can even start making your investments at the institution.

First, the Santander SX card is an international financial product. In addition, wherever you are you can take advantage of the special conditions of the Visa or Mastercard Gold flag, including the Vai de Visa program that gives you discounts in hotels and restaurants or the Mastercard Surpreenda program in which you exchange points for amazing products.

That's because, you can choose which flag you want for your card, remembering that both are accepted in more than 200 countries.

And, in addition, you can request up to 5 additional cards in addition to yours, that is, you can distribute Santander SX cards to all family members. And yet, everyone will also have access to up to 50% discount with Esfera partners.

In addition, the Santander SX card charges an annuity fee, however, you can zero this fee. To do this, just spend monthly invoices above R$100.00 or register the Pix key in your Santander account, so you won't have to worry about the annuity.

Among the disadvantages of the Afinz card are the credit analysis, as well as the annuity charge. This means that if you are looking for a free card or one that does not charge an annual fee and is more affordable, Afinz is not the best alternative.

It is undeniable that having a credit card with no annual fee is a very attractive condition, but unfortunately the Santander SX card charges an annual fee. However, there is the possibility of exemption from this tariff and the conditions for this are easy to achieve.

And, in addition, even before approving the card for the customer, Santander carries out a credit analysis at protection agencies, such as the SPC and Serasa, to check possible restrictions on the customer's CPF and, thus, decide whether or not to approve the card. credit card.

So, the Afinz card or the Santander SX card are two options with several advantages, such as international coverage, discounts with partners and benefits associated with the brands.

This means that, in order for you to choose the best card alternative, you must make a thorough comparison of the characteristics between both. However, keep in mind that these cards are not suitable for people with no name restrictions, as they are from institutions that carry out credit analysis.

So, see which of these cards best meets your expectations. On the other hand, if you are still in doubt which is the best credit card for you, do not despair, because below we have another comparison between cards. So click on the recommended content below and check it out!