Cards
Bradesco Prime Visa Card or Unicred Visa Platinum Card: which is better?
Do you want to know which premium product offers more advantages between Bradesco Prime Visa and Unicred Visa Platinum? Let's help you! Read this post and find out which card is best to leverage your financial life!
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Bradesco Prime Visa x Unicred Visa Platinum: find out which one to choose
If you are looking for a premium credit card with exclusive advantages and many benefits related to travel, the Bradesco Prime Visa card or the Unicred Visa Platinum card are two great options for you! That's because both have international coverage and points programs, in addition to Visa flag loyalty programs.
But if you are in doubt about which product to choose, we will help you! Check out the special comparison that we brought with all the characteristics of the cards, as well as their advantages and disadvantages, and find out what they can do to change your financial life once and for all!
So check out the table below and read on. Let's go?
Bradesco Prime Visa Card | Unicred Visa Platinum Card | |
Minimum Income | not informed | not informed |
Annuity | 12x of R$46.50 | not informed |
Flag | Visa | Visa |
Roof | International | International |
Benefits | Livelo Points; Cultural discounts. | Benefits of the flag; Points program. |
Bradesco Prime Visa Card
Without a doubt, Bradesco is one of the main financial institutions operating in the country. With more than 78 years of history, one of the main missions of the bank is to offer credit solutions so that its customers have financial independence and the opportunity to make their dreams come true.
With a huge catalog of products and services, the institution offers personalized service to high-income customers, known as Bradesco Prime. So, among the products available in this segment is the Bradesco Prime Visa Platinum card.
It offers international coverage, in addition to discounts on cultural programs and Visa benefits, such as concierge and various travel-related benefits. In addition, you accumulate 1.5 points for every dollar spent with the Bradesco loyalty program and can exchange the points for products, airline tickets, travel packages and much more!
Requesting your card is simple and can be done through the Bradesco Cartão app or in person at your bank branch. But, as it is a premium line product, pay attention to the minimum requirements to make sure the product is available to you.
Unicred Visa Platinum Card
First, Unicred is a credit cooperative that offers financial solutions similar to those of a traditional bank to its members. With more than 32 years of history and operating in several Brazilian states, the institution provides different types of services, such as current account, loans, investments, financing, and credit cards.
So, for those looking for an exclusive product from the premium line, the cooperative offers the Unicred Visa Platinum card. It has international coverage and the credibility of one of the best known flags in the world. Thus, you can do your shopping with peace of mind at any accredited physical or virtual establishment.
Among the benefits offered are the Vai de Visa loyalty programs and the Single Rewards Program, in addition to 24-hour concierge services and purchase insurance and price protection.
Furthermore, it is possible to manage your card through a dedicated application, but the request can only be made in person at any Unicred agency.
What are the advantages of the Bradesco Prime Visa card?
So, there is no shortage of advantages on the Bradesco Prime Visa card! With it, you have access to the Livelo loyalty program and accumulate points whenever you use the card in purchases with dollars. For every 1 dollar spent, you earn 1.5 points and can exchange them for airline tickets, cashback, travel packages and many other products and services.
In addition, Bradesco offers exclusive discounts on cultural programs, such as theaters and cinemas, in addition to discounts on hundreds of stores and restaurants that partner with the bank. And, with Vai de Visa, you also accumulate benefits when using the card, and you can also enjoy advantages such as concierge, Visa Airport Companion, Visa Luxury Hotel Collection and Visa Médico Online.
And you control all the features of your card through an exclusive app, in the comfort of your home and with great practicality!
What are the advantages of the Unicred Visa Platinum card?
Well, Unicred Visa Platinum offers many benefits to its customers, such as the Unique Rewards Program. With it, you earn 1.5 points for every dollar spent on invoices up to R$7,999.99 or 1.8 points for every dollar spent on invoices above R$8,000.00.
So, the redemption of points can be in the form of cashback with account credit, contribution to the pension plan, redemption of airline tickets or even hundreds of products and services available on the program's website.
In addition, you also have the advantages of the Vai de Visa program and international travel services, such as concierge, Visa Airport Companion, Visa Luxury Hotel Collection, among others.
In addition, the Unicred Visa Platinum gives you up to 40 days to pay the invoice, and you can also request additional cards for other holders with an account at the cooperative.
What are the disadvantages of the Bradesco Prime Visa card?
So, before applying for your Bradesco Prime Visa Platinum card, it is very important to also know the negative aspects of the product. Thus, you have complete access to all information and can make an informed financial decision.
First, the card is intended for customers with high purchasing power, so it is necessary to prove a minimum income of at least R$9,000.00 to apply for yours. In addition, the annuity is high and only offers a discount or exemption if you invest a minimum of R$75,000.00 in the bank.
What are the disadvantages of the Unicred Visa Platinum card?
However, the Unicred Visa Platinum card also has some negative points that should be carefully evaluated before hiring.
Thus, we can highlight the fact that it is a product restricted to Unicred members as the main one. That is, you need to become a member of the cooperative and maintain a good relationship with the institution to have access to this product.
In addition, the annuity amount and the minimum income required are information that are only available for consultation at Unicred branches at the time of hiring. So, being a member does not guarantee that this card is available to you.
Bradesco Prime Visa Card or Unicred Visa Platinum Card: which one to choose?
Well, before deciding which card is the best to meet your financial needs, you first need to understand what types of benefits you are looking for when hiring a credit product.
Both the Bradesco Prime and Unicred Platinum cards offer international coverage under the Visa brand, in addition to being premium line products from both institutions. But Unicred is only available to members of the credit union, while Bradesco Prime is accessible to customers with a Prime account.
Therefore, take into account all the pros and cons presented here and see which alternative is more advantageous for you, the Bradesco Prime Visa card or the Unicred Visa Platinum card.
And if you didn't find what you were looking for in either product, no problem! Check out the content below with another comparison between cards and learn about other credit options in the financial market.
Sicredi Black card or C6 Carbon card
If you are in doubt between the Sicredi Black card or the C6 Carbon card, check out their main features here before making your choice!
About the author / Aline Barbosa
Reviewed by / Junior Aguiar
Senior Editor
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