If you want to know about loans with special conditions, today we will show you. The BMG payroll loan or C6 payroll loan are two exclusive loans for INSS retirees and pensioners, as well as federal public servants. 

In this way, both can be contracted online and in person. In addition, they offer exclusive conditions. This is because the bank analyzes your financial history when setting interest rates and payment terms.

Furthermore, with a payroll loan, the installments are debited directly from your salary or benefit. Therefore, institutions are able to offer better rates, as there is already a payment guarantee.

So, continue reading and see which one to choose: BMG payroll loan or C6 payroll loan.

BMG Bank is one of the leading banks when it comes to payroll loans. This is because they offer loans, cards and several other products in this modality. Therefore, the target audience is INSS retirees and pensioners, as well as federal public servants.

In addition, it also accepts military personnel and workers with formal employment contracts. However, all modalities must be consulted. This is because some institutions have an agreement and others do not.

In this way, BMG credit is discounted directly from your payroll. Therefore, as we have already mentioned, the bank is able to have a guarantee and offer lower rates. In other words, you get a longer term for much lower interest rates.

In fact, the rates vary from case to case, but are 2,14% per month and 29,38% per year. Furthermore, payment can be made in up to 96 installments.

In fact, after taking out the loan, you still have 7 days to cancel the credit. In other words, if you change your mind or need to cancel it, it is still possible. Just contact BMG.

Finally, applying for a BMG loan is very simple. You can apply through the website, WhatsApp, or even in person. After contacting us, BMG will ask you to confirm your identity. After that, they can then give you a credit offer.

In short, the C6 Consig loan is quite similar to the BMG loan. This is because it is also designed for retirees, pensioners and federal public servants. In this case, the C6 does not include workers with formal employment contracts or military personnel.

In this way, as with other payroll loans, C6 offers much lower rates for this loan. In addition, the institution has a specialized service to assist its customers when taking out the loan.

Remember that taking out a loan requires research and planning. With this in mind, with C6 Consig you have consultants who will help you find the best conditions.

Furthermore, the installments of the C6 consig loan are fixed, that is, the interest does not increase over time. Therefore, this loan becomes a good option for those who want to pay off debts or bills. 

By the way, C6 consig accepts people with bad credit, but you still need to perform a credit analysis. This way, the bank can analyze what it can offer you and what the best conditions are.

When we talk about the advantages of BMG payroll loans, we can mention a few. Firstly, BMG is a bank that specializes in payroll loans. Therefore, the services are specialized for this modality.

Secondly, the interest rates are 2.14% per month and 29.38% per year. However, BMG analyzes each profile individually to offer the best conditions. In other words, when you submit your documentation, they give you a personalized offer.

Furthermore, a major advantage of the BMG payroll loan is the repayment term. This is because you have up to 96 months to pay off your loan. However, if for some reason you are unable to do so, you can still renegotiate.

In general, a major advantage of C6 consig is the ease of hiring. This is because you can hire online or in person. In other words, whichever way is easiest and most practical for you.

By the way, when it comes to sending and signing the documentation, the process is also online. Therefore, you just need to contact us via WhatsApp and you can send all the necessary documents, as well as the contract signatures.

One advantage of payroll loans, in general, is the lower interest rates. This is because the bank already has a guarantee that the installment will be paid. Therefore, the installments are debited directly from the salary or benefit.

One disadvantage of the BMG Consignado loan is that it is intended exclusively for a group of people. In other words, unless you are retired, a pensioner or a civil servant, you will not be able to apply for this loan.

In fact, BMG is a bank focused on payroll-deductible products. Therefore, all services are aimed at this audience.

Initially, a disadvantage of the C6 consig loan is the fact that there is not much information on the website. Since it is an online loan, it is essential to make the credit conditions clear. 

However, it is not possible to find out much on the website. Furthermore, C6 does not offer online simulation. To simulate the loan, you need to contact them via WhatsApp or in person at a bank correspondent.

Ultimately, choosing between a BMG payroll loan or a C6 payroll loan is a very personal choice. This is because each has its advantages and disadvantages. In other words, it is up to you to relate these points to your financial reality.

The BMG payroll loan has the credibility of a bank that specializes in these services. The C6 consig, on the other hand, has exclusive rates and personalized support. Therefore, you need to understand well what you are looking for.

Furthermore, we will show you another loan option. So, access the recommended content below and discover the differences between the BMG loan and Bom Pra Crédito!