Finding one of the best digital banks for loans can be a simple task. Mainly, because currently there are several options on the market and with different conditions that fit in your pocket.

So you can pay off that debt. Or else, fulfill the dream of buying that good you've dreamed of for so long. Even so, it is important to understand the advantages of each loan and how they fit into your reality.

Therefore, in today's article, we will present you with some digital banking options. So, continue reading and discover the best digital banks for loans!

Firstly, BMG is a digital bank that offers loans for payroll loans. That is, retirees, pensioners and civil servants. In this sense, this type of credit charges the portion directly from the person's benefit or salary.

In this way, BMG is able to offer much lower interest rates. Plus a lot more time to pay. This is because you have the guarantee of payment for the benefit or salary.

Therefore, the BMG loan is completely online. That is, the money falls into your account within 24 hours. Furthermore, you can resolve all loan-related issues either online, over the phone, or in person.

In short, for individuals, C6 Bank has only one loan modality. In this sense, you can contract the anticipation of the FGTS birthday withdrawal. That is, receiving the amount of your benefit ahead of schedule.

Therefore, many people take out this type of loan, also for security. That is, you will be able to pay at least part of the installments. This is because, later, you will receive the full value of the benefit.

That way, with C6 Bank, you anticipate up to 10 years of the FGTS. Incidentally, in addition to already having pre-approved credit if you have a balance in the Guarantee Fund accounts.

In this sense, the PagBank loan is already intended for those who sell through the platform. That is, a loan focused on helping small entrepreneurs to sell better. In fact, it is possible to take out the loan and pay with the value of your sales.

Furthermore, loan amounts range from R$300. However, the interest rates are compatible with the market, starting at 2.99%. In this sense, credit is released within one business day after contracting. 

Therefore, PagBank gives you up to 24 months to finish paying off your loan.

 Following the line of personal loans, Banco Neon offers loans of up to R$15 thousand reais. In addition, you have up to 24 months to pay off your debt and reprogram yourself financially.

In this sense, the entire loan can be controlled from the palm of your hand. That is, directly through the application. Therefore, just access the application and have access to information such as installments and also the next payments.

In addition, as well as having the Neon credit card, the loan also undergoes a credit analysis.

In principle, Next bank offers three loan options. In fact, when hiring, the bank performs a credit analysis to discover the best option for your reality. 

Therefore, you can choose between personal credit, credit in installments and anticipation of the thirteenth. That is, each option has a different focus.

For example, installment credit is for those who want to take out loans with big goals. Like buying a car or a new apartment. In this sense, it has 72 months to pay and covers a much higher amount.

Personal credit, on the other hand, is for those who eventually got lost in finance. Therefore, he was unable to pay any bills and needs an emergency loan.

In addition, you can also anticipate your thirteenth salary. In this way, payment is made by direct debit, directly from your Next account.

Like other Nubank services, the personal loan is simple, secure and without bureaucracy. Therefore, everything can be resolved directly by the application. That is, you can calculate the installments and simulate all the credit on your cell phone.

In addition, Nubank allows you to anticipate your installments. That way, your loan can get a great discount. In this sense, interest rates are also compatible with your financial reality. 

Therefore, if you carry out salary portability to the bank, the loans have 15% lower interest rates. I mean, it's really worth it.

As well as other banks that we show, Inter bank has several different loan options. Therefore, you can choose which modality fits your need at that moment.

For example, Inter has personal credit, payroll, loan with property guarantee, and even FGTS anticipation. Incidentally, it is possible to contract all these types of credit even without being an Inter account holder.

Finally, selecting a choice among the best digital banks can be a daunting task. However, take into account which bank you already have an account with. Also, think about which modality fits your need the most.

That way, you'll be able to choose the best option and still reach your financial goals.