Tips

How to increase the score with Serasa Score Turbo

There is a faster way to increase your credit score when paying off your debts: Serasa Score Turbo! Read this post and learn all about this tool that came to change your financial life once and for all.

Advertisement

Increase your score with Serasa Score Turbo and regain credit quickly and easily

Então, como aumentar o score com o Serasa Score Turbo? Fonte: Serasa.
So how to increase the score with Serasa Score Turbo? Source: Serasa.

First, the credit score is an essential security tool for both consumers and the financial market. This is because it is through your Serasa score that several companies become aware of your payment capacity. That is, this is how they decide whether or not you are able to get loans, credit cards, financing and other services. So, thinking about improving the score of Brazilian ex-debts, Serasa Score Turbo was created.

Therefore, if you fall into this category and want to know what you can do to increase your score through this innovative tool, do not waste time and continue reading below! Let's go?

What is credit score?

Mas, qual a importância do score de crédito? Fonte: Serasa.
But what is the importance of the credit score? Source: Serasa.

Well, translated from English, the word “score” means “score”. In this sense, the credit score is the result of consumer relations with the credit market. It is through this score that creditors find out how much you honor your financial commitments. That is, if you make payments on time, and if you have already had renegotiated debts. 

So, each person is scored according to their payment habits, and the number can range from 0 to 1000. If your score ranges from 0 to 300, it means that you have a high risk of default, and it will be difficult for you to get credit in the market.

A score of 300 to 700 indicates medium risk, and companies use complementary ways to decide whether or not it's worth releasing the service you've requested. Finally, a score above 700 indicates low risk, which means benefits such as faster release of credit and lower interest rates at the time of payment.

There are several ways to improve or maintain your score with Serasa. However, this depends on a number of factors such as having your registration data updated and making all your bill payments on time. In addition to maintaining a good relationship with financial institutions.

And, to find out what your score is, just check your score for free on Serasa's official website through a quick registration. With this information in hand, you take the first step towards better understanding and controlling your finances, in addition to improving your relationship with the credit market. 

How important is the credit score?

Without a doubt, the credit score is the most relevant score in your financial life. This is because it is a determining factor for the companies with which you negotiate any grant of credit to decide whether or not to approve your request. In this sense, your score is very important, as it tells you whether you have a good financial history and are used to paying your bills on time.

For example, a below-average score indicates that you are not in the habit of honoring your financial commitments on the agreed date. Or that you have a lot of outstanding debts and still haven't found a way to pay them off. So, even if you don't have any restrictions on your name, a company can deny your credit application to avoid the risks if you don't make the payment.

That way, a good score can bring many benefits to your finances. Therefore, it is very important to always keep payments up to date and your registration data up to date. Thus, you have easy access to the best products and credit financing conditions.

Find out how Serasa Score works

Do you want more access to credit products on the market? So, you need to understand how Serasa Score works and how to increase yours. Learn more in the text below!

What is Serasa Score Turbo and how does it work?

First of all, Serasa Score Turbo came up with the mission of helping former debtors to increase their credit score through Serasa Limpa Nome. The institution understands how important access to credit is and what difficulties people encounter when requesting financial services due to their below-average score. 

So, Turbo is offered to consumers who have the Positive Register active to increase their credit score faster than the traditional method through agreements available on the Serasa Limpa Nome website. 

With this tool, you negotiate your debts with Serasa's partner companies that offer the Turbo option, and when making payments, you earn a higher score than you would earn in a simple agreement. This was the way the institution found to restore access to credit for those looking to take better care of their finances, and it is a very attractive option to improve their financial health. 

How to activate Serasa Score Turbo?

Afinal, como ativar o Serasa Score Turbo? Fonte: Serasa.
After all, how to activate Serasa Score Turbo? Source: Serasa.

Well, to activate Serasa Score Turbo, the first step is to consult your CPF on the Serasa website, or through the application, which you can download for free in the App Store or Google Play.

So, make sure that your Positive Registration is active and updated before continuing to the next step, as it is essential for using this tool. Then see which turbo deals are available to you. And, keep an eye out! Not all agreements offer the Turbo option, but you can identify it through the rocket symbol next to the proposal. 

Finally, formalize the agreement offered and pay the debt on the agreed dates. After confirming the payment, the points earned are added to your score and you can follow the growth of your score with each debt paid off. 

As we previously reported, Serasa Score Turbo is an advantage available to help you with your financial health. It will give you that little push to get you back to having a good payment behavior.

Therefore, it is important not to delay the payment of installments and not to contract any negative debt. Well, if that happens, the Turbo is deactivated and you lose the points earned as the benefit. 

How to increase the score with Serasa Turbo?

Undoubtedly, the institution's proposal is simple and has no secret. To increase your score with Serasa Score Turbo, the first step is to access the Serasa Limpa Nome website and complete a quick registration. Just enter your personal data, in addition to the CPF number. Thus, you go through a financial analysis that verifies which companies you have outstanding debts with.

But what is Serasa Limpa Nome? Well, it's a digital platform that connects you to Serasa's partner institutions through your CPF. There, you can check if you have any outstanding amounts with the listed companies and you can negotiate your debts with up to 90% discount. In addition, you can choose the best due date and the number of installments. 

So, just access your profile with your login details and password and check if there is any agreement available for your outstanding debts. If so, generate the presented agreement and pay the amount on the agreed date. Ready! Your score already starts to increase from the first paid agreement. That way, the more debts eliminated, the more your score grows! 

But, it is important to highlight that to have access to this tool, you need to keep your Positive Registration always active. After all, he is responsible for analyzing his financial behavior and transmitting payment information to credit protection agencies. 

The Positive Register has opened automatically since 2019. However, it is possible to interrupt this service, so keep an eye out so that this does not happen and you can enjoy the benefits of Serasa Score Turbo without any problems. Now that you are familiar with this tool, check out the recommended content on how to check your CPF at Serasa.

How to query CPF at Serasa

Do you know how to consult CPF at Serasa? It is very important for you to obtain information about your credit score, active debts and check if your name is dirty. Look here!

About the author  /  Aline Barbosa

Writer and producer of content for various subjects, she is passionate about writing and the new. Always in search of knowledge, it aims to transmit what it has learned in a light and uncomplicated way.

Reviewed by  /  Junior Aguiar

Senior Editor

Trending Topics

content

How to apply for Itaú student credit

See how easy it is to apply for Itaú student credit and find out how you can easily finance your studies with it!

Keep Reading
content

Ton Card or Impact Bank Card: which is better?

Learn more about free prepaid cards, ideal for those with bad debts and without an annual fee, then decide between the Ton card or the Impact Bank card!

Keep Reading
content

How to register for the senior citizen benefit

See how the registration of the elderly portfolio benefit works and find out what criteria you need to meet to be eligible for it.

Keep Reading

You may also like

content

How to make money from YouTube videos

Making money from videos on YouTube is the best way to ensure your content is monetized. To learn more about the platform's requirements and payment methods, just continue reading with us!

Keep Reading
content

How to apply for the Unicred Visa Platinum card

The Unicred Visa Platinum credit card is a good option for those who like to travel. Want to know how to order it? So, read this post and check it out!

Keep Reading
content

Discover the BV account: no annuity and no fees

In the BV digital account you can save your money and see it yield 100% of the CDI and, if you prefer, you can start investing in the bank's CDBs. So, take the opportunity to learn how this account works and stop paying fees to maintain banking services. Learn more later.

Keep Reading