Whether to make a larger purchase or simply transfer an extra amount to a friend, it is common for users to see the need to increase the PicPay receipt limit.

By doing this, the user can access a greater value to carry out their financial transactions without major problems.

However, many people don't know how to increase the PicPay credit card receipt limit and also the PIX. This makes your ability to use the financial services of the digital wallet more limited.

Therefore, if you want to learn how to increase the PicPay receipt limit, both for the card and for the PIX, just continue reading and check out the complete step-by-step we teach you.

PicPay Card is a card option that PicPay account holders can access. By having it, you can have a card without an annual fee and still get the money back when you make purchases within the application.

But, like other credit cards that exist, PicPay Card performs a credit analysis to determine the limit that will be approved for each person.

However, after some time using the credit card, the user is able to request an increase in the PicPay limit.

To request this increase, just access the PicPay Card applications, tap on the “Wallet” option and select your PicPay Card in the “My cards” section. From here, you can tap on “Adjust Limit” and right after that click on “Request Limit Increase”.

In this part, you can enter the limit amount you would like to have on your PicPay Card. So, just tap on “Request limit increase” and the institution will analyze your request and check if it is possible.

Here, it is important to consider that PicPay will carry out an analysis of your credit profile to verify that you are a good payer. This way, he will be able to decide whether to approve the request or whether his limit will remain the same. 

PicPay also works with the payment receipt limit on your individual account. In this way, each personal account has a limit of receiving R$ 800 per month from the credit card.

If your receipts exceed this limit, PicPay charges a rate of 1,99% on the excess amounts.

PicPay also works by applying a limit on PIX transactions. This is done not only by him but by several other financial institutions that aim to guarantee more security from this payment method.

Therefore, the person using PicPay is free to set their own daily transfer limit through the PIX. To do this, open your application and access your PicPay account.

When entering it, tap on your username to open the settings. In this way, you can continue by going to the section called “Limit Management” and clicking on the “Daily PIX Limit” option.

Here you can set your limit for transactions with PIX during the day or night. Thus, you can automatically adjust your limit up to the values allowed by the PicPay application, namely:

To make adjustments greater than the above values, it is necessary to request directly with PicPay.

PicPay users also have the option to authorize transfers above the PicPay limit. This is done by selecting specific contacts to carry out this type of transaction. To carry out this action, just follow the steps below.

First you must enter the application and access the “Limit Adjustment” screen. Then click on “My authorized contacts” and on the next screen click on “Register new contact” and enter his PIX key.

Finishing this, just click confirm to add the contact. This registration process can take up to 24 hours to be approved. But, when it is approved, you have the chance to make transfers above R$80,000 or R$5000 from PicPay.

After making the request to increase the PicPay receipt limit, the institution will carry out a credit analysis to check how your history is in recent months.

In this analysis, PicPay will check if you have a good payer profile or if you have outstanding debts with other institutions.

From there, he will have the information he needs to determine whether his limit will be increased or remain the same. To perform all the analyses, the application can take from a few hours to a few days.

But, if after carrying out the analysis PicPay decides to increase your limit to the desired amount, you will receive a notification on your cell phone and email informing you that your limit has been increased.

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