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How to anticipate FGTS by Just? Check the process
Anticipating FGTS through Just allows you to access a low-interest credit modality that does not generate debt for you! See how in this article!
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Get up to 10 birthday withdrawal installments in 48 hours
If you want to access up to 10 years of your birthday withdrawal, you can carry out this process by anticipating FGTS through Just, completely online and quickly!
Just is the BV bank loan platform, where you access the credit you need without leaving home and still being able to receive the money quickly in your account!
Just to give you an idea, by anticipating the FGTS through Just, you can receive the amount of several birthday withdrawals in your account in up to two business days!
In addition, this type of loan also allows you to access several other advantages that you will learn more about in the course of this article. Check out!
What is the anticipation of Just's FGTS?
Basically, the anticipation of FGTS by Just is a type of credit that allows you to access some future installments of your birthday withdrawal.
In this way, from this loan platform, you can access the value of up to 10 birthday withdrawal installments at once, without having to wait for the years to pass.
That way, you have money that is already yours to carry out your current plans without taking on a new debt.
And the most interesting part of making the FGTS advance through Just is that you don't have to pay the loan installments.
Namely, they are automatically deducted from your guarantee fund, with a low interest rate added to this loan.
Thus, payments are made automatically and you don't have to worry about paying another bill every month.
Who has the right to advance the FGTS?
In summary, the process of anticipating FGTS through Just can be requested by anyone who has R$ 300.00 or more in their guarantee fund.
Therefore, anyone who has worked or has a formal job can apply for this loan, which has more attractive rates and conditions, as you will find out below!
What are the rates and deadlines to anticipate the FGTS through Just?
At first, as it is a loan where payment is made automatically and has less risk of default, Just manages to offer you more attractive payment conditions.
Thus, when taking out this type of loan, you can access interest from 1.67% per month.
In addition, this modality allows you to settle it within 10 years, since this is the maximum total number of installments of the birthday withdrawal that you can access with the loan.
Finally, the release of money from Just is super fast, where you can access the money you need within 48 business hours.
Is it worth anticipating FGTS?
So far you could check out the main characteristics of the anticipation of Just online.
However, before proceeding with the anticipation, it is interesting that you know more about this type of credit to be sure that you are making the best financial decision.
Therefore, to help you be more clear, we have separated below the main advantages and disadvantages of this type of loan.
Benefits
Starting with the advantages, you can find the anticipation of the birthday withdrawal of Just more attractive interest, a 100% contract online in addition to the mode not to generate debts.
Below you can find more details about the advantages of this request model.
Minor interest
First of all, we cannot ignore the fact that by anticipating the FGTS through Just you will be accessing much lower interest rates than other types of credit, where you can have a rate lower than 2% per month!
no debt
In addition, the FGTS loan is the only modality where you have no chance of getting into debt. This happens because from it you will only be anticipating money that is already yours.
Online application
Finally, by anticipating the FGTS through Just, you will be able to carry out all the stages of the contract completely online and in a practical way. Thus, you will not have to face traffic and long queues to access the credit you need.
Disadvantages
Despite having great advantages, anticipating the birthday withdrawal can also have some negative points.
Your FGTS is blocked
The first is the fact that this type of credit can block part of your FGTS related to the loan. This way, you are prevented from accessing this value in emergency cases.
May be requested by a restricted audience
Another disadvantage is that this modality is only present for those who have a balance of up to R$ 300.00 in their FGTS. That way, anyone who has an amount smaller than that cannot access the amount for this credit.
How to anticipate FGTS by Just?
If after checking the pros and cons you decide to anticipate the FGTS through Just, know that the process is very simple and can be done by following just three steps, as you can see below!
1st Adopt birthday loot
If you haven't joined the anniversary withdrawal, now is the time to adopt this withdrawal method.
To do this, you just need to download the FGTS application, create your account and go to the “FGTS Birthday Withdrawal” option.
So, all you have to do is read the rules, agree and join this withdrawal method.
2nd Authorize the Just
After joining the birthday withdrawal, you need to allow Just to consult your FGTS data so that it can release the credit for you and make the automatic payment of the installments.
To do so, you just need to go to "Authorize banks to consult your FGTS" and search for Banco Votorantim in the search box, as it refers to the BV bank that manages the Just portal.
3º Start contracting the credit
With the authorization done, now you just need to go to the Just website and start hiring your credit!
To do this, simply register on the platform and carry out the credit simulation. With everything right, just proceed with the hiring.
Now, if you want to know if Just is a reliable company, access the recommended content below.
Is Just personal loan reliable?
Learn more about the platform and see if it is the best option for you to continue hiring your credit!
About the author / Leticia Jordan
Reviewed by / Junior Aguiar
Senior Editor
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